Actually I don't think that everybody is so excited because of the low fees but because everyone (me included) thought that using btc to fund a debit card was a new thing, while instead it was not.
I don't know enough about OKPay. Can you load your OKPay balance simply by sending coins to your address (whether it's on the card of you have it printed somewhere), or do you have to load by going to their website and doing the deposit/transfer there? I was under the impression that the new thing with BitInstant cards is that you can load them by just sending BTC to the address on the card.
With okpay you can generate as many bitcoin addresses you want and you can link them either to euros or dollars account, then you can send btc to the address you prefer, any time.
So, apart from fees (not that these are uninportant, of course) and a nice qr code on the card, I don't see any innovation in bitpay card.
At least, unless the bitcoins sent to your addresses are converted just in time during a payment instead of the moment of the trasfer.
The former option would be a great bonus, but I've not yet read any confirmation for it being the case.
