It will be very difficult for Ripple to gain as soon as many people do not like the centralized nature of this currency. It has a really great market capitalization as the banks support it.
If what you say is a huge concern for investors then why is XRP moving between 2nd and 3rd largest crypto currency by market capital, second only to Bitcoin and Ethereum?
If what you say is an accurate reflection, why has XRP been one of the most stable crypto out there? If the Ripple network is so bad then why are investors sticking with it rather than dump it?