I think this is dangerous.
Previously you were trying to lend you money, and, most lenders were clever enough not to lend you a decent amount; and you went on to demonstrate why you're not reliable.
This kind of "scheme" is aimed at everyone, including, people new to the board maybe only with a few BTC who're testing the water.
So, this kind of "scheme" is damaging to the whole of BTC community.
I agree anyone can setup whatever they so desire, I think bitcointalk has a responsibility to the community.
Allowing members, who've already demonstrated lack of reliability, to run a bank, or ponzi in the forums should be thought about carefully.
I've been lent 80 BTC before, twice, more than these deposits thus far. I like how you said I'm not reliable, yet I've paid every loan I've had. If you're referring to the 60 BTC loan, I'd say mtgox is the unreliable one.
I would rethink your word choice. Each deposit will be invested into what I feel fits best, it's a simple tool to raise capital rather than individual loans. I'm telling the community that I will be a successful, wealthy man, so those who believe me will see a reason to invest and help me get there.
Matt, with you're reasoning, yes I'm a bad businessman. Although, I myself am a little more opened minded and respecting of peoples' privacy.
