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Topic: any bitcoin wallet that pay interest for keeping money? - page 3. (Read 4640 times)

hero member
Activity: 854
Merit: 1009
JAYCE DESIGNS - http://bit.ly/1tmgIwK
Avoid them, they are 99.999% ponzi schemes, yes there are legit lending sites like BTCJAM or BITBOND, but those are minority.

Most wallets like that are ponzi.

Btcjam is not just a wallet, it is like a investment site in the form of lending section. Where you gain interest for every borrower you filled their loan request. And to get loss too

They have arbitration access, you can recover your capital if its over X amount. Just dont give out microloans and its a no brainer.

I think its free money.
full member
Activity: 132
Merit: 100
Avoid them, they are 99.999% ponzi schemes, yes there are legit lending sites like BTCJAM or BITBOND, but those are minority.

Most wallets like that are ponzi.

Btcjam is not just a wallet, it is like a investment site in the form of lending section. Where you gain interest for every borrower you filled their loan request. And to get loss too
hero member
Activity: 854
Merit: 1009
JAYCE DESIGNS - http://bit.ly/1tmgIwK
Avoid them, they are 99.999% ponzi schemes, yes there are legit lending sites like BTCJAM or BITBOND, but those are minority.

Most wallets like that are ponzi.
hero member
Activity: 3164
Merit: 675
www.Crypto.Games: Multiple coins, multiple games
I do not know any such wallet, but if you are already getting interest as the price increase, do not you ? So, just keep them and try to find some jobs and make some investments instead of getting struck with scams.
full member
Activity: 238
Merit: 100
I haven't seen such a wallet or bank that provides such yearly interest. Only things that give interest are money games and revshares that deal in bitcoin. I sometimes play them for fast earnings but they are what I would deem as high risk investments. You can currently also buy MYWINK shares that are going up in value and each share gives you 10 usd in value dividend for one year.

Yep. Given that Bitcoin's values are very unstable. I don't think this would be possible with Bitcoin. I guess miners and faucets would be the best option left.
legendary
Activity: 2114
Merit: 1023
Oikos.cash | Decentralized Finance on Tron
I haven't seen such a wallet or bank that provides such yearly interest. Only things that give interest are money games and revshares that deal in bitcoin. I sometimes play them for fast earnings but they are what I would deem as high risk investments. You can currently also buy MYWINK shares that are going up in value and each share gives you 10 usd in value dividend for one year.
legendary
Activity: 3374
Merit: 3095
Playbet.io - Crypto Casino and Sportsbook
We know there's no wallet to have an interest for keeping our bitcoin in wallet but why don't you try to lend it in services section with valid collateral so than you can make some profit with your money rather than investing it holding it in unknown wallet giving a benefits interest just holding it in your wallet. Most of them are scam so its better to lend it to make a profit if you want to hold for long term you can still make money because value o bitcoin is gradually increasing every week and month's. Wait for end of the halving the price will rise so that you are still make a profit or you can lend for monthly interest.. we have a section for long time loan with interest so that you can still make money..
sr. member
Activity: 464
Merit: 250
there are many services like haobtc and https://magnr.com/ etc offering interest by keeping your money in their wallet but unfortunately they are untrustworthy, they operated so shady and most of them ended scam.
so far this kind bitcoin saving that pay interest be used for evil activity like ponzi. i recommend to do not believe any services that offering interest for keeping your money for now.

True, I don't find any of them to be legit but its just that people are so keen on earning interest that they want to believe that it is real. One thing I learned from the time I spent here is that people never learn.
they learned but they are stubborn! always want earning money in fast & easy way , like this one collecting interest.
however i suggest everyone to use third party saving/investment service like btcjam , you lend your money and get interest from it instead invest on random site that offer a good profit which it's too good to be true.
hero member
Activity: 1302
Merit: 503
Leading Crypto Sports Betting & Casino Platform
hey i have lot of bitcoin and all is in blockchain wallet...but i am searching for wallet which pay usat least small interest for keeping money their..

never heard that such interesting idea.

no wallet gives income for keeping bitcoin in their wallet as far as I know

maybe only banks do it
sr. member
Activity: 378
Merit: 250
They would have to be a very trustworthy company if anyone even put their Bitcoin with them in the first place. And they would lose money so no one would do it.
legendary
Activity: 3542
Merit: 1965
Leading Crypto Sports Betting & Casino Platform
At one time, when Ponzi's were still new to the forum, one of them paid out to a service called, https://www.asmoney.com/ and I had some money in there for a while. I received frequent emails with the interest I received from that money, and I still have some money stored there.

Currently, AsMoney supports Bitcoin, Litecoin, Dogecoin, Peercoin, and Darkcoin. You could drop a few coins there to test it out, and report back to us here.

There are no fees regarding crypto currencies, and only 0.5% fee is charged for local currency transfers.

Read more here : https://www.asmoney.com/compare.aspx

Disclaimer : I am in no way affiliated to this site, and just mentioned it here, because I have used it before, with no problems.
full member
Activity: 182
Merit: 107
its another thread on this forum with a company that might be what your looking for haobtc, they have a intrest wallet , and they are a big btc mining company. the thread is here https://bitcointalksearch.org/topic/ann-haobtc-launches-fixed-term-deposit-account-1085039

downside is that you need 10 btc to take part in their 12 % yearly intrest , but u can use the wallet they have and it gets you 3%.

This might just be what you are looking for.  10 BTC is a huge amount to risk but you'd be very thankful once you got your interest.

Do they allow it if you withdraw the btc all of a sudden? maybe you need the cash very badly.

I'm kind of skeptical, it may be ponzi.

I don't know that it is, but I would be extremely cautious before using their service.

-=-

There's nothing wrong with converting bitcoin to fiat to invest in safer investments if your goal is grow value.

My philosophy with bitcoin is to grow spending power by holding as it beats the dollar. I'm skeptical of companies that claim they can increase your bitcoin because that means what they do with your bitcoins to earn value has to beat the increase in spending power that bitcoin already gets just by sitting.

And I would never borrow in bitcoin because paying the same amount of bitcoins back is a huge HUGE amount of interest even if you borrow 5 and return 5 three years later.

-=-
Be very careful of anyone who claims they can pay you back more bitcoin than they borrowed. If they really could, they would be better off borrowing fiat to do what they want to do to make money. So why aren't they?
legendary
Activity: 2492
Merit: 1018
its another thread on this forum with a company that might be what your looking for haobtc, they have a intrest wallet , and they are a big btc mining company. the thread is here https://bitcointalksearch.org/topic/ann-haobtc-launches-fixed-term-deposit-account-1085039

downside is that you need 10 btc to take part in their 12 % yearly intrest , but u can use the wallet they have and it gets you 3%.

This might just be what you are looking for.  10 BTC is a huge amount to risk but you'd be very thankful once you got your interest.

Do they allow it if you withdraw the btc all of a sudden? maybe you need the cash very badly.
full member
Activity: 132
Merit: 100
Sounds like use bitcoin like a bank. The wallet owner keeps your money and will spend it on their services sounds good but too far away to happen
legendary
Activity: 1638
Merit: 1163
Where is my ring of blades...
there are some services like exchangers that will pay you some small interest if you keep your cryptocurrencies in their wallets but there is a very big problem with all of them.

when you keep your crypto in those places you won't have access to your funds except through them, so if they decide to close up shop (Gox, Bter, Cryptsy,...) you will be left without your crypto and the small interest they have paid you will be useless.
newbie
Activity: 6
Merit: 0

As everyone already has said, there is no wallet provider that pays interest on your stored bitcoin.

For someone to pay interest, the bitcoin needs to be invested somewhere (lending or trading) and hopefully returning higher interest than what they pay out. This is how normal bank savings accounts work. The beauty of bitcoin is that you can do this yourself and there are heaps of options, but you need to understand the risk involved. So do your own research.

Following are a few options:

Magnr provide a savings account which pays 2.35% (low risk)

BTCPop have a 5% savings account which is low risk and then a range of pooled investments which can pay up to 50% but are higher risk as the funds are used for peer-to-peer lending.

Bitfinex have a margin-funding system where you can lend your bitcoin for others to trade. Returns vary and it sounds crazy but is fairly well run.

Then there are the ponzis/HYIPs - high interest but extreme risk - you have been warned.

The basic rule is: the higher the interest paid, the higher the risk.

Check out www.stacksofcoin.com/invest-bitcoin for more info.
legendary
Activity: 3528
Merit: 7005
Top Crypto Casino
Lol this would be like the wallet in my pocket giving me fiat interest.  Not gonna happen unless there's a bank in my pocket as well.
full member
Activity: 182
Merit: 107
hey i have lot of bitcoin and all is in blockchain wallet...but i am searching for wallet which pay usat least small interest for keeping money their..

No wallet so far have this feature, except for those scam-Ponzi investment schemes.

The best ones, for example Coinbase and Xapo, absorb the transaction fees for most users- which I think is already very kind!

They aren't doing it out of kindness, they are doing it as a loss leader to try and get a monopoly on the web wallet market.

The cost of a transaction is cheaper than chicken feed, it really is.
legendary
Activity: 2282
Merit: 1023
hey i have lot of bitcoin and all is in blockchain wallet...but i am searching for wallet which pay usat least small interest for keeping money their..

No wallet so far have this feature, except for those scam-Ponzi investment schemes.

The best ones, for example Coinbase and Xapo, absorb the transaction fees for most users- which I think is already very kind!
hero member
Activity: 812
Merit: 1000
there are many services like haobtc and https://magnr.com/ etc offering interest by keeping your money in their wallet but unfortunately they are untrustworthy, they operated so shady and most of them ended scam.
so far this kind bitcoin saving that pay interest be used for evil activity like ponzi. i recommend to do not believe any services that offering interest for keeping your money for now.

True, I don't find any of them to be legit but its just that people are so keen on earning interest that they want to believe that it is real. One thing I learned from the time I spent here is that people never learn.
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