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Topic: Differences between an investor and common man! - page 14. (Read 3908 times)

hero member
Activity: 2828
Merit: 611
Common man was forced to do something about his financial situation, that is why we have so many people doing risky investments and what not, hell even the reason why people are getting scammed so much as well because they are forced to do something about their situation.

Nobody has enough money to live anymore, there are very few people who can live with their salary, maybe CEO's are living a good life but right now regular people are having hard time surviving on their wages and that forces them to find a way to make more money in order to have a better life that is not barely living. 90% of all people in the whole world is basically in a state of "surviving" instead of "living", they have enough money to cover for basic life needs like food and shelter, things that are regular stuff back in the day became luxury over time.
newbie
Activity: 22
Merit: 0
An investor keeping aside his emotions, is mostly going to view things with a financial point of view, focused on how to make profits. Good investors basically are too planned, viewing everything with reference to their future value. With a common man, mostly emotion is where they are lacking due to lack of experience. If they ever get into investments, they enter with no prior management or analysis. But I feel that few common men who are good in research do excel with a careful sound behaviour .
hero member
Activity: 2730
Merit: 632
Then I am also part of being an investors.
I never did want to loan even with just a small percentage of interest.

It is an addictive method and a lot are brought down by it. It will be better to just save money and pay it full in cash basis which is perfect since you will have any problem afterwards.
With loans being there, only those who own the loaning company will be making profit while you are paying them interest which should have been added to profit but not.

Once you take your first loan, you will end up sometimes paying the interests accrued on the initial principle for a long time because everytime you default,  they rise the rates once again. It's better to save up no matter how long it takes than to take a loan and pay interests which really sucks.
But there are instances which you wont really have any choice but to get some loan just for you to make investment.
Saving up for long term will just waste up your time specially if you do see some good opportunity to make profits.
For sure you will consider on taking the risk because you do see some possible profitability.
For example, in a day-to-day event, I once talked to someone, where he borrowed money from a bank to buy a plot of land, with a simple calculation, annual bank interest is around 12%, while the increase in land is around 20%, so it still has a profit, if we invest on property, even though using a bank loan, different from the common people who are more comfortable saving money in the bank
Investment does really require some good mathematical skills and should be wise to know on how things do work.You can eventually see the advantages
if you invest or just simply save up your money on bank or on idle state. Sometimes we do need to risk to earn something but if you do like to play
safe then its your choice.
legendary
Activity: 3374
Merit: 2198
I stand with Ukraine.
I have an opinion that common man, in general, will not take risks if that is not certain, because they prefer to work rather than taking risks to invest.

I would support such "common man" in his way of life. Unfortunately, this is not the case with many "common people" today. They are not just working and make their living with that, but they are taking loans(see what OP is saying) with the need to pay huge interest in the future, making their life miserable.

while investors, they prefer to take risks, and a different path from ordinary people. In addition, investors also have a lot of consideration and analysis. because of this, I feel that more people have become successful investors, compared to common people.

Good investors owe their success to the ability of proper money management. They are not good just because they are ready to take risks.
hero member
Activity: 1624
Merit: 500
I have an opinion that common man, in general, will not take risks if that is not certain, because they prefer to work rather than taking risks to invest. while investors, they prefer to take risks, and a different path from ordinary people. In addition, investors also have a lot of consideration and analysis. because of this, I feel that more people have become successful investors, compared to common people.
hero member
Activity: 2996
Merit: 609
Then I am also part of being an investors.
I never did want to loan even with just a small percentage of interest.

It is an addictive method and a lot are brought down by it. It will be better to just save money and pay it full in cash basis which is perfect since you will have any problem afterwards.
With loans being there, only those who own the loaning company will be making profit while you are paying them interest which should have been added to profit but not.

Once you take your first loan, you will end up sometimes paying the interests accrued on the initial principle for a long time because everytime you default,  they rise the rates once again. It's better to save up no matter how long it takes than to take a loan and pay interests which really sucks.
But there are instances which you wont really have any choice but to get some loan just for you to make investment.
Saving up for long term will just waste up your time specially if you do see some good opportunity to make profits.
For sure you will consider on taking the risk because you do see some possible profitability.
member
Activity: 1204
Merit: 38
Then I am also part of being an investors.
I never did want to loan even with just a small percentage of interest.

It is an addictive method and a lot are brought down by it. It will be better to just save money and pay it full in cash basis which is perfect since you will have any problem afterwards.
With loans being there, only those who own the loaning company will be making profit while you are paying them interest which should have been added to profit but not.

The fact is investors take loans to invest but not taking any loans to be considered as conservative habit from putting our future into any kind of financial risks.

Loaning company literally called as banks that is why we call them that they are making money out of thin air.

Take loans only if the ROI from the investments will be more than the interest rate need to be paid for the banks.
legendary
Activity: 1400
Merit: 1001
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Just like you said investor mindset not think to buy something using loan for common lifestyle, they buy only when they need. They buy something that return value in the futures. Investor also not influenced by trend when an investor want to invest to something they will learn and research about that. Investing using loan is bad option for investor, except investing on land or gold.
hero member
Activity: 1190
Merit: 541
Then I am also part of being an investors.
I never did want to loan even with just a small percentage of interest.

It is an addictive method and a lot are brought down by it. It will be better to just save money and pay it full in cash basis which is perfect since you will have any problem afterwards.
With loans being there, only those who own the loaning company will be making profit while you are paying them interest which should have been added to profit but not.
Taking loan does not stop you from being an investor, I recently was opportune to take a loan of $10,000 to be paid within 3 years with an interest rate of 5%,  the purpose of taking this loan is not to buy TV in my house, or even take part of it to feed myself, but the reason why I took that loan is strictly to establish business, and sometime if you don’t take that step, you may never move forward if you are to bank the establishment of such business on savings.

If you consider the income you get and how long it would take you to be able to raise such amount of money with the bug responsibilities at hand, you may never be able to raise it at all, so in this case you take the loan to invest which makes you investors already and not a common man.
sr. member
Activity: 868
Merit: 266
Then I am also part of being an investors.
I never did want to loan even with just a small percentage of interest.

It is an addictive method and a lot are brought down by it. It will be better to just save money and pay it full in cash basis which is perfect since you will have any problem afterwards.
With loans being there, only those who own the loaning company will be making profit while you are paying them interest which should have been added to profit but not.

Once you take your first loan, you will end up sometimes paying the interests accrued on the initial principle for a long time because everytime you default,  they rise the rates once again. It's better to save up no matter how long it takes than to take a loan and pay interests which really sucks.
legendary
Activity: 2170
Merit: 1427
With loans being there, only those who own the loaning company will be making profit while you are paying them interest which should have been added to profit but not.

Even that isn't a guarantee. Currently with so much debt circulating in the financial market, it's literally a matter of time before it implodes in the face of the issuers of the debt.

The smartest and most manipulative financial institutions will be able to hedge against this and sell a large portion of their debt to other (financial) institutions, but there will always be more victims than winners when everything comes down at the same time. Profits are privatized but the losses are socialized. The tax payer will be forced to pay for this mess. Very clever.  Roll Eyes
hero member
Activity: 3052
Merit: 651
Then I am also part of being an investors.
I never did want to loan even with just a small percentage of interest.

It is an addictive method and a lot are brought down by it. It will be better to just save money and pay it full in cash basis which is perfect since you will have any problem afterwards.
With loans being there, only those who own the loaning company will be making profit while you are paying them interest which should have been added to profit but not.
hero member
Activity: 2548
Merit: 605
The main difference between investors and common man is only there mindsets. Investors all time think about how can they make money and common man don't. The common man usually try to spend there income instead of invest it and investors invest in any real estate or other places and make it double or more and enjoy profits.
There is no man that would not think of how to make money in this life, you have to understand that there is still a difference between a common man and a lazy man, we have so many common men that are very hardworking, they can work to get paid, but they just don’t have the zeal for investment.

Let us just see it this way that most investors have business drive while a common man does not have business drive, and aside business drive, they don’t go or do things that will expose them to investment, but they would rather prefer to sit in that office where they will just be paying them salary at the end of the month, so I think common man too will always think of money, but how to spend the money with them rather than multiplying it is what they are always thinking.
member
Activity: 1204
Merit: 38
What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.

The main difference between investors and common man is only there mindsets. Investors all time think about how can they make money and common man don't. The common man usually try to spend there income instead of invest it and investors invest in any real estate or other places and make it double or more and enjoy profits.
besides that investors do not like to save or save fiat money, they prefer to place their assets in investation, while the general public will feel proud if they have savings with a lot of balance in the bank
Because they found that real value of Fiat money e will not be stable when you are holding it only way to make more money is by just making return of your investment that can be done by lot of waste but never think depositing your money in the bank will give profit to you because the inflation rate will kill the interest from Bank.
member
Activity: 770
Merit: 12
Trphy.io
What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.

The main difference between investors and common man is only there mindsets. Investors all time think about how can they make money and common man don't. The common man usually try to spend there income instead of invest it and investors invest in any real estate or other places and make it double or more and enjoy profits.
besides that investors do not like to save or save fiat money, they prefer to place their assets in investation, while the general public will feel proud if they have savings with a lot of balance in the bank
full member
Activity: 365
Merit: 108
What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.

The main difference between investors and common man is only there mindsets. Investors all time think about how can they make money and common man don't. The common man usually try to spend there income instead of invest it and investors invest in any real estate or other places and make it double or more and enjoy profits.
legendary
Activity: 2338
Merit: 1124
The biggest difference is investor usually is the man who has enough money to put aside and invest into something whereas common man never has enough money to survive. I don't know how that is the case and if some people are really not making enough to live with the income they have but in the end they are not really making enough to live maybe because they do not have enough salary to live or maybe they spend more than they should on stuff they should not spend money on.

Whatever the case for the common man they are not putting any money aside for the future hence they will always have to work, as long as they keep working they are usually fine and may have bad days or good days but in the end they will never be rich however investor man will have a high chance of making a ton of money.
hero member
Activity: 1722
Merit: 528
The common man splurges too much and doesn't think long term. The investor tries to make financial decisions based on increasing his money over the future.

Not all of them though.

There are a lot of people out there that is not even an investor but they know a lot of things they should do and not should do. To be honest, I don't even know what is the requirements or a classification of a person to achieve that kind of being an investor, can anyone explain that?

If you want to be a successful investor you need to know how to make your money work for you,not just you are working and making money.Got the difference?

I am asking what is the classification, not what an investor aims.

There are a lot of things an investor can be and they are not always running their money, they are also using their time, their knowledge, their experience to invest. A teacher can invest his or her knowledge to his or her students for their better future, a person can invest their time to know something out of reading or maybe listening to someone. There are a lot of investors we are talking that is why I am asking what kind of an investor we are talking since all of them can fit into one. Confusing? Yes.
legendary
Activity: 2912
Merit: 1068
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All investors were common men once, don't forget that. It's the moment when you decide to take the step further that decides.
People that want to become investors need to have good feeling for risk, ability to think quick and with cool head and make quick and bold decisions. Also to be able to recover fast and get on the feet again after a loss or bad investment. These are some characteristics that differ investor from a common man.
member
Activity: 560
Merit: 17
What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.

taking loans vs not taking loans is not the difference between investor and everyday Joe.
There are many stupid people who take those small loans and then get trapped for very long time periods,just because they want a new phone or shoes.

Also investors do take loan and many ! The whole stock market is based on those who take loans and then invest in stocks, this is why stocks are strongly correlated to FED interest rates.
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