Topic: Would you invest in Bitcoin if it only rose 10% per year from now on? - page 2. (Read 517 times)

I would not hesitate for a moment to answer that I would be completely satisfied with only 10% per year, which is far better than anything that any bank or investing in government bonds can offer me. Honestly, for me it's not just about the profit (although I won't say it's unimportant), but that I liked being my own bank.

Of course, there is obviously a big difference between those who have, say, 0.10 BTC and 1 BTC, because those who have much more will mostly be satisfied with 10%, others of course will not be nearly satisfied.

I will only speak for myself because I don't know for others. Even if bitcoin do only 10% on yearly basis I will still invest in it. For the fact that bitcoin is self custodian I will invest in bitcoin rather than invest it in something else that I won't have total control over. Moreover 10% is still profit, it is better than not investing the money at all. I will still invest in it because I like the idea that bitcoin represents and not just the profit that I will generate from it. If I choose not to invest because the ROI has dropped, it signify that I was only in bitcoin because of the profit and not for the ideology behind bitcoin. Bitcoin is freedom and hope that's why I will keep investing in it.

10% increase per year might not be enough to duel on but we can benefit from the market following the purpose of our investment. Various reasons why we chose to invest, some as savings but the most reasons are because of the profits we get during the final stage of our investment which takes just more than a year, precisely 4-5 and plus years before hitting the climax, if by the number of years, one might have accumulated an increase of 10% annually into added years, it already would amount to a better figure, not the best outcome but considering the idea of savings and some retirement plans it is still a good investment following how preferable it is compared to saving in banks, no profits attached and likely to face inflation in the economy.

Of course I will do still invest like to convince myself that if the fund was to be saved in the bank, I am either going to keep being taxed for maintenance services rather than earning profit at all.

So if Investing on Bitcoin would only give me a 10% profit, it would be profitable compared to the commercial banks.

Infact in a mathematical algorithm regarding that we could experience the Bitcoin bull-run in the circles of each 4 years, the 10% of each year would give me 40% if I should expect to make profit in a bull-run which is 4 years circle.
So if we can actually hold patiently 4 to make it big, we can as well take the price profits gradually yearly for 4 years. So, I can afford to invest on Bitcoin if only the profit would be accounted on yearly basis.

Hypothetically if the risk is still the same but now the return is "only" 10% p.a as per OP's clarification, it's not as sexy as before, and indeed, return-wise, the Bitcoin market competes with the stock market (more precisely the US market). However, not all people have access to the US market, which is the most profitable one. I'd still see it as a good option at least in my country where the local stock market is crap, and using a global broker is a hassle plus greatly taxed. People, especially those who don't have access to the US stock market will still invest, but the question is how much % of their portfolio will be put there, surely there will be rebalancing because of expected return vs risk.

7 years is really long to go, 7 years ago, people were very happy and not depressed, after Covid 19 happened, people are tend to spend most of their time on screen.

I would rather to invest in hyped big caps shitcoins, I might earn 20% in just few months, it's faster than investing in Bitcoin. But, Bitcoin will be my choice as my biggest investment, I don't need to stress myself to think about my end game. As long as I hold in Bitcoin, I feel safe.

I'll bet many serious investors would take a healthy 10% return on investment every
year. What other investment would yield those returns? few if any I would say. The
question is why are they not in already because the returns are larger now! Is it the
perceived volatility that is a deterrent I wonder?

For those with huge wealth a 10% return is massive, for those with small amounts
to invest I suppose 10% is not that attractive, its certainly not "wen lambo"

The future of Bitcoin price is uncertain, because no one can say what Bitcoin price will be until now. But by looking at past price history we can definitely be sure about future prices. It mentions a 10% average price benefit over a few years, though uncertain. So I think the benefit will be several times more than keeping money in the bank from this Bitcoin, because if you can invest now according to the past price demand, then surely you can get future results. That's why we must take risks, knowing the only risk is that those willing to take the risk in investing in Bitcoin will only reap the future benefits, and we can assume that it is generally safe.

I agree with you, for an asset you give a 10% Roi per year means its really a valid asset, banks don't give you that, even if you get that from banks in our dreams its still a fixed Roi unlike bitcoin that can give you way more than that.

in the case of the "negative" as you expressed, might just be a retracement on chat.

From all indications bitcoin has proven to give ZERO losses when invested in.

1
1.1
1.21
1.331
1.4641 four year return
1.61051
1.771561
1.9487171 seven years time

Only a fool would say no to 2x your value every 7 years.

Until now the results of the poll are unanimously positive, i.e. everybody voted for the two "Yes" options. What I wonder of course is if this is only because of "socially expected" behaviour.

I would love some well fundamented "No" answers as well

Some remarks to the posts until now:

1) Some have mentioned that they would invest if the 10% were guaranteed. I would however not go as far as that. In the OP I wrote about a scenario where we had 2 or 3 years with an average price increase of 10%. So some risk would be still involved.

The scenario I had in mind is that the 10% pattern would be approximately seen by a part of the community as a relatively "safe" pattern, but not a "guaranteed" one. For example, influencers would talk about the 10% pattern like they are now talking about the "4-year cycle" or "Stock 2 Flow". But there would no entity guaranteeing to buy all dips in years with negative price evolution.

2) Some mentioned the comparison to the stock market. I think this is indeed an interesting comparison. The scenario I had in mind is basically: "Bitcoin behaves like a major stock market index", or like an (stock) ETF with a portfolio comprising several sectors of the economy.

Taking into account these two clarifications, however, I personally would still look at fundamental data for that decision, like on-chain and L2 transactions, adoption by merchants, and user base studies like the ones published by Crypto.com and Triple A.

10% per year is already huge!!!
If you ever get this constantly, this is better than putting your hard-earned money in your bank. Plus in the long term, you will still earn much because of compounding.

But in reality, this is not how Bitcoin works, sometimes we can get more than 10%, or sometimes is negative .

I have been investing in the S&P 500 for many years, which has that average annual return. Investing in bitcoin if it only gave me the same as the S&P I could keep doing it but maybe I would just keep holding and accumulate more than the Nasdaq 100, which I started investing in, and it has a historical return of 13% average annual return.

If I'm going to keep accumulating bitcoin it's because I think many years down the road it's going to give higher returns than that 10%.

The truth is we invest in bitcoin and we all expect to earn at least x2 or more x5, x10...many even believe that bitcoin will reach 1 million dollars in the coming years. Overall, people's expectations are high and that's why they invest in bitcoin. So I would be skeptical of anyone who says that even if the price of bitcoin only increased by 10% per year, they would still invest in bitcoin.

It's no surprise that many people still say they would invest in bitcoin with that kind of return because it's still better than putting money in the bank. But I believe if we're being honest with each other, I don't think there will be many people investing in bitcoin anymore.


For me, if that happens and there is no investment that gives better returns at that time, I will still invest in bitcoin but if there is any investment that has the potential to give better returns than bitcoin. I would not hesitate to choose it over continuing to invest in bitcoin.

In addition, it also depends on some other factors such as my capital, risk level...I will consider and be flexible according to the situation at that time.

I voted for sure.  
10% APY is great.
With that percentage, you will have a hard time getting those gains somewhere else. And if that's a guaranteed gain, everyone is saying that it's still one of the best choices out of all the assets and investments that we can ever see and I agree with that. Most of the shares or stocks that we can choose are also volatile so that 10% is still a win. I can be sitting pretty while waiting for 0.8333% gain monthly.

If it's guaranteed 10% p.a then it's still an awesome deal. In comparison, the money market or bonds can yield about 6% p.a in my country and it's "guaranteed" in the sense of low risk, except if there's a financial crisis or whatever doomsday scenario. The problem is that the risk associated with Bitcoin is still the same (from the eye of Nouriel Roubini et al.) so 10% p.a might not be worth it considering the risk.

I'd rather buy the dip and sell at the rebound though if sideways is the new normal.

I voted for: For sure!.

I mean it's the only crypto that I put majority of my portfolio, and so even if it will just give me 10% per year, I think it is still good as compare if you are going to invest on some altcoins that the risk is too high. Or it is like gambling per se with those meme coins and other hype coins.

Still better returns on some banks though, or at least it the margin of profit can still cover inflation on some major countries.

I will still invest in Bitcoin even if the increase of the price only 10% per year. I don't mind to continue my DCA because I have the other ways to earn more profit which is I can use trading to gain the profit. Besides that, we have altcoin that can be alternative to make a profit although that will not easy to pick the right coins. If the 10%+ really holds for 2-3 years, I will not have a problem because that means, I have much time to running my DCA and accumulate more Bitcoin so when the bull run comes, I will be more ready to sell at the new ATH.

Yep I still invest in Bitcoin even it's give 10% per year return, I would consider it as a gold.

But, I won't put all of my money on Bitcoin since it's no longer profitable, I will choose to invest in altcoins or smaller stocks which can give higher return.

Personally I think average inflation rate is 10% in most of countries, even they write 4%-6%, even Bitcoin didn't make profit, but it can still hedging against inflation.

Still better than stocks, bank deposits, bonds/RTB, treasure notes/bills, REITs and other traditional assets that would give like 3%-10% annual profit.

So, in short, I'd still be holding it and I don't have something to do with it yet and that's why it's best to be kept there. But take note that 10% would be higher when we're holding more and that holdings came from the 2018 and other bearish years.

It's still one of the best performing assets out there, maybe for this decade if not in the century.