Security is also a big issue. You cannot expect the normal person on the street to be able to keep their coins safe. Its too hard for them.
why not? because they don't know how to create a secure offline cold storage? it's not hard at all. it's just a matter of saving your wallet file to a thumb drive. it also doesn't require you a lot effort to create a paper wallet. if you meant something else, please explain.
It is a mentality problem. People has been used to put their money in the bank and "forget" about it, "the banks will keep my money safe". That's why there is not a culture of self-responsibility with your own wealth pretty much anywhere in the world. Bitcoin is a radically new concept. Never before we could be our own banks, so it will take some time until people start learning to keep their stuff safe by themselves.
