Credit card gambling fuels gambling addiction - page 3.

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Quote from: carlisle1 on October 13, 2023, 08:58:32 AM

Quote from: Volgastallion on October 12, 2023, 01:10:28 PM

Credit card is a bless for smart people and a curse for silly ones. Is easy as taht, the only thing you have to know is in wich one you are, in the smart one or in the silly one? You have to be 100% true to yourself to know that and to avoid problems in the future in the case you are a silly one.

Indeed, for those who knows how to use it the right way they can fully take advantage and utilize or maximize how it should be used.

While, with those who don't it can cause big problem as dividing your finances or managing your finances will be affected a lot with a single
mistake that you done with your excessive use of your credit cards.

Controlling things and make it work for you and not to work for it same with how you spend your money.

No matter how careful, smart and disciplined one can be, I don't think it is a wise decision to gamble with credit card. For one to be a gambler, it's absolutely sure that there are days you tend to lose your bets and sometimes you'll definitely want to gamble more at least to recover your capital which at most times, you'll still lose all the money you want to use for recovery.
So of you are the type that doesn't gamble with your credit card, you'll definitely find it difficult to fund your gambling wallet or account but with your credit card connected to your gambling wallet or account, you'll not find it difficult to gamble more. So it's unwise to gamble with your credit card in my own opinion

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Quote from: klidex on October 11, 2023, 11:15:28 PM

Quote from: Westinhome on October 09, 2023, 11:43:07 AM

Many people not understand the fact,the credit card will make us the debt holding person.Once the people get the loan,then he will get the habit of getting the continuous loan using their credit card.The percentage of the interest for the credit card will be huge after the certain period of time.So mostly the gambler should not used the credit card to play the game.It’s better to use the free money in the gambling or use the certain percentage of income in the gambling.Personally I don’t support the use of credit cards at any point.

Gambling with your own budget alone makes things worse, especially with a credit card, of course it will further worsen your financial condition. Indeed, using a credit card seems easy to do, but gambling with a credit card is very risky because if we can't control ourselves well, we will get even more involved. debt and most likely it will be difficult to repay the debt, hoping that gambling can provide many benefits is the thought of someone who cannot think intelligently because achieving victory is very difficult for gamblers who chase losses too much.
Therefore, we must be responsible gamblers so that we can control ourselves well in order to avoid greater risks.

Using a credit card to gamble isn't easier than using cryptocurrencies for it, credit card payments are also done through banks and they know where you are spending the money which might also get you in trouble if your country isn't really in favor of gambling. Transaction times can also be an issue when you are using a credit card to make a payment or recharge your gambling account because we know that sometimes there are delays in transactions that go through our bank.

So, it's not like it's easy, but the only thing that might make someone use a credit card for gambling is because they can use more credits to gamble just like taking a loan, and you are right that it becomes a problem later on if someone uses a lot of credits in gambling and lose all the money in the account because they will have to repay the credits they've used.

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Quote from: Volgastallion on October 12, 2023, 01:10:28 PM

Credit card is a bless for smart people and a curse for silly ones. Is easy as taht, the only thing you have to know is in wich one you are, in the smart one or in the silly one? You have to be 100% true to yourself to know that and to avoid problems in the future in the case you are a silly one.

Indeed, for those who knows how to use it the right way they can fully take advantage and utilize or maximize how it should be used.

While, with those who don't it can cause big problem as dividing your finances or managing your finances will be affected a lot with a single
mistake that you done with your excessive use of your credit cards.

Controlling things and make it work for you and not to work for it same with how you spend your money.

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Credit card is a bless for smart people and a curse for silly ones. Is easy as taht, the only thing you have to know is in wich one you are, in the smart one or in the silly one? You have to be 100% true to yourself to know that and to avoid problems in the future in the case you are a silly one.

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Quote from: piebeyb on October 12, 2023, 01:08:13 AM

Quote from: pawanjain on October 11, 2023, 12:25:59 PM

Credit card is a sure short way of getting poor. Staying in debt for longer periods is a short cut to getting poor.
I think government should impose restrictions on gambling sites so that they don't accept credit cards for gambling.
This simple change would create a bigger impact on the gambling addicts.

Maybe there are several countries that prohibit the use of credit cards for gambling but not many have implemented such restrictions, after all, doesn't credit have limits? Unless using an unlimited credit card, it probably won't be suitable for gambling, especially in many cases, many gamblers have a lot of debt. to loan sharks or credit card banks and the like.

The government needs to pay attention to this so that not many of their citizens become addicts and get into a lot of debt, especially as there are many cases where addicts are terrorized because of debt and commit suicide. Of course this is a real concern so that there are no more victims like that, many people die from suicide. just a matter of debt, casinos will not stop using credit cards because for them profit is the most important thing compared to the price of human life.

Debt is a major reason for suicides. Although credit cards have limits but you never know how many credit cards a person holds.
For example, a friend of my friend holds 10 credit cards to get offers and discounts for online shopping and flights etc...
Just imagine if such a person becomes addict to gambling and starts using credit cards for gambling.
He would probably use multiple credit cards for gambling and get into a larger debt.

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Quote from: pawanjain on October 11, 2023, 12:25:59 PM

Credit card is a sure short way of getting poor. Staying in debt for longer periods is a short cut to getting poor.
I think government should impose restrictions on gambling sites so that they don't accept credit cards for gambling.
This simple change would create a bigger impact on the gambling addicts.

Maybe there are several countries that prohibit the use of credit cards for gambling but not many have implemented such restrictions, after all, doesn't credit have limits? Unless using an unlimited credit card, it probably won't be suitable for gambling, especially in many cases, many gamblers have a lot of debt. to loan sharks or credit card banks and the like.

The government needs to pay attention to this so that not many of their citizens become addicts and get into a lot of debt, especially as there are many cases where addicts are terrorized because of debt and commit suicide. Of course this is a real concern so that there are no more victims like that, many people die from suicide. just a matter of debt, casinos will not stop using credit cards because for them profit is the most important thing compared to the price of human life.

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Quote from: pawanjain on October 11, 2023, 12:25:59 PM

Quote from: Outhue on September 26, 2023, 05:08:39 AM

~snip~

Credit card is a sure short way of getting poor. Staying in debt for longer periods is a short cut to getting poor.
I think government should impose restrictions on gambling sites so that they don't accept credit cards for gambling.
This simple change would create a bigger impact on the gambling addicts.

No, it all depends on your ability and also your main purpose in using credit card because some rich people use credit cards as means of payment and usually they use them in certain places.
However for gambling the use of credit cards is never recommended and I don't think there are any online casinos that will accept payments using credit cards especially for online casinos based on cryptocurrency.
Indeed going into debt just to gamble is not the right action and can become bad habit because gambling is an activity that does not have certainty about when you will win and going into debt to gamble will cause difficulties in the future.

In traditional casinos you may be able to make payments using credit card but not all casinos because some have rules and regulations for every payment made by customers.
I agree that the government should place restrictions on traditional casinos that still accept credit card payments so that there are no cases of someone getting into debt just because of gambling.

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Quote from: Doan9269 on October 09, 2023, 11:41:46 AM

How many gamblers make use of the credit card to gamble, using this is not a ground for gambling addiction, since you can make decisions on any other means to follow and use in gambling, gambling addiction is what we should individually deals with and control our personal behaviours towards gambling and the kind of lifestyle we've chosen as being a gambler, all these should be in consideration towards gambling and we must ensure to have the best experience with gambling and not relating it to other things leading to our addiction.

There have been many countries who banned credit card from being used for gambling purpose and it's not a new thing anymore. Even regulators have been also putting this as their main concern.
It's obviously that playing the game use credit card will make people will be trapped into the big debt. It's caused by the credit card users need to pay the interest as well.

This is also making some countries like AU has been trying to banning credict card from being used for gambling purpose. The regulators will not put this as their main concern if the impact would not be so big.

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Quote from: Westinhome on October 09, 2023, 11:43:07 AM

Quote from: piebeyb on October 09, 2023, 04:14:21 AM

Credit cards are a bridge for someone to get into debt instantly, this is what makes it easier for people to gamble nowadays because of the ease and fast transaction process, but most people use them incorrectly, thinking they can return the money borrowed from gambling, but in fact they have to pay out of cash. other things, that's why it's not recommended to gamble with debt, especially using a credit card.

Use money that is truly unused and ready to be lost so that it is easier to get used to avoiding debt, don't be a gambler who has a poor mentality where you have to use any means to get money from gambling, remind once again that gambling is not a place or source of permanent income. can give everyone money, gambling has a very high risk for gamblers to lose their money. There are enough cases of people committing suicide because they are in debt due to gambling.

Many people not understand the fact,the credit card will make us the debt holding person.Once the people get the loan,then he will get the habit of getting the continuous loan using their credit card.The percentage of the interest for the credit card will be huge after the certain period of time.So mostly the gambler should not used the credit card to play the game.It’s better to use the free money in the gambling or use the certain percentage of income in the gambling.Personally I don’t support the use of credit cards at any point.

Gambling with your own budget alone makes things worse, especially with a credit card, of course it will further worsen your financial condition. Indeed, using a credit card seems easy to do, but gambling with a credit card is very risky because if we can't control ourselves well, we will get even more involved. debt and most likely it will be difficult to repay the debt, hoping that gambling can provide many benefits is the thought of someone who cannot think intelligently because achieving victory is very difficult for gamblers who chase losses too much.
Therefore, we must be responsible gamblers so that we can control ourselves well in order to avoid greater risks.

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Quote from: Outhue on September 26, 2023, 05:08:39 AM

I don't know how deep the debt on credit card gambling is today until I do my own research and mehn, and it's very sad, many people are in debt because they keep using their credit cards to fund their gambling hunger.

Imagine someone you know telling you that it will take him 12 years to pay off his debt, I now know why few countries don't want their citizens to gamble using their credit cards, betting on credit cards has left too many people in thousands of debt.

Which makes me think that Credit card is far more helping to fuel gambling addiction more than anything else, you don't actually have the money, but you can still gamble, this alone will make people to lose their minds and gamble anyhow.

I'm glad I don't even like using Credit cards for gambling and my reason isn't even because of possible reckless gambling but because I don't like centralized payment solutions, you should stay away from using Credit card to gamble online, it sure would easily throw you out in the street, homeless.

Credit card is a sure short way of getting poor. Staying in debt for longer periods is a short cut to getting poor.
I think government should impose restrictions on gambling sites so that they don't accept credit cards for gambling.
This simple change would create a bigger impact on the gambling addicts.

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Quote from: lionheart78 on October 10, 2023, 07:51:48 PM

Quote from: Solosanz on October 09, 2023, 10:45:23 AM

Quote from: slapper on October 09, 2023, 06:50:01 AM

Why do we assume we can beat the system? Don't you know the house always wins? As you noted, responsibility is what matters. You pay for play. Simply put. Why not start smart?

I think there's a difference between the perspective of gambling addict and people who have a good self control. We as people who have a good self control already know if the house always win since we have an evidence about the calculation.

While those gambling addict might think only other people are lose and have a bad luck, while themselves aren't and will make money through gambling.

Even though we know that house always wins, people still wanted to challenge that thought. So gamblers will keep on trying to beat the house every time they wagered on any gambling games. Sadly most people are carried away with the thought of beating the house and end up spending more and more money and having access to credit card make it worse.

So there are some governments that implement restrictions on the use of credit cards in order to save their citizen from having huge debt.

I think those are mostly the people who do not know how to use a calculator or an excel program. Or who refuse to google the probabilities of winning on the Internet as there are countless of resources that would tell them they are doomed to lose and it is only a question of time until they are broke. There is no way to beat the house and it is really all about calculating it and seeing it with their own eyes.

The credit card trap is one way to keep people spending money they actually don't have. That's the biggest threat. Overspending of money that has never been earned or not yet been earned. It's the best way into debt that can't be paid back at some point.

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Quote from: lionheart78 on October 10, 2023, 07:51:48 PM

Even though we know that house always wins, people still wanted to challenge that thought. So gamblers will keep on trying to beat the house every time they wagered on any gambling games. Sadly most people are carried away with the thought of beating the house and end up spending more and more money and having access to credit card make it worse.

So there are some governments that implement restrictions on the use of credit cards in order to save their citizen from having huge debt.

That's because they see that several people have succeeded in winning at gambling, so they also want to feel that victory by playing longer and using more money. But the reality is that they cannot win from home because they are just players and not the owners of the casino. And this is done by credit card owners who use their credit cards to gamble. But they don't realize that credit card users use company money to gamble, and then at the end of the month, they have to pay their credit card bill. And the credit card bill will depend on how much money you use. With the government's ban, there is a step to save its citizens from unwise use of credit cards.

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Quote from: Mahanton on October 05, 2023, 03:51:07 PM

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Quote from: Outhue on September 26, 2023, 05:08:39 AM

I don't know how deep the debt on credit card gambling is today until I do my own research and mehn, and it's very sad, many people are in debt because they keep using their credit cards to fund their gambling hunger.

That is the most stupid thing that we can find in gambling , when a gambler uses Money in which not his own (meaning borrowed from credit card)
because this will add confidence that you have a complete pack of money to gamble when the truth is? you are only relying on your luck to pay that debit and once you completely lose then the problem started.

Quote

Imagine someone you know telling you that it will take him 12 years to pay off his debt, I now know why few countries don't want their citizens to gamble using their credit cards, betting on credit cards has left too many people in thousands of debt.

That's it , let us not become one of those to be in debt all their life just because of wrong decision in gambling.

Gambling is specifically listed in the fine print of some credit card agreements as a form of a cash advance or cash equivalent. That's bad. Here's why. Cash advance fee: This is a one-time fee charged when you take your advance, usually 3% to 5% of the amount.

Source: https://www.google.com/search?q=why+we+must+not+use+credit+card+in+gambling&sca_esv=570874343&ei=2jEeZcCxKbGm2roPlpmImAo&ved=
0ahUKEwjAhtzh_92BAxUxk1YBHZYMAqMQ4dUDCBA&uact=5&oq=why+we+must+not+use+credit+card+in+gambling&gs_lp
=Egxnd3Mtd2l6LXNlcnAiK3doeSB3ZSBtdXN0IG5vdCB1c2UgY3JlZGl0IGNhcmQgaW4gZ2FtYmxpbmcyBRAhGKABMgUQIRig
ATIFECEYoAEyCBAhGBYYHhgdSJyJAVDEI1jKggFwAXgAkAEDmAGyAaABxTWqAQU1MS4yMrgBA8gBAPg BAagCCsICCBAAGKIEGLAD
wgIWEAAYAxiPARjlAhjqAhi0AhiMA9gBAcICFhAuGAMYjwEY5QIY6gIYtAIYjAPYAQHCAg4QABiKBRi xAxiDARiRAsICCBAAGIoFGJECwgIHEC4Y
igUYQ8ICCBAAGIAEGLEDwgILEAAYigUYsQMYgwHCAgsQABiABBixAxiDAcICBRAAGIAEwgIHEAAYigU YQ8ICDRAAGIoF
GLEDGIMBGEPCAhEQLhiDARivARjHARixAxiABMICCBAuGIAEGLEDwgIIEC4YsQMYgATCAgUQLhiABMI CCBAAGIoFGIYD
wgIGEAAYFhgewgIEECEYFcICBxAhGKABGAriAwQYASBBiAYBkAYEugYECAEYCg&sclient=gws-wiz-serp

actually this is one of the main reason in legality

Usually it would be playing around 2-3%
Cash advance fee: This is the fee charged every time you withdraw cash using your Credit Card. Typically, it ranges from 2.5% to 3% of the transaction amount
https://www.hdfcbank.com/personal/resources/learning-centre/pay/credit-card-cash-withdrawal-dos-and-donts

Which means that the amount of money you would really be recieving does already have that kind of deduction and you would really be double killed on the time that due date comes on which you would really be
then it would really be just that the same it would really be playing around 2-3% on which means that in overall you had already needing to pay that 4-6% in just a month and this is something that you should
instill into your mind that its never been that ideal on making use of these cards considering those deductions then you would definitely be putting up yourself on great trouble.

Somewhat making use of CC's arent that bad as long you are really that a responsible card holder. Even myself does have some couple of CC"s but never intended to make use of it on gambling
because its never been worth and just a waste of money on spending it out. If you have decided on making use of it then be responsible on repaying it on time so that
you wont really be experiencing those deep debts on which most people do really encounter or able to experience even if we do speak with those casual
spending but ending up on not repaying on the right time.

Thanks for clarification mate and correct I missed to elaborate that part and yes that is about the deduction .
and also that responsible using of Credit Card is correct but we also knew that there is a temptation when we have cards in our body.
we kept believing that we have expansion of our money as we can borrow instantly and I believe in that part many people are being tricked and turns a victim of this credit card/bank provider.

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Quote from: Solosanz on October 09, 2023, 10:45:23 AM

Quote from: slapper on October 09, 2023, 06:50:01 AM

Why do we assume we can beat the system? Don't you know the house always wins? As you noted, responsibility is what matters. You pay for play. Simply put. Why not start smart?

I think there's a difference between the perspective of gambling addict and people who have a good self control. We as people who have a good self control already know if the house always win since we have an evidence about the calculation.

While those gambling addict might think only other people are lose and have a bad luck, while themselves aren't and will make money through gambling.

Even though we know that house always wins, people still wanted to challenge that thought. So gamblers will keep on trying to beat the house every time they wagered on any gambling games. Sadly most people are carried away with the thought of beating the house and end up spending more and more money and having access to credit card make it worse.

So there are some governments that implement restrictions on the use of credit cards in order to save their citizen from having huge debt.

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Quote from: Finestream on October 09, 2023, 05:59:06 PM

Good thing I'm not also fond of using my credit card every time I gamble. I don't like it's high transaction fees especially that it never guarantees me to win. So I always chose to pay in cash, an amount that I can easily afford to lose.

There are encouraging offers from the credit card companies like waiving their annual fees and I think when you're talking about transaction fees, normally it is because of the third party or what not. I don't use it and just like you I'm not fond of it maybe if I use a credit card then it should be for things like groceries and bills where I'll get more points rather than getting possibly tracking sanctioned by the credit card company if they ever seen that I've used it for gambling transactions.

Quote from: Finestream on October 09, 2023, 05:59:06 PM

However, for me it's not using credit card that actually fuels gambling addiction but it's always the attitude of the gambler itself. If he gambles without seeing a budget limit and just decide to gamble whenever he wants to, definitely he will really fall into gambling addiction.

I agree, that a gambler will always be a gambler, and no matter what drives him it's always his decision that makes him on the track to gamble more whatever payment method he uses.

Quote from: Finestream on October 09, 2023, 05:59:06 PM

And for those who gamble thinking that casinos are providing them source of living, then it's always possible that these gamblers will end up having gambling addiction.

That is for sure but there's also the reality that there are gamblers that are doing it for life and they're considered to be real life gamblers, may not be professional as the usual ones but just casually does it and while it is there, they just rely on it until it lasts.

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Quote from: Finestream on October 09, 2023, 05:59:06 PM

Good thing I'm not also fond of using my credit card every time I gamble. I don't like it's high transaction fees especially that it never guarantees me to win. So I always chose to pay in cash, an amount that I can easily afford to lose. However, for me it's not using credit card that actually fuels gambling addiction but it's always the attitude of the gambler itself. If he gambles without seeing a budget limit and just decide to gamble whenever he wants to, definitely he will really fall into gambling addiction. And for those who gamble thinking that casinos are providing them source of living, then it's always possible that these gamblers will end up having gambling addiction.

I thought credit cards actually had a relatively low transaction fee and only kept their interest high enough, so banks would encourage people to use their credit cards and then pay for their interest.
Perhaps, it is because some banks have an added fee towards transactions which involve gambling? Or it is a thing which is common in your country (having high fees for credit transactions)?

Sorry if those questions seem to be rather dumb in your eyes, here in my lovely land, we do not have access to credit cards, we can only use cash and debit cards to buy things, and we have been restricted from many payment processors.

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Quote from: Finestream on October 09, 2023, 05:59:06 PM

Good thing I'm not also fond of using my credit card every time I gamble. I don't like it's high transaction fees especially that it never guarantees me to win. So I always chose to pay in cash, an amount that I can easily afford to lose. However, for me it's not using credit card that actually fuels gambling addiction but it's always the attitude of the gambler itself. If he gambles without seeing a budget limit and just decide to gamble whenever he wants to, definitely he will really fall into gambling addiction. And for those who gamble thinking that casinos are providing them source of living, then it's always possible that these gamblers will end up having gambling addiction.

The attitude of the gambler is primary as it concerns what fuels their gambling habit,, someone who has an unhealthy attitude for gambling will continue and gamble more with or without their credit cards. Credit card fueling gambling attitude is mostly seen in people who gamble on their smart devices from the comfort of their homes or space.

Most offline gambling spots or houses deals mostly with cash so credit card gambling isn't mot often found amongst them, most times people saving their card details on the site so as to avoid entering their details repeatedly is one factor that fuels the attitude subconsciously without their notice in most cases. It's advised to avoid this don't fund using your credit card as it can aswell be exposed to phishing especially when the payment window isn't secured enough.

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Quote from: carlisle1 on October 09, 2023, 11:32:39 PM

It's always the attitude and control of the person though there's influence with the help of credit card knowing that you can use it as good as cash
but like what you mentioned, the high fees will hurt you, especially if you don't have the source for paying.

The interest will kill your you as it will keep increasing once you cannot pay for it. Remember that in each action you take, there's always
responsibilities that you need to consider.

Always think about the possible impact before taking the route. You are dealing with gambling and there's always a bad side-effects if you can't
handle the pressures.

well, from your statement, we can take it from the positive side that using a credit card for gambling not very good and why it is not good, the reason is that you have explained that the interest on using credit card has high costs and actually credit cards are used for more important things and are used. for something more useful, not for gambling. unfortunately there are still a lot of bettors who use credit cards to gamble and if the person has a large income it wont be problem but if they are just an ordinary employee I think the salary money is just to pay credit card bills and is the same as spending money on gambling.

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Quote from: Finestream on October 09, 2023, 05:59:06 PM

Good thing I'm not also fond of using my credit card every time I gamble. I don't like it's high transaction fees especially that it never guarantees me to win. So I always chose to pay in cash, an amount that I can easily afford to lose. However, for me it's not using credit card that actually fuels gambling addiction but it's always the attitude of the gambler itself. If he gambles without seeing a budget limit and just decide to gamble whenever he wants to, definitely he will really fall into gambling addiction. And for those who gamble thinking that casinos are providing them source of living, then it's always possible that these gamblers will end up having gambling addiction.

It's always the attitude and control of the person though there's influence with the help of credit card knowing that you can use it as good as cash
but like what you mentioned, the high fees will hurt you, especially if you don't have the source for paying.

The interest will kill your you as it will keep increasing once you cannot pay for it. Remember that in each action you take, there's always
responsibilities that you need to consider.

Always think about the possible impact before taking the route. You are dealing with gambling and there's always a bad side-effects if you can't
handle the pressures.

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Good thing I'm not also fond of using my credit card every time I gamble. I don't like it's high transaction fees especially that it never guarantees me to win. So I always chose to pay in cash, an amount that I can easily afford to lose. However, for me it's not using credit card that actually fuels gambling addiction but it's always the attitude of the gambler itself. If he gambles without seeing a budget limit and just decide to gamble whenever he wants to, definitely he will really fall into gambling addiction. And for those who gamble thinking that casinos are providing them source of living, then it's always possible that these gamblers will end up having gambling addiction.

Topic: Credit card gambling fuels gambling addiction - page 3. (Read 1461 times)