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Topic: Dank Bank Deposits - dank's soul is claimed! - New music Nov 30th - page 110. (Read 128893 times)

legendary
Activity: 1134
Merit: 1002
You cannot kill love
I have offered to meet in person to discuss the multimillion dollar loan. I've also offered collateral such as my car for the 1-10k loan.

I think people need to have more faith. I hear the same talk everytime yet I always follow through.  Trust me, as someone who believes in karma, I have no incentive to run with your money.

It sounds like you need them to have more faith - they don't need anything from you.

Dank, are you autistic? No offense meant, I have a relative that is as well. It seems like you have a fundamental problem viewing the world from someone else's perspective.
If I had given them a reason to question me, it would be different. I've paid off all my loans. I can't help that mtgox required my account to be verified and wouldn't accept my documentation I submitted because it didn't display the full address. There wasn't much I could do in that situation but wait for mtgox. My lender got the better end of the deal in the end.

Other than that it's just paranoia.
hero member
Activity: 868
Merit: 1002
I have offered to meet in person to discuss the multimillion dollar loan. I've also offered collateral such as my car for the 1-10k loan.

I think people need to have more faith. I hear the same talk everytime yet I always follow through.  Trust me, as someone who believes in karma, I have no incentive to run with your money.

It sounds like you need them to have more faith - they don't need anything from you.

Dank, are you autistic? No offense meant, I have a relative that is as well. It seems like you have a fundamental problem viewing the world from someone else's perspective.
legendary
Activity: 1288
Merit: 1227
Away on an extended break
I have offered to meet in person to discuss the multimillion dollar loan. I've also offered collateral such as my car for the 1-10k loan.

I think people need to have more faith. I hear the same talk everytime yet I always follow through.  Trust me, as someone who believes in karma, I have no incentive to run with your money.
Did you notice the fact that part of the 'banks' here are run by people far newer then you without any complaints?
vescudero, hashking and nckrazze are the examples.
I do give my trust fairly easily, but if there is warning flags like what happened in your past threads I find it reasonable to expect that I would be sceptical.
I am not implying that you will pull a scam. It's just the fact that I have no confidence in your repayment ability after perusing your past threads. I am sure others will have this notion too.
hero member
Activity: 518
Merit: 500
I'm about to update the WPW thread, but also wanted to advise that I've sent dank a copy of the credit rating process for him to look at.  I'm releasing it into the wild today.
legendary
Activity: 1134
Merit: 1002
You cannot kill love
I have offered to meet in person to discuss the multimillion dollar loan. I've also offered collateral such as my car for the 1-10k loan.

I think people need to have more faith. I hear the same talk everytime yet I always follow through.  Trust me, as someone who believes in karma, I have no incentive to run with your money.
legendary
Activity: 1288
Merit: 1227
Away on an extended break
legendary
Activity: 1134
Merit: 1002
You cannot kill love
Dank, how do you guarantee deposits?

And I thought one of your loan requests was to pay your lawyer? I'm sorry, but in light of some of the things you've posted, this seems a little questionable.
No, the request wasn't to pay my lawyer, those circumstances had only arrived at the time of the loan.  I guarantee the deposits because I will be able to have a fixed period of time to invest them.  This allows me to invest accordingly and make a guaranteed profit before the period is over.

I don't know what to say, I'm a man of my word and I can invest BTC well. You're really just going to have to trust me like every other lender did for me in the past.

Just a tip here - you can take a leaf out from other banks' ways too.
For example,

I will manage trust issues a little bit different here, as there will always be investors afraid of losing their coins because of unscrupulous people willing to run off with their money.

I personally give higher credit to a person who is not afraid of revealing his/her real identity in the real world TM

In order to let my investors know that I am a trustworthy person in which they can trust, I am going to provide the kind of details some of you tend to ask me before investing in my deposit.

These details are linked to my real identity and you can think of them as a deterrent for me not running off with your deposits as I am not going to risk my personal credibility in my day-today job or risk my my own physical body.

Please, make your own judgement based on what I publicly disclose to you:


These are some of the things I also assess before borrowing or lending money to other bitcoin users, although different people have different approaches and your mileage may vary.


I get what you're saying but I'd rather not provide identity. I'm seeking a multimillion dollar loan, I'm not going to let some small amount of interest alter my chances of getting that.
hero member
Activity: 518
Merit: 500
I should have posted up at #3 when I had the chance.

Yes, I was a bit surprised to see Dank Bank make an appearance, but in an open forum, he is entitled to do this.  I am also prepared to list his rates in the Who Pays What thread.  I have been doing a bit more work on the credit ratings process and have sent a test pm of it to someone for comment.  If he comes back to me soon, I'll send out copies to other people to complete or ignore as they decide.

(as for the 10 hour delay in payments from Starfish deposit accounts, it would be a lot shorter if you requested during daylight hours for my timezone)
legendary
Activity: 1288
Merit: 1227
Away on an extended break
Just a tip here - you can take a leaf out from other banks' ways too.
For example,

I will manage trust issues a little bit different here, as there will always be investors afraid of losing their coins because of unscrupulous people willing to run off with their money.

I personally give higher credit to a person who is not afraid of revealing his/her real identity in the real world TM.

In order to let my investors know that I am a trustworthy person in which they can trust, I am going to provide the kind of details some of you tend to ask me before investing in my deposit.

These details are linked to my real identity and you can think of them as a deterrent for me not running off with your deposits as I am not going to risk my personal credibility in my day-today job or risk my my own physical body.

Please, make your own judgement based on what I publicly disclose to you:


These are some of the things I also assess before borrowing or lending money to other bitcoin users, although different people have different approaches and your mileage may vary.

legendary
Activity: 1288
Merit: 1227
Away on an extended break
Let me know when you pay me back this money you stole from me.

Also

- Some refs of these 400 BTC successful loans? Lets see some vouches.
- Fix your maths, it's terrible
- How does this tie into wanting money at 10% for guitars or whatnot, 2 days ago to which you didnt get any offers - related? this misleading?
- BS&T passthruing?
- Guarantees/Collateral?

I think there's more chance of getting your money back throwing it out of a helicopter into the middle of an ocean.
First of all, I didn't steal from you. You were at fault for not responding.
These are separate ventures.
No passthrough, if I deal with glbse, it will be for Dank Bank investors.
I guarantee 100% of your investment will be repaid when requested.

You should give people a chance before judging.
I know you're probably not referring to me here, but I'd like to ask what is the form of guarantee. Is it a verbal (rep) agreement or is it a collateral-based agreement? I would advise you to take my advice by investing a sum of bitcoins in other ventures, and making it public that at the case of you defaulting/broke, the coins would be paid back to your investors. This reassures your lenders, and the collateral is generating profits for you at the same time.
hero member
Activity: 868
Merit: 1002
Dank, how do you guarantee deposits?

And I thought one of your loan requests was to pay your lawyer? I'm sorry, but in light of some of the things you've posted, this seems a little questionable.
legendary
Activity: 1134
Merit: 1002
You cannot kill love
Let me know when you pay me back this money you stole from me.

Also

- Some refs of these 400 BTC successful loans? Lets see some vouches.
- Fix your maths, it's terrible
- How does this tie into wanting money at 10% for guitars or whatnot, 2 days ago to which you didnt get any offers - related? this misleading?
- BS&T passthruing?
- Guarantees/Collateral?

I think there's more chance of getting your money back throwing it out of a helicopter into the middle of an ocean.
First of all, I didn't steal from you. You were at fault for not responding.
These are separate ventures.
No passthrough, if I deal with glbse, it will be for Dank Bank investors.
I guarantee 100% of your investment will be repaid when requested.

You should give people a chance before judging.
legendary
Activity: 1288
Merit: 1227
Away on an extended break
Noted, will correct when using a formula to calculate interest.

Your past lending threads do not exactly instil confidence in your lenders. If you're going to start a 'bank', be prepared to at least provide some collateral either in the form of ID or good reputation.

I especially loved this:
I want to invest in land, give me your loan and you'll have whatever you want in return.  10 million is ideal, but I can work with lower amounts.  I've had over a dozen successful trades on these forums and I'm capable of doing great things for both of us, if you give me a chance.

Loan period will be for 4-6 years.  I'll double your 10 million if you want.  I'll give you a beautiful house and yard.  Whatever makes you happy.

https://bitcointalksearch.org/topic/330-btc-loan-2-4-weeks-5week-89954
https://bitcointalksearch.org/topic/1-10-mil-usd-btc-loan-request-87215

And I do not like what happened to this particular loan:
https://bitcointalksearch.org/topic/60-btc-loan-85474
MtGox locked my money up, what could I do about it? I made the lender plenty of money at 3% daily.

I don't see the problem with a million dollar loan request. I have the ideas to do something effective with that capital. This is me attempting to build reputation prior to reaching larger loans.

Do you have something that would back up your bank? Some collateral in the form of your coins locked in other banks like Patrick's or GLBSE would be more reassuring to your loaners.  Consider having someone reputable that would insure your holdings. I am fine with another bank popping up as it means another new investment opportunity for me, but that does not mean I am willing to put up with you losing the money  in a hard situation or something.
Patrick and his Starfish bank operates like an ATM - I have learnt to expect my coins within 10 hours from him. I'm not too sure about your case.

About the part where you made the lender plenty of money at 3% daily, I saw that you also made the lender a lot of problems.


Dank, simple question:  Is the money you borrowed yours? 

No?  Then quit the fucking excuses.  This is real life.  Put down the bowl and grow up.  We're not your parents or close friends and accordingly we don't know your character.  Things didn't go as you planned?  BTC price raised unexpectedly?  Tough luck.  That's what happens.  Without nckrazze you wouldn't have even had the 60 BTC loaned to you to begin with. 

nckrazze was kind enough to take a chance and trust your character, which is a lot more than most people would do for a stranger in this world.  Just say, "I'm sorry, I fucked up, you were right" and then do everything you possibly can to get the money to him in the quickest way possible.  That is what a responsible person would do.  Are you responsible, dank?

If you got all defensive reading what I just wrote, perhaps therein lies the problem.
What excuses are you talking about?  I've never denied responsibility for this. I've said time and time again I'll pay it once my usd converts to BTC.  I'm only stating how nckrazze probably won't lookout for you if you're in a situation like mine and need some time.

Here's an example (bolded emphasis mine):

Quote
explained my situation to you, mtgox locked my money up, I lost the rest of my money in a hard situation.  Even though I recovered from that, I told you I needed time to get money back from mtgox. With the BTC price raise, it was impossible for me to pay the whole thing.  I deposited 40 more dollars, the last of my bank account in order to add funds to mtgox.  Now it will take longer as I need to submit another deposit. 
You'll get your money, but with the choice you're choosing it will take longer for us both.

Mt. Gox locked your money up?  You didn't consider this possibility in advance?

A "hard situation?"  Life's tough, get a helmet.

BTC price raise made paying impossible?  BTC has never been volatile in the past?

And then you defer your responsibility onto nckrazze by claiming his choices (as opposed to yours) are the root cause of subsequent delays?

Look dude, when you agree to a loan, you should make sure you have your bases covered.  In the thread where you are requesting a 1-10 mil loan (which is outright laughable), you claim that you 'manage your finances responsibly' or something to that effect.  You can't even 'manage' to pay back a 60 BTC loan in a timely manner, and when YOU, DANK, FAIL to honor your word, you blame your situation on commonplace events and act as though you're a victim of circumstance. 

No, you're a victim of your own financial incompetence.  Read what I said about getting defensive. 
sr. member
Activity: 448
Merit: 250
Let me know when you pay me back this money you stole from me.

Also

- Some refs of these 400 BTC successful loans? Lets see some vouches.
- Fix your maths, it's terrible
- How does this tie into wanting money at 10% for guitars or whatnot, 2 days ago to which you didnt get any offers - related? this misleading?
- BS&T passthruing?
- Guarantees/Collateral?

I think there's more chance of getting your money back throwing it out of a helicopter into the middle of an ocean.
legendary
Activity: 1134
Merit: 1002
You cannot kill love
Noted, will correct when using a formula to calculate interest.

Your past lending threads do not exactly instil confidence in your lenders. If you're going to start a 'bank', be prepared to at least provide some collateral either in the form of ID or good reputation.

I especially loved this:
I want to invest in land, give me your loan and you'll have whatever you want in return.  10 million is ideal, but I can work with lower amounts.  I've had over a dozen successful trades on these forums and I'm capable of doing great things for both of us, if you give me a chance.

Loan period will be for 4-6 years.  I'll double your 10 million if you want.  I'll give you a beautiful house and yard.  Whatever makes you happy.

https://bitcointalksearch.org/topic/330-btc-loan-2-4-weeks-5week-89954
https://bitcointalksearch.org/topic/1-10-mil-usd-btc-loan-request-87215

And I do not like what happened to this particular loan:
https://bitcointalksearch.org/topic/60-btc-loan-85474
MtGox locked my money up, what could I do about it? I made the lender plenty of money at 3% daily.

I don't see the problem with a million dollar loan request. I have the ideas to do something effective with that capital. This is me attempting to build reputation prior to reaching larger loans.
donator
Activity: 1218
Merit: 1079
Gerald Davis
This will not end well.
legendary
Activity: 1288
Merit: 1227
Away on an extended break
Please remember that running a bank isn't the same like obtaining loans. A slight hiccup in withdrawal could send your depositors into insolvency problems.
legendary
Activity: 1288
Merit: 1227
Away on an extended break
Your past lending threads do not exactly instil confidence in your lenders. If you're going to start a 'bank', be prepared to at least provide some collateral either in the form of ID or good reputation.

I especially loved this:
I want to invest in land, give me your loan and you'll have whatever you want in return.  10 million is ideal, but I can work with lower amounts.  I've had over a dozen successful trades on these forums and I'm capable of doing great things for both of us, if you give me a chance.

Loan period will be for 4-6 years.  I'll double your 10 million if you want.  I'll give you a beautiful house and yard.  Whatever makes you happy.

https://bitcointalksearch.org/topic/330-btc-loan-2-4-weeks-5week-89954
https://bitcointalksearch.org/topic/1-10-mil-usd-btc-loan-request-87215

And I do not like what happened to this particular loan:
https://bitcointalksearch.org/topic/60-btc-loan-85474
member
Activity: 104
Merit: 10
FYI there are 4.33 weeks in a month. So your monthly interest bonus is actually negative.
legendary
Activity: 1134
Merit: 1002
You cannot kill love
I'm the best investment you can make on the forums.  I've been around for a year, had borrowed at least 400 BTC since then. I provided custom graphic design services last year, sold $300 of Amazon gift cards and have repaid 100% of my loans.
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