MAKING AN ACCESSIBLE ENVIRONMENT FOR EASE OF FINANCIAL SERVICES AVAILABLE
FOR PEOPLE IN SOUTH EAST ASIA AND ALL OVER THE WORLD.
Our purpose is to make an accessible environment for ease of financial services available for people in South East Asia and all over the world on this project. To achieve this purpose, we intend to support the poor through our financial institution and offer epoch-making services compared to existing banking services through a cryptocurrency exchange platform.
TradingFirst main component is the trading. We adopted a cutting edge trading platform which has been adopted by top international companies. For this platform, we will offer safety and a stable trading environment to users. This platform is named Asia Pacific Exchange (APX).FINANCIAL INSTITUTION
API is assisting a Microfinance institution called Asia Pacific Finance Plc. (APF). APF was founded by the Japanese and obtained a business license from the National Bank of Cambodia 2015. Therefore APF has been operating microfinance business since 2015.
This is a tangible achievement reachable by a strong management base, APF aims to be a Specialized Bank from a Microfinance institution.
According to the rules to obtain the license for a Specialized Bank, APF will establish trust with domestic and international authorities. Using this trust, APF will expand its business abroad and make a system to support the poor directly as much as possible. APF will support the poor directly such as school construction, educate children, support orphanages and cultivate instructors as our example.ECOSYSTEM
Asia Pacific Exchange (APX) Trading Platform: handling fee dividend and handling fee mining.
Handling fee dividend is the system to divide the 88% of total handling fee paid by traders to APC holders according to their holding ratio.
Handling fee mining is the system to provide APC coin to traders who paid the handling fee for dealing.PEER TO PEER LENDING SERVICE
- After these main components work, APC’s liquidity will be enhanced and will be stabilized. The peer to peer lending platform will be set to bind the lower class and cryptocurrency holders.
- This platform implements lending from cryptocurrency holder to client and APF will support to appraise client as intermediator. APF will also support in cases of delayed repayment of client as servicer. For this role, APF will take commission when matching the deal. As there are people who are not able to use the internet and/or disabled to read and write documents, APF will take such a role to aid them.
- No matter how developed the lending apps on the internet are, it will not work unless they can show an accurate situation and correct information of potential clients. We believe it's important to protect lender’s rights through supporting borrowers for repayment in a planned concise way. For this point, APF has an important role for this platform.
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