anything can happen because in crypto anything is possible. Possible XRP will have its chance to prove haters wrong when they success in defending their rights against the SEC lawsuit. There are news that XRP has big change to win the case and that's why XRP is going strong despite the market downtrend due to binance's FUD. So possibility it will reach towards the upcoming halving within 2025 and it will be a great day for XRP holders.
With the price of XRP now, it has to multiply by ten. $0.55 as its price. It's true that anything can happen to crypto and we all know about that. And XRP reached $3 during the 2017 bull run, and it has passed to another one but little movement and then we're approaching the next one, maybe by next year or two. If no motion even reaches $1 then there's already a problem, I think with SEC or none, if it won't move a lot then it won't really move a lot. So, best of luck to those that have been holding it and still waiting for the right time to sell.
Anything can happen in crypto. A coin can pump, dump, or totally collapse but there are exceptions like for example, it's not possible for Bitcoin to dump hard and collapse. It's only possible for BTC to pump hard. As for the altcoins, most of them are prone to dumps and collapses and it's not possible for them to reach a really high level like BTC.
When it comes to XRP I think it's still possible for its value to reach 5 dollars because number one is its ATH is 3 dollars (that's only 2 dollars away from the target of 5 USD.) Number two is XRP is backed by banks and its use case is kind a great. If XRP didn't reached 1 dollar during the bull run or in the future, maybe it needs to solve its issue with the SEC first.