Even though Ripple will fight the allegations and charges in Court what is clear is that this will take a long time before any resolution is found and with an appeal pending immediately regardless of who wins after the verdict is announced, it will take even longer for things to become clear.
https://www.bbc.co.uk/news/technology-55415350
https://www.cnbc.com/2020/12/23/cryptocurrency-xrp-plunges-25percent-after-sec-files-lawsuit-against-ripple.html
https://www.ibtimes.com/why-sec-suing-ripple-what-know-about-xrp-lawsuit-3108368
It's like Ripple had a hanging sword of Damocles on their head, even if the decision will take longer, investors are not comfortable holding Ripple now, they better of with a coin that guarantees it's long term existence in the market, things could go bad this year for Ripple if they did not play their card right.
The game of XRP is almost over and the management team is making is more hard for it with nonsense compliments with tweets actually they don't know they are playing with fire and in the end they will get nothing for sure. I think it's better to stay away from this coin in recent situation which is not favor of it.