Bitconnect are guaranteeing the investment amount. Bitcoin can collapse at any time. The governments can ban exchanges and stop people cashing out. If Bitconnect manage their massive profits properly, they would be able to guarantee the investment capital which is the value they bring. Plus if you invest your wages into their system, you are guaranteeing some extra passive income depending on the percentages they maange to pay. Wouldn't you rather they pay amounts they are able to afford than to collapse and disappear?
Your comment clearly shows that you do not understand how the Bitconnect system works, and how dependent it is on Bitcoin.
Bitconnect does not guarantee anything. You need to read the Risk Disclosure in their Terms of Use:
https://bitconnect.co/terms-of-use/By the way, if Bitcoin collapses, then Bitconnect will be finished. You aren't thinking this through carefully enough. Your emotional attachment to Bitconnect is keeping you from seeing what's really going on.
It's funny you mention that Risk Disclosure because it was copied almost word for word from DavorCoin. I'm not sure which had the terms first but the earliest I can detect it on Bitconnect was 19th November (archive.org) and it wasn't there in September (the previous version it had archived). So I wonder why they decided to add that.
Plus if you invest your wages into their system, you are guaranteeing some extra passive income depending on the percentages they maange to pay.
I mentioned wages as something distinct from bitcoins and how someone could possibly lend a portion of the wages on bitconnect and not touch any BTC they are holding (just buying BCC is possible with other cryptos too like ETH and more without even buying BTC). As others already mentioned, bitconnect do not deal in bitcoins except as traders on their own exchange or others (they may be able to profit on their own one from having some inside info) but other than that they did not need to have an internal exchange or even a BTC wallet after the ICO was over. They could simply let people withdraw and deposit BCC from other exchanges or wallets (like PolyNetwork does - but that is another story).
The reason people seem to think bitconnect are reliant on bitcoin, is that the price of the coin tends to follow its movement. If bitconnect are holding most assets and profits in bitcoin then they may be in trouble if BTC crashes massively but I'm sure their strategy is more clever than that and they will be holding fiat too as collateral for loans. There is no denying that so far they have profited a huge amount from their interest rates solely due to the rise of their coin (not counting other possible income streams) and that is the only thing they are really dependent on. If the coin price goes up at any sort of rate they don't even need to go into their BCC reserves and will have profited. If they are holding mainly bitcoins from their profit then that profit already went up a further 50% in the last few days. They could conceivably give half their bitcoins away and sell the rest into fiat and still be hugely in profit and in no trouble as long as their system is profitable (their coin continues to stay in demand).