Who is to be blamed, the gambler or the betting agent - page 14.

knowngunman

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Quote from: Fivestar4everMVP on June 19, 2023, 07:22:07 PM

First and foremost, I will love to know if this story is truly a true life, or just a fiction, my reason for this is because, I also have a project ongoing, and I know I've been paying helpers 5k per day, because they said that's the fee they now charge due to the current high cost of living in the country - anyways, this something we can discuss privately.

Firstly, the poster did not specify the exact work the helpers were doing. Secondly, the location determines the price too. In my locality the helpers get paid 1k to 1.5k if they close late.

Quote from: Wiwo on June 19, 2023, 06:18:03 PM

Question is:

What is the possibility of the betting agent getting his money soon/considering the gambler's low-income earnings?

Well, you can not tell whether he has another source of income. I know some people who are earning on a weekly or monthly basis but due to one reason or another they engage themselves in site works when they are on leave. So it's possible he can pay back in a short time if he wills. The same thing happened to my friend but unfortunately his phone was seized by the agent until he cleared the debt Grin

some agent does not have joy at all. I guess that one is too cool.

tusandii

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Quote from: Doan9269 on June 21, 2023, 04:31:35 AM

Since the gambler will be at fault and receives the best embarrament of his life from the agent he should then be blamed for taking the risk of what he knows to be uncertainties to either win the bet or get the money for repayment back to the agent, the agent i think try his best by being considerate enough maybe due to their familiarities being together over a long time but he also made a mistake of offering a loan knowing that such shouldn't be allowed or permitted when gambling, this equally means he will be in full responsibility for the refundment if the gambler defaulted.

If it is said that the most guilty in cases like this, I actually blame the gambler, not the betting agent, because the betting agent lends a certain amount of money with the aim of getting some profit if the gambler continues to carry out game sessions.
It is better to be a gambler who can accept defeat and gamble according to his ability, never have the thought of continuing to play relying on borrowed money because this will make it difficult in the future.
Some gamblers don't think about this because they are too focused on betting and fun for their thinking not to work properly.

AicecreaME

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Both parties are to be blamed for this instance.

The guy who borrowed money from the casino agent should know that he is only supposed to gamble what he can afford to lose. Given that he just have 1,000 on hand, that means he can't really afford to lose a thousand more. Gambling based on your means is needed in order to avoid messy situation such as this. As a player, you shouldn't be irresponsible of your finances to avoid troubling other people.

The casino agent is at fault too. Players should only be allowed to play based on their cash on hand or their card balance. They shouldn't tolerate credit since it's unsure if the player can repay them afterwards. Additionally, it's just a form of precaution and concern since we don't want people to be burdened by pile of debts just because of gambling.

If they had an agreement, that should be an evidence that the player has to pay the casino agent.

Weawant

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Quote from: Wiwo on June 19, 2023, 06:18:03 PM

Question is:

What is the possibility of the betting agent getting his money soon/considering the gambler's low-income earnings?

Before answering your question, I have some few words to say. Both the gambler and the bet shop owner are at fault here. For the gambler, why will he be playing with borrowed money when he should know that winning when gambling isn't a guarantee as anything can go wrong.

For the bet shop owner, why will he let a customer gamble on credit, it doesn't matter how you know the customers you should never allow them gamble on credit because you'll be contributing to the customer depression when they lose all the money. We have cases like that that have ended in suicide.

Without a high paying job, how do they expect the gambler to repay the loan. He has to eat and take care of other bills therefore he can't work for four days straight without getting paid. He won't do the job effectively and you'll be putting the quality of your building at risk if you don't pay him.

Doan9269

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Quote from: molsewid on June 20, 2023, 10:43:51 AM

Quote from: davis196 on June 20, 2023, 02:55:55 AM

Getting the gamblers into debt is not something a legit betting agent would go.
This guy(the betting agent) is most likely a gangster/mobster. I know that the gangsters, who a operate a gambling business always want to hook more gamblers by giving them credit and making them their "slaves". The combination of a "loan shark" service and a gambling business is pretty dangerous for the gamblers and borrowing money from such gangsters might totally ruin their lives.

There's no need to be blamed in this kind of scenario, we all know that taking a debt in loan sharks or agents will be our own decision and not made by others, if we fall into large debt it is our own fault and responsibility. Agents are just looking for some possible gamblers to take the loan they will do all things so that the target one will get loan to them.

Since the gambler will be at fault and receives the best embarrament of his life from the agent he should then be blamed for taking the risk of what he knows to be uncertainties to either win the bet or get the money for repayment back to the agent, the agent i think try his best by being considerate enough maybe due to their familiarities being together over a long time but he also made a mistake of offering a loan knowing that such shouldn't be allowed or permitted when gambling, this equally means he will be in full responsibility for the refundment if the gambler defaulted.

Cookdata

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Quote from: Wiwo on June 19, 2023, 06:18:03 PM

Question is:

What is the possibility of the betting agent getting his money soon/considering the gambler's low-income earnings?

I am used to physical bookies/agent shops and they have something in common, they are like bars that give drinks to their customers because of their loyalty. If you come to my place to get something and I know you very well that you do stick to your promise, a time will come that I will help you out when you are in desperate situation. Though, I don't like virtual games, the players are always addicted and most of them use to loss their money if not all, and that's how the bettors default the money they own the agents.

To your question: There are some gambling players that do repay even when they don't win their games but if I have such business, I will never allow bettors play debt on my shop, they will ruin your business down faster than you think and as an agent, you will be running at lost.

Strongkored

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Quote from: len01 on June 21, 2023, 02:03:01 AM

I'm not sure if my answer has been answered by other people here, but what I know is that all decisions are up to the gambler himself.
but that doesn't mean that I fully blame gamblers because betting agents should also consider before giving credit permission to customers whose work they don't know.
well, from here it's clear that both of them are wrong because they both want to benefit each other. like gamblers get the advantage of gambling using credit and betting agents can benefit because they have succeeded in taking a lot of profit from the losses that have been obtained by gamblers.

Both are in the wrong position, only the betting agent is the first party to be blamed because he must have thought of the benefits to be gained if he lends money to his customers to gamble without questioning the customer's abilities first, but actually, so that the customer can afford he is not allowed to make loans and also the customer is wrong because of gambling more than his limits and also by using the proceeds of debt, the two must discuss to solve the problem.

Outhue

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They are both at fault of been too greedy, the gambling agent want to make more money by force, from someone he knew that's already addicted to gambling and probably won't be able to pay back what he owes, yet, he still cruise with the deal.

The gambler himself doesn't care, because his last hope is using the loan to make more money, there are people who do this stupid thing and it turned good for them, instantly they believe they are the smart ones, but not everybody will be that lucky.

Now this person will see why taking loans to gamble is a very bad idea, because the gambling agent will have to use force to make him pay what he owes, I always feel like loan sharks and others feel happy when someone owes them money, they are always prepared to go to war with debtors.

danherbias07

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Quote from: Wiwo on June 19, 2023, 06:18:03 PM

What is the possibility of the betting agent getting his money soon/considering the gambler's low-income earnings?

By force. Blackmail. Relatives. Etcetera.

But I want another point on what happened in your worker. You are right when you said how come the agent let the worker make a bet that far in debt if he knew the money is not sufficient enough. What if he won the bet? Will the agent take everything and just leave him with the amount he has first?
Just 1k to be exact. He won, even if it goes the extra mile of profits, I think the agent will just take it all.
This is why I don't like loansharks, middlemen, or whatever they are called. They will take advantage of you even if you win or lose. You win, they take it because what made you win is their money. You lose, they shadow you everywhere even at work which I think is not a good thing anymore. Imagine the shame he threw on your worker upon doing that.
Please do advise him to never do it again. Just use his own money and never depend on others when gambling.

len01

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I'm not sure if my answer has been answered by other people here, but what I know is that all decisions are up to the gambler himself.
but that doesn't mean that I fully blame gamblers because betting agents should also consider before giving credit permission to customers whose work they don't know.
well, from here it's clear that both of them are wrong because they both want to benefit each other. like gamblers get the advantage of gambling using credit and betting agents can benefit because they have succeeded in taking a lot of profit from the losses that have been obtained by gamblers.

Stable090

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Quote from: gabbie2010 on June 20, 2023, 12:15:01 PM

The chances of the betting agent retrieving his money is very slim because the gambler knowingly that he wouldn't met up with the payment of 8K debt absconded without a trace until he was caught,

You said the chances hid betting agent getting his money back is slim? But I don’t think so, for the begging agent to be able to trace the gambler to the site where he is working, then am sure the agent won’t leave that place empty handed, am sure he will collect something that worth or is more than the money the addicted gambler is owing him, or maybe the gambler will be dragged to the police station by the agent, which the police will be involved and they will be the one to settle the case.

Quote from: gabbie2010 on June 20, 2023, 12:15:01 PM

BETTING ON CREDIT IS NOT ALLOWED" boldly displayed on conspicuous locations around the betting shops I think that will put to end such behavior by addicted gamblers.

Even if something like this is boldly written on a conspicuous location around the gambling shop, addicted gamblers will still come and will beg to gamble on debt, the only person that can stop that is the agent, if he keeps on denying them whenever they ask him to give them the opportunity to gamble on credit.

livingfree

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In the first place, he shouldn't really be allowed to gamble on a credit. Well, it's on the agent's shoulder now but let's just hope for the best that the guy will pay it even if it takes a longer time until it gets fully paid.

I agree about the suggestion of installment basis as there's no other option unless he's got some stuff that he's willing to sell for it to cover the credit.

Betting shops/casinos offline or online shouldn't allow betting with credit.

harizen

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Quote from: Wiwo on June 19, 2023, 06:18:03 PM

So when I wanted to judge the case and possible settlement, I query the casino agent how can you allow a customer to gamble on credit to the tune of 8k Knowing fully well that the gambler only has a 1k balance which already existed?

Can you ask them to show the Terms and Conditions regarding that "credit" feature"?

If you might be able to share it here, we can somehow learn why that customer is eligible for that credit feature. Obviously, there are factors before being considered, and that customer is surely able to achieve those as a regular customer.

Quote from: Wiwo on June 19, 2023, 06:18:03 PM

Also what is the probability that the gambler will ever return after owning such debt in the betting shops, note the gambler's daily pay is 2k as a helper on the site, so he has to work for 4 days to be able to meet that debt that is if he doesn't make any other expenses.

Before the credit feature is granted, there should be at least some things that the site is asking for the bettors. That is subject to KYC and the personal information of the borrower is given to the site. There might be also a sort of "references" like most lending institutions asked for their borrowers.

That person can be granted to repay the loan by installment.

Anyways, if that case is an inside job wherein there's really no credit feature but the agent allowed it, they will both suffer consequences. Both agent and customer might face legal action if they weren't able to solve that problem.

Cling18

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Quote from: rhomelmabini on June 20, 2023, 05:21:02 PM

Quote from: Wakate on June 20, 2023, 10:40:07 AM

Quote from: rhomelmabini on June 20, 2023, 10:23:58 AM

The agent wasn't the one to be blamed to be honest and the worker really has the capacity to pay that debt on his name with 4 days of working. Maybe, the agent knows that the worker can pay it and he really knows where he can be found, so he didn't hesitate to give him some credits. I think the gambler should be the one responsible for what he had act.

This problem lies in gambling addiction and I will not blame any of them for anything. Gambling when we do it too frequently could make us become an addict with a bigger consequences if we don't know how to reduce our urge. Gambling is something we all want to make money from and that is why the person that have to gamble on credit did that thinking that he will make profit from it and return the money back to the agent.

This is why we need to try and bet with the fund that we can afford to lose not going further because it greed and end up losing big in gambling because we want to make big profits. Greed had given many of us scar on our skin due to mistakes which other gamblers can learn from to prevent the same error.

Gambling is not the problem, it has been there ever since and we all know that it has risks that you'll lose in the first place. It is our urge that we think we can make profit out of it because we feel it but in reality that wouldn't be reciprocated. Addiction isn't the cause of the constant thing, it is cause because we tend to make a habit out of it and gambling isn't an exception, we have choices and it's upon our responsibility to make those choices.

Gambling will always be gambling, and it may be very addicting, but it all depends on our ability to manage our impulses and refrain from placing excessive bets. It is not our fault, but rather our choice to risk more out of greed and a desire to cover up for the time we lost. Everything would depend on our personal decision because we were genuinely given the ability to decide whether or not to gamble and whether to continue or stop.
Because we were the ones who made our own decisions after losing at gambling, we cannot hold anyone else responsible for the consequences we are currently experiencing. If the employee had set boundaries and exercised self-control in the first place, this issue would not have arisen.

Sandra_hakeem

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Goodnight, ohh Leo!!! 🦅

It's always a big problem honestly...
I've been in situations like this when I worked as a cashier for a local casino -way back. Gamblers will always have a very awkward mindset of winning major - even when they're outta cash, they Still wanna gamble, hoping it comes through.. so all they'll be thinking is - if it comes through,I'll only have to settle the agent for his stakes and take the rest of the millions or thousands left...lol, well that's a strategy that works on rare occasions.

Sandra 🧑‍🦰

rhomelmabini

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Quote from: Wakate on June 20, 2023, 10:40:07 AM

Quote from: rhomelmabini on June 20, 2023, 10:23:58 AM

The agent wasn't the one to be blamed to be honest and the worker really has the capacity to pay that debt on his name with 4 days of working. Maybe, the agent knows that the worker can pay it and he really knows where he can be found, so he didn't hesitate to give him some credits. I think the gambler should be the one responsible for what he had act.

This problem lies in gambling addiction and I will not blame any of them for anything. Gambling when we do it too frequently could make us become an addict with a bigger consequences if we don't know how to reduce our urge. Gambling is something we all want to make money from and that is why the person that have to gamble on credit did that thinking that he will make profit from it and return the money back to the agent.

This is why we need to try and bet with the fund that we can afford to lose not going further because it greed and end up losing big in gambling because we want to make big profits. Greed had given many of us scar on our skin due to mistakes which other gamblers can learn from to prevent the same error.

Gambling is not the problem, it has been there ever since and we all know that it has risks that you'll lose in the first place. It is our urge that we think we can make profit out of it because we feel it but in reality that wouldn't be reciprocated. Addiction isn't the cause of the constant thing, it is cause because we tend to make a habit out of it and gambling isn't an exception, we have choices and it's upon our responsibility to make those choices.

gabbie2010

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Quote from: Wiwo on June 19, 2023, 06:18:03 PM

Question is:

What is the possibility of the betting agent getting his money soon/considering the gambler's low-income earnings?

The chances of the betting agent retrieving his money is very slim because the gambler knowingly that he wouldn't met up with the payment of 8K debt absconded without a trace until he was caught, personally I think you should deduct the money from your betting agent daily income maybe 25% daily until he completely paid the whole money that action will deter him from condoning such act in the nearest future and you should post or place a signpost with an inscription which states that " BETTING ON CREDIT IS NOT ALLOWED" boldly displayed on conspicuous locations around the betting shops I think that will put to end such behavior by addicted gamblers.

Yatsan

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Quote from: Wiwo on June 19, 2023, 06:18:03 PM

A situation occurred today in my locality, I have some guys working for me today and suddenly I hard them battling with an issues and when I get close to them to know what exactly the problem is, and I asked the guy who look strange to me since I am meeting him for the first time and not a worker on the site what his business and why he is distracting the workers from work.

Then the guy narrated his case to be and he said, that one of the workers came to his betting shop the yesterday to play some visual, that at first the guy came with ₦‎1,000 in my local currency to make the bets and along the line, he existed the balance but as a regular customer, the agent decided to allow him at further on credits and in all he accumulated a total debt of ₦‎8,000 because he lost all the bets and since that yesterday he has been on the run from the gambling agent until he traced him to the site today.

So when I wanted to judge the case and possible settlement, I query the casino agent how can you allow a customer to gamble on credit to the tune of 8k Knowing fully well that the gambler only has a 1k balance which already existed?

Also what is the probability that the gambler will ever return after owning such debt in the betting shops, note the gambler's daily pay is 2k as a helper on the site, so he has to work for 4 days to be able to meet that debt that is if he doesn't make any other expenses.

Question is:

What is the possibility of the betting agent getting his money soon/considering the gambler's low-income earnings?

Both became greedy. As others have mentioned, the gambler still played an amount even if it is out of his capacity to pay while the betting agent allowed him to do so inspite of the amount the player have asked at first. Both has to face the burden and I guess it would be more of the agent's fault because in the first place the gambler won't lose that much if he did not give him more. The gambler, being greedy and frustrated just pushed his luck, as what normal gamblers do on a daily basis but with different risk tolerance. At the end of the day, the agent won't have anything to make the gambler pay if he has no wager written on paper, that won't be entertained in any court 'coz of lack of proof if incase and even if he do have it, things will still have conflict I guess.

ryzaadit

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Both of them.
1. Agent: Allowed the gamble for loan-betting without any collateral.
2. Gambler: Betting with loan.

Stupid things are from "Agent" how the hell he allowed betting with loan credits, most of casino 99% don't have these policy ~LOL. Gambler are getting debt on loan-service, not on the casino.

Josefjix

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yes

Quote from: Wiwo on June 19, 2023, 06:18:03 PM

A situation occurred today in my locality, I have some guys working for me today and suddenly I hard them battling with an issues and when I get close to them to know what exactly the problem is, and I asked the guy who look strange to me since I am meeting him for the first time and not a worker on the site what his business and why he is distracting the workers from work.

Then the guy narrated his case to be and he said, that one of the workers came to his betting shop the yesterday to play some visual, that at first the guy came with ₦‎1,000 in my local currency to make the bets and along the line, he existed the balance but as a regular customer, the agent decided to allow him at further on credits and in all he accumulated a total debt of ₦‎8,000 because he lost all the bets and since that yesterday he has been on the run from the gambling agent until he traced him to the site today.

So when I wanted to judge the case and possible settlement, I query the casino agent how can you allow a customer to gamble on credit to the tune of 8k Knowing fully well that the gambler only has a 1k balance which already existed?

Also what is the probability that the gambler will ever return after owning such debt in the betting shops, note the gambler's daily pay is 2k as a helper on the site, so he has to work for 4 days to be able to meet that debt that is if he doesn't make any other expenses.

Question is:

What is the possibility of the betting agent getting his money soon/considering the gambler's low-income earnings?

This is a heinous incident, and the betting agent would face punishment from his boss, including a cut in his salary, due to the gambler's pending owing debts. Gambling only produces profits or loses, and most gamblers end up in debt, as you illustrated above. Betting on credit is not recommended, and the betting agent has some concerns; the gambler would pay installments, earning small amounts of money daily, not even enough to take care of himself; he should be given an estimated time to pay out, or he should drop collateral, an important item if he fails to repay his debts, in my opinion that's the possible way out.

Topic: Who is to be blamed, the gambler or the betting agent - page 14. (Read 1795 times)