I have a quick question. I went over the white paper and as I understand it the total number of coins is going to be based on this formula
(Total ETH Raised*500)*2.5 - with 40% of them being released on the market . is this correct ?
Topic: [ANN][ICO] Change - The First Decentralysed Crypto Bank [ICO September 16th] - page 63. (Read 71223 times)
August 27, 2017, 02:59:45 AM
August 26, 2017, 04:38:19 AM
Can you please let me know when can we expect a live product , proof of concept or live beta ?
Hello whaleICOer , we expect out product to be up and running end of the year - worst case scenario q1 of 2018.
We do have a running beta for the fiat product which we have now taken offline and adjusting for crypto.
Hope that helps.
August 26, 2017, 03:33:51 AM
Can you please let me know when can we expect a live product , proof of concept or live beta ?
August 26, 2017, 03:30:07 AM
Is there update about pre sale yet ?
where can we send ? and when - minimum contribution is 10 ETH yes ?
please update as soon as possible
where can we send ? and when - minimum contribution is 10 ETH yes ?
please update as soon as possible
August 24, 2017, 06:12:46 AM
It looks like interesting project, but I have a couple of questions.
Do you guys have experience in getting banking licence in the EU or any other country? Why are you saying in the whitepaper that you will apply for banking licence only when reaching the last milestone? I do not think that you need to have so much money to open a bank...
Do you guys have experience in getting banking licence in the EU or any other country? Why are you saying in the whitepaper that you will apply for banking licence only when reaching the last milestone? I do not think that you need to have so much money to open a bank...
Change doesn't intend to apply for a traditional banking licence at first, which is due to the decentralised marketplace model. However, in the future we do wish to offer our customers IBAN accounts etc. On the contrary, this requires vast amounts of capital reserves.
If you are more interested in banking licenses, I could possibly arrange a call with the team to walk through the financial plan. Please leave a private message so I could get you in touch with the team.
August 24, 2017, 06:06:12 AM
What of the three things ( mastercard, app, marketplace) actually exist?
Change started off as a fiat product with a closed beta (https://changeapp.wordpress.com/2017/05/26/we-have-invited-the-first-testers-to-our-office/) and a Mastecard agreement. We are currently working on modifciations to the product to make it cryptocurrency compatible.
Regarding the marketplace - we are currently integrating with the first three fintech companies (Smartly (https://www.smartly.sg), Danabijak (https://danabijak.com) and BitOfProperty (http://www.bitofproperty.com/).
August 24, 2017, 04:56:42 AM
It looks like interesting project, but I have a couple of questions.
Do you guys have experience in getting banking licence in the EU or any other country? Why are you saying in the whitepaper that you will apply for banking licence only when reaching the last milestone? I do not think that you need to have so much money to open a bank...
Do you guys have experience in getting banking licence in the EU or any other country? Why are you saying in the whitepaper that you will apply for banking licence only when reaching the last milestone? I do not think that you need to have so much money to open a bank...
August 24, 2017, 04:46:38 AM
What of the three things ( mastercard, app, marketplace) actually exist?
I think there will be, and it seems that this project is very convincing us 
hopefully this true to be trusted and successful
August 24, 2017, 04:44:36 AM
What of the three things ( mastercard, app, marketplace) actually exist?
August 24, 2017, 04:08:49 AM
This is the future of banking! https://youtu.be/fHyzf-rQPdE
August 24, 2017, 02:33:40 AM
Interested in your ICO but when I click on https://change-bank.com/ico/ I see the following
"Change does not onboard investors from the United States, Estonia, or Singapore."
How are you a decentralised bank for e-residents but you do not onboard investors from Estonia or Singapore??
"Change does not onboard investors from the United States, Estonia, or Singapore."
How are you a decentralised bank for e-residents but you do not onboard investors from Estonia or Singapore??
We have been advised by our legal team to do this. Thanks for your understanding.
Meaning that this ICO does not meet the Securities and Futures Act (Cap. 289) (SFA) of Singapore and this token
constitute a product like a security? But your office is based in Singapore and your lawyers advised you to just "avoid
onboarding Singaporeans" to go around this regulation?
Do take note that conducting this ICO on Singapore soil means that you are operating under Singapore's laws.. you are treading on
dangerous grounds. I do not mean to give any negative comments but just want to advise caution as any negative news in the
crypto space is bad for everyone in general..
The ICO is carried out by companies registered in Estonia (in the European Union), where cryptocurrencies are not regulated. The platform is designed to work as a global application, meaning it will not be tied to any particular country. As both the SEC (US) and the MAS (Singapore) have issued notices on ICOs, we have received council to not accept investors from respective countries.
August 24, 2017, 02:03:57 AM
Interested in your ICO but when I click on https://change-bank.com/ico/ I see the following
"Change does not onboard investors from the United States, Estonia, or Singapore."
How are you a decentralised bank for e-residents but you do not onboard investors from Estonia or Singapore??
"Change does not onboard investors from the United States, Estonia, or Singapore."
How are you a decentralised bank for e-residents but you do not onboard investors from Estonia or Singapore??
We have been advised by our legal team to do this. Thanks for your understanding.
Meaning that this ICO does not meet the Securities and Futures Act (Cap. 289) (SFA) of Singapore and this token
constitute a product like a security? But your office is based in Singapore and your lawyers advised you to just "avoid
onboarding Singaporeans" to go around this regulation?
Do take note that conducting this ICO on Singapore soil means that you are operating under Singapore's laws.. you are treading on
dangerous grounds. I do not mean to give any negative comments but just want to advise caution as any negative news in the
crypto space is bad for everyone in general..
August 23, 2017, 11:01:28 PM
I will be watching this, It could be interesting to see how this will work out.
August 23, 2017, 10:43:50 PM
Interested in your ICO but when I click on https://change-bank.com/ico/ I see the following
"Change does not onboard investors from the United States, Estonia, or Singapore."
How are you a decentralised bank for e-residents but you do not onboard investors from Estonia or Singapore??
"Change does not onboard investors from the United States, Estonia, or Singapore."
How are you a decentralised bank for e-residents but you do not onboard investors from Estonia or Singapore??
We have been advised by our legal team to do this. Thanks for your understanding.
August 23, 2017, 02:23:35 PM
Interested in your ICO but when I click on https://change-bank.com/ico/ I see the following
"Change does not onboard investors from the United States, Estonia, or Singapore."
How are you a decentralised bank for e-residents but you do not onboard investors from Estonia or Singapore??
"Change does not onboard investors from the United States, Estonia, or Singapore."
How are you a decentralised bank for e-residents but you do not onboard investors from Estonia or Singapore??
August 23, 2017, 12:44:45 PM
The Dutch announcement thread is now online:
https://bitcointalksearch.org/topic/annico-change-de-eerste-gedecentraliseerde-crypto-bank-ico-16-september-2113907
https://bitcointalksearch.org/topic/annico-change-de-eerste-gedecentraliseerde-crypto-bank-ico-16-september-2113907
August 23, 2017, 12:25:15 PM
Hi guys,
Please see here out most recent weekly update : https://medium.com/@changebank/weekly-update-1000-have-already-joined-change-4b7dd7a2e7a
Things are moving along nicely.
Please see here out most recent weekly update : https://medium.com/@changebank/weekly-update-1000-have-already-joined-change-4b7dd7a2e7a
Things are moving along nicely.
August 23, 2017, 08:09:38 AM
So, ICO will start 16th September, but how long it will be open? Do you have any bonus for early investors?
the first 500 investors will receive a discount 30% in pre-sale
I dont see in website about that how long it will be open. maybe 1 or 2 month ico will running.
In the white paper of their project, they mentioned that the ICO period would end on 16 Oct 2017. So ICO will run for exactly a month
August 23, 2017, 07:43:47 AM
So, ICO will start 16th September, but how long it will be open? Do you have any bonus for early investors?
the first 500 investors will receive a discount 30% in pre-sale
I dont see in website about that how long it will be open. maybe 1 or 2 month ico will running.
August 23, 2017, 07:34:30 AM
Well you aren't the first, and I am getting a bit annoyed by nearly each and every project calling themselves the first whatever, even when they are actually number 5, or 8 or 40!
But I'm willing to forget that in a jiffy if you can tell me if you are an actual bank? Will you enjoy actual bank status? And fall under bank jurisdiction and regulation?
But I'm willing to forget that in a jiffy if you can tell me if you are an actual bank? Will you enjoy actual bank status? And fall under bank jurisdiction and regulation?
Change isn't an actual bank. Change reimagines the role of a bank by offering access to specialised fintech service-providers.
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