WoW that was a huge problem that ripple solved indeed. /s (except it doesn't at all)
Why would anyone give a fuck about banks when you can send your bitcoins without needing any 3rd parties... This shit is just a trojan horse, a malware to keep you in the banking system. Not to mention its completely centralized.
Btw, can you show me a single example of Ripple's use case? Like which banks accept ripple transactions? Show me one.
sending bitcoins? why would i want to pay on average $20+ in transaction fees and wait 1+ hr for a btc transaction clear? this conversation isn't even worth having, because you have no clue about how the economy works... do you think everything is always paid in full? the economy runs on debt/IOU's, bonds, derivatives, etc. whether i'm "kept in the system" or not won't change how the economy runs. you're an idealistic fool if you think things will ever change in that regard.
also, quit using the "completely centralized" bullshit... bitcoin is also a bankers coin now, and the price was decimated by the CME offering futures and it hasn't recovered. you think the top 3 mining pools controlling 51+% of the hash isn't centralized? GTFO. 2 people (roger ver and jihan wu) also have massive influence over the btc market and don't even claim legacy as the true bitcoin. why should 2 people be allowed to have massive influence like this?
for every 2, 3rd party nodes, ripple will remove one of their own, so that no entity operates a majority.
the end game is that ripple will operate 0. you obviously lack an awareness of what's happening because everything i've said is PUBLIC INFORMATION. decentralization is a top priority for them in 2018.
ever hear of the interledger protocol (ILP)?, ripple is enabling the ability to trade/send other tokens on this protocol because the btc blockchain is garbage... leave it to the "most hated crypto" to solve the problems others can't on their own. if the miners and crypto overlords weren't greedy and trying to massively profit themselves, they could have actually stuck to the original ideals of satoshi, and solved this crypto anarchist problem you all dream of...