Topic: Would you invest in Bitcoin if it only rose 10% per year from now on? - page 3. (Read 517 times)

The Stock Market gives an average of around 7%-8% return annually and if Bitcoin will give us 10% per year, that would still be higher than the other popular asset classes out there including the stock market.

I would say that I will still invest into Bitcoin if the 10% annual return would be consistent. Well, I know that it will not be because whenever we enter the bear market, so does most of the asset classes. If this happens though, I will have to recalculate and readjust my overall portfolio. Instead of putting more into Bitcoin or cryptocurrency in general, I would put more on Stocks that are giving dividends annually because that would be much safer at least. 10% is still a high increase considering how much other asset classes like stocks, bonds and others are giving on a yearly basis.

Well, I know that this is hypothetical only like you said OP, and we know that this will not happen... or at least not in many years because of the speculative feature of it that you said already.

If the price of Bitcoin increases by even 10% per year then it is definitely possible to profit by holding it for a long term in the future. Because instead of keeping money in the bank, if we invest in Bitcoin for a long time, then we will get better returns from Bitcoin investment. Since if we look at the long history of Bitcoin price in the past then Bitcoin has only gone up and the price has increased since the beginning, so if we assume that Bitcoin is growing at a rate of approximately 10% every year from the present time then the next 10 to 15 years will have huge benefits.  .

And I added some more strategies it is very easy to get more and more profit in Bitcoin every year, because Bitcoin dips, if bought at the right time and hold for long time, it is possible to get 10%+ more profit in Bitcoin in next few years. 
 Because we should buy dips every few times every month when bitcoin is dumping then we will make huge profit at the end of the year.

Thanks for all replies already. The poll participation could however be a bit higher

The reason I started this poll is because eventually, Bitcoin's price will increase with a slower rhythm. We don't know when this will happen, it could be already this year or next year, albeit it's unlikely (see the recent spike to 71k+).

However, if people expect too much and only invest in Bitcoin to "gamble", then eventually if such a slowdown to 10% or a similar number per year happens, there could be danger that a big part of the investors will sell and move on to other risk assets, e.g. back to stocks, or to altcoins.

But that probably will not happen if the fundamentals still stay solid. This means: if Bitcoin gets really adopted, i.e. if we se a growth in the likely user base along with the number of merchants and service providers. And not only the volume on exchanges. In this case, a 10%-returning Bitcoin would be, in my opinion, an excellent investment.

Currently we are not there still. Speculative usage is still too prevalent. And that's also one of the reason why in some groups Bitcoin has a quite bad image: they think it's a tool for rich people to get even richer, without social benefits.

For these reasons my vote also went to "Only if the fundamentals are solid." Solid fundamentals means, as I wrote, that we can "feel" and also measure an organic growth, not only a speculative growth.

It wont be 10% in every country even if its 10% in some, every population's perspective varies as do their own local economies.   Also there is a benefit from a slower moving price, stability in price prediction probably aids good business.
 Agreements made to supply can suffer less adjustment if the value relatively stable like that, I believe it actually encourages commerce and so usage of BTC across the world.  Its ironic in a positive way as this would stimulate BTC fundamentals most likely.   Price in every market is not a perfect description of value, literally the market can demand a lower price even while that product becomes more useful and in technology this is not that unusual.

This is a very big profit if you are speaking from the angle a banker because not too many investment can guarantee 10% profits per year. There are several reasons I will invest in Bitcoin with 10% per year even if I know other investment that can give a little above that. One of the key reason is that Bitcoin has liquidity far more than even real estate and other asset classes. You can easily cash out the funds without stress unlike when you want to sell a property. In addition, Bitcoin gives me complete control of my investment and the only effort I need to put is in securing my assets. There are many other reasons that makes Bitcoin a beautiful option even with 10% increase per annum.

Yes, even if Bitcoin doesn't go higher than 10% in value per year from now on I will still be investing in it and holding that investment for at least 10 years or more to get better profits. I'm someone who believes that Bitcoin could reach way higher values in future, and if that becomes a reality then even if it grows by 10% per year and also some extra growth due to dip purchasing then there's chance that I might end up with more than 10% profit per year because of dip buying.

I would also trade Bitcoin as there's chance that I might earn more profit with trading then holding it for a long year but I'll still be accumulating it for long term holding and also dividing some money to trading it so I can earn profits no matter if it grows by 10% per year. The crypto market is still quite volatile and even Bitcoin is still very volatile but even if it gives only 10% profit per year I will still invest in it.

In the stock exchange market, there are assets that rarely could give 2% to 4% ROI per annum. So for Bitcoin to give such a return then it's a good asset to invest in right now. We shouldn't be expecting 100% or 50% return from Bitcoin every year. That is not how it is designed. From past event it has done a lot more better so if the pattern changes now then its more for the greater good. It will give more opportunities to people like me to be able to afford some fractions of it before it goes higher than this.

Your analysis is hypothetically true. But the reason why most people invest in Bitcoin is not because of its annual performance rather its more about its performance in a complete cycle or a decade. So we see Bitcoin increase with a mean percentage of 12% each year. Then in five years, it's 48% which is a good profit to an investor.

This means that investors who understand the importance of long-term benefits will continue to invest in Bitcoin. Because it will be more about the value of your accumulation.

I'm not sure for certain if I can maintain investing in bitcoin if such is already guaranteed for the main time. The answer will be yes because bitcoin is one of the digital assets I can entrust my wealth with, and I don't have to be thinking about the fear of crash or inflation. Second,  it's better to secure that 10-20% annual interest than to hold my savings in my local currency, which devalues every single day. At least I can be rest assured of profit from two angels. 
 
But as time goes on, it continues, and I can't be too certain if my investment decision will still be with bitcoin or not. Like it or not, one of the major reasons why most of us invest and hold bitcoin is because of the expected profit margin, irrespective of how long it will take to give us that.

If the average annual increase is 10% for bitcoin, then it is certainly still an asset that provides good returns compared to bank deposits. If bitcoin is still supported by sound fundamentals and its real use cases are increasing, then 10% is still worth considering instead of burning it on altcoins.

On the other hand, I might cut my investment budget if this pattern is confirmed. I will diversify into several assets that also provide the same return percentage, or it could be lower with low risk too. But anyway, I hope that such a pattern will not really happen to bitcoin.

There are many reasons I would invest in bitcoin but for the poll I solidly stand with "if only the fundamentals are solid". If I could invest in bitcoin and it gives me a 10% return per annual is far better than having my money in fiat for a year.

For the 10%+ in 2-3 years I would only invest if there are no other better investment that can give higher than bitcoin could give but if comfort has a role to play in this then bitcoin would be my only option.

Bitcoin price is currently again increasing a bit, but if we look into the longer term charts, we're still caught in a sideways market since March.

What if this becomes the "new normal"? Let's say Bitcoin rises, from now on, only about 10 % per year. Perhaps 8 or 13%, but not 25% or more.

The ATH in March already could have been a "prophetic event" in this case. We could see ATHs each year, but they would be only a few percentage points higher than the previous' year's ATHs.

This is purely hypothetic: I would like to know if the Bitcointalk members would still invest in Bitcoin in this case if this pattern is confirmed. Later I'll post my reasons for this poll and my own decision.

It is highly encouraged to post your reasons for your decision, for example if they are related to fears that people could be selling because of an underwhelming price evolution. But for clarity, let's assume the 10%+ pattern really holds for 2-3 years. Would you, in this case, still invest?


Edit: Just to compare: currently the average Bitcoin returns per year, if we "level out" bullish bubbles and bearish dips and take the years since 2019 (average price around $8000), are around 50%.

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Clarification (added 31/10): The question does not refer necessarily to a guaranteed 10% APY, but a relatively stable pattern of several years with price increase rates e.g. between 5 and 15% and occasional dips.