Topic: Who Pays What? - page 11. (Read 36799 times)

I think both of those ideas are good. At your discretion, would you consider adding mining bonds to the table? Perhaps for the Miscellaneous section you could list the average price/share, and the average dividend/week, rather than just the variable interest rate.

I read this a while ago, thought about it, and now coming back for a second cut.

The current front-page table initially covered fixed interest deposit accounts, and then expanded to include BS&T pass through and GLBSE.  From what I read of your offer, it's a little bit different again including a "buy-back" and the notion of shares and run via it's own web.  The bonus payments also make it look more like an investment of some type of equity rather than a fixed interest instrument.  Alternatively, it might just be a longer term deposit - I would have to look again.

It was not my intention to list equities/shares even if they are paying a reasonable rate (mining shares arguably do that too, or any GLBSE asset with a decent dividend history).  It was also not my plan to scour the internet looking at schemes promising various rewards as there are some quite odd ones out there.  However, it is also not my intention to discriminate or dismiss ventures like this.

Pending feedback, I could add a miscellaneous section as a fifth table. 

I would also like to differentiate something that appears moderately solid from HYIP's and places like https://bitcointalksearch.org/topic/mybitcoinbank-89635  Therefore, I will be progressively adding a credit rating/score indication during the next week as this has been requested by enough people to indicate that it is required.

Hey Patrick plz add our new loaning Bond.

https://mybitcointrade.com/?content=boerse/projekthandel&projektid=11

Forum Thread is the same one. https://bitcointalksearch.org/topic/mybitcointradecom-high-interest-25-5w-20-on-bonds-aaa-since-072011-81357

The Loaning Bond
Payout of the dividend (min 2% / week ) is every Sunday at 00:00 am automaticly. With the surplus, we pay out larger dividends or buy back shares to 0.5 BTC.
We buy your shares for at least 0,125 BTC while the running time (max. buybackrate is 0,20 BTC).

This will be a Middle Term investigation.

Payout are automaticly and 25% guaranteed !
Expected running time up to 9 months.

----

Offer will be chance attractive Tommorow.

https://bitcointalksearch.org/topic/m.987915

Request for feedback regarding credit ratings.

Updated OP.

I'm now offering 12-20% monthly interest.

Thanks for the huge update, Patrick!  The OP really looks great.

Small change to Starfish BCB - testing a new minimum deposit size.

Adding too many fields will make the table unwieldy, and that information (and other) would/should properly be disclosed in the linked thread.  My own "deadman" switch, for example is simple, but allows someone I trust to unwind the deposits and loans in a sensible fashion.

After completing the table yesterday (and yes it did take a long time) I was thinking about the real world requirements and some deposit takers meet some basic minimums and others do not.  However, if I placed an assessment of meeting a minimum requirement or a "credit rating" on them, that would require a lot more information than most people would be prepared to reveal - such as assets/liabilities. 

I have considered doing credit ratings before, but again, it is quite time consuming and like in the real world, for someone to gain a rating, it would cost.  I am also mindful that I am an issuer/deposit taker so may be viewed as biased.

Pirate says he has a dead man's switch.

As most of the bonds and the regular payouts of dividends are issued and maintained by individuals, a bond would become instantly worthless if operation cannot continue unexpectedly. Thus it would be nice if issuers could state if they have similar precautions and if that could be included in the overview.

Ah, yes, I read the table wrong, sorry. My bad.

Not as far as I know - all the ones listed are pass-through in one form or another.  As I said in the OP, it's based on research and that might be wrong.

You're not confusing the GLBSE section (#4) as that has a mix.

Thank you Patrick! 

One thing though, there are some non-Pirate bonds/securities in the Pirate/pass-throughs section?

patrick, your genius is showing.

That looks much better. Nice job, Patrick.

Bump - OP updated.  Interesting adding in the other pieces, but took a long time so not keen to build this from scratch again.  Most of the data is now in a handy spreadsheet that I can update and cut/paste into the OP when changes occur.

And the best value non-Pirate fixed interest thing today appears to be TEEK.B at 2.9% per week.

Thanks!

Chungenhung's
https://bitcointalksearch.org/topic/update-0912-chungenhung-deposits-0btc-available-4-for-30-days-56853

smart1985's
https://bitcointalksearch.org/topic/mybitcointradecom-high-interest-25-5w-20-on-bonds-aaa-since-072011-81357

Cheers

Where can I find Chungenhung's deposit thread/website? I can't find it anywhere

Edit: And same question for smart1985's thread/site

Thank you very much for composing this list. It's been a great help to get a clear view of the current lending scene. Keep up the good work!