People confuse ripplenet with actual xrp usage. It's really sad that people don't do their research. Ripplenet doesnt use xrp..
As David Schwartz explained:
"RippleNet is a payment network that doesn’t actually move money. Like when you use a credit card to pay for a meal, the restaurant considers you to have paid them
and you consider yourself to have paid them, but no money has moved. Really all that’s happened is that you now owe some bank money and some bank owes
the restaurant money. The bank still has to transfer money to the restaurant’s bank account and you still have to pay your credit card bill. The actual movement of money is called “settlement”.
XRP is an asset that can be used for settlement. It’s a digital asset that trades on a public ledger. It can change ownership in seconds and doesn’t have any
physical location. Since it has value, a transfer of XRP can be used to settle a payment with nothing left to do afterwards.
Ripple, a company headquartered in San Francisco with over 200 full time employees, is positioning XRP as the settlement asset to go along with the RippleNet payment network."
So maybe you're the one not doing research (or just don't believe David, which changes nothing, really)