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Topic: Differences between an investor and common man! - page 16. (Read 3908 times)

legendary
Activity: 1778
Merit: 1009
Degen in the Space
The common man sacrifices the future for the moment.
The investor sacrifices the moment for the future

I liked it.

It's true that a common man can be easily tempted and spend all of his treasures just for a single moment of happiness. An investor will think intellectually and spend wisely for the betterment of his/her future.

So we consider ourselves as an Investor since we invest time so when the moment comes, it'll brighten up our future.
sr. member
Activity: 1092
Merit: 271
I would rather name the two the rich and the poor (though not all) or businessman and ordinary man. The first usually don’t spend their money based on impulsion or just because they want to, there must always be objectives for their spending. They spend more on something that would give returns like investments but ordinary people just spend anyhow. As long as it pleases them or they like something even if not needed they will even take loans to be able to buy it. Businessmen are not afraid of risks while ordinary men would not even try because they are already thinking of the risks. Businessmen are more open to possibilities while ordinary people are closing their minds without even trying. (I’m not generalizing here)
legendary
Activity: 3052
Merit: 1188
I think common man is not as bad as it is made to be here, when you are talking about common man you think of something like a cave man, regular common man is usually a white collar worker that makes a salary and some of them make enough to put a bit aside and blue collar which is usually too different from each other, some blue collars make not enough to live and some make a ton of money, even in the same job like a car mechanic could be super rich or super poor depending on where and how well they are doing their job.

That is why lets not bury the common man that much neither, yeah we are definitely superior in ideology because we can see how crooked the system is and we are trying to change it but they are not morons neither, everyone focuses on making more money because they know wealth gives you freedom.
legendary
Activity: 2464
Merit: 1102
You have clearly stated the difference between both of them mates, so I don’t think you need any further answer. If you see any investor taking loan, they are strictly taking loan to multiply their investment, and would never take loan like common man as you said. We can also not blame a common man, because taken loan is a necessity sometime, without that loan, they will not be able to meet up with the need that arises around them on that particular time of taking loan.

Imagine that I have children in school which you and I know that there is no way my salary can ever be enough to foot their school bills and at the same time foot my house bills, so we result to take loan. The only people that are lucky to leave their life off loan are people that are good at businesses or opportune to have capital to set up business, and not that they dint take loan, they just don’t take loan for person things.
member
Activity: 1204
Merit: 38

I'll give you an example of one of my rich neighbours. When he was building a house he didn't do anything and hired people for even the smallest jobs, but a day or 2 before they were supposed to come and install something, pour concrete, whatever, he studied the process, had plans ready, supervised everything. He could go read a newspaper while the workers do their thing, but he kept on standing there and watching to make sure it's all as it should be. Always be like that guy.
Supervising our work is important but if he keep supervising the building works for months then he is losing his valuable time which could be invested onto something productive,a smart man will hire one more guy to supervise all the things and invest his time into making more and more money.


On one hand, you are right, but on the other, you can never be too sure of our employees. Hiring someone to supervise the work will mean a wage for him and another employee to check and worry about. My neighbor is rich and retired, time is something he can spare. If you want something done right, do it yourself is one of my favourite quotes.
Investors never have retirement!

Sure he can cut of more wage by supervising himself but if he can spare that time into making more profits he is going to pay the wage from the part of profit and hold the remaining for him.It is okay to lose 10 dollar while we are making 100 dollars at the same time which is the mindset of true investor in my opinion.
legendary
Activity: 2814
Merit: 1192

I'll give you an example of one of my rich neighbours. When he was building a house he didn't do anything and hired people for even the smallest jobs, but a day or 2 before they were supposed to come and install something, pour concrete, whatever, he studied the process, had plans ready, supervised everything. He could go read a newspaper while the workers do their thing, but he kept on standing there and watching to make sure it's all as it should be. Always be like that guy.
Supervising our work is important but if he keep supervising the building works for months then he is losing his valuable time which could be invested onto something productive,a smart man will hire one more guy to supervise all the things and invest his time into making more and more money.


On one hand, you are right, but on the other, you can never be too sure of our employees. Hiring someone to supervise the work will mean a wage for him and another employee to check and worry about. My neighbor is rich and retired, time is something he can spare. If you want something done right, do it yourself is one of my favourite quotes.
legendary
Activity: 2366
Merit: 1408
I think investor will take any opportunity to gain money with
Investors always try to get their money working to gain more money, with real passive income
Investors try to avoid waste of money with non essential stuff
hero member
Activity: 1890
Merit: 831
An investor is not someone who just buys a lot of shares or cryptos , it's someone who actually takes into account everything that is going in the market and then makes an investment choice according to the time ...

Where as a common man may just hope for big money and do aimless gambling investments , they cannot be called investments since they don't calculate anything regarding it , they are gambling... hoping for the best.
newbie
Activity: 29
Merit: 0
The common man sacrifices the future for the moment.
      The investor sacrifices the moment for the future
sr. member
Activity: 1246
Merit: 255
Leading Crypto Sports Betting & Casino Platform
Investor keeps on investing what he earns minimizing his needs. The investment made will give continued earnings, even though it has got market risks. Common man mainly focus on earning spending and on saving. Here the savings is for future, when we calculate the savings one has done to the earnings through an investment will differ a lot.
legendary
Activity: 2212
Merit: 1008
Judging from the definition alone it has actually been seen that ordinary people are people who do not understand about investment, risk, opportunities while investors are people who have understood it all. So investors can think more critically about what they will do, investors usually will not take unprofitable decisions in the future. I think that is a simple difference.

Th difference? Very simple, the investor is business minded while the other one is not. The edge of an investor is that he let's his money (capital) run and work on its own to gain profits. On the other hand, ordinary people chase the money instead, they work and work for a living. To sum up, an investor saves time and effort while earning from good to huge amount of money while the other one just have an isolated amount of money depending on hthe salary that his profession can offer, plus, he is more fatigued.

So if you are currently having a stable job, don't feel confident because getting older is inevitable. Invest some of your savings and make it grow Smiley.

Well I also agree with you that ordinary people will continue to work, work and work they don't think about the future and only think about what is needed now. Like the story in this video https://www.youtube.com/watch?v=Y_OHKzrdVVQ
legendary
Activity: 2016
Merit: 1107
What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.

you have to differentiate between investing in some business and to invest into a commodity or asset and living on interest
these are two different types of investments IMHO , also investors do take loans to reinvest , this is why there are so many bankrupcies around
I never take a loan , especially seeing that the interest I have to pay is simply outrageous
same with investing money , only risk what you can lose , do not go all in and wait for a miracle
I know people who tried to commit a suicide after losing their life savings with rogue "investment" funds , do not repeat their mistakes
expect to lose your money , treat the funds that you invested as lost - this way even if the worst happens you will be prepared
 
hero member
Activity: 2968
Merit: 605
we never have to make loans for frivolous things like mobile phones or travel, for important things better to wait to have all the money or you will pay so much interest banks, investors have an initial capital (which they risk) to invest, i will always be a common mortal or at most a very small investor...
legendary
Activity: 2814
Merit: 1192
I wouldn't divide people into normal and investors based on their loan taking hbits. Not taking a loan if you can avoid it is like a rule of thumb for most smart people. It's the same when it comes to saving up. You do it when you can and you learn to recycle things you're not using. Most smart and wealthy people that I know wake up early, don't work for someone else but for themselves, never allow for expensive things to lay around. When they are no longer using something they sell it. They don't waste stuff and always look for the best deals. They research stuff before doing it.

I'll give you an example of one of my rich neighbours. When he was building a house he didn't do anything and hired people for even the smallest jobs, but a day or 2 before they were supposed to come and install something, pour concrete, whatever, he studied the process, had plans ready, supervised everything. He could go read a newspaper while the workers do their thing, but he kept on standing there and watching to make sure it's all as it should be. Always be like that guy.
legendary
Activity: 2128
Merit: 1657

The thing you said was right,it do really differs with peoples mindset on how they do make themselves profit in such possible ways.Investors mind will always look up for ways on accumulation and methods that would increase its holding even more not only on recent or current profiting but also they do target out for leverage too.

Emotion does plays a big factor with these investing field yet anytime it can mess out your entire plans.

Thanks, and you raise a great point as well. Equity management is a huge factor influencing profitability.

As important as controlling risk, it can be argued it's also vital to move in & capitalize your full resources when you see a strong opportunity,
including using leverage where a highly attractive reward to risk ratio would justify it...
hero member
Activity: 2968
Merit: 687
Investing mentality has a focus on wealth accumulation, utilizing factors like passive income and compounding interest.

The majority of market participants look for short term gains, and if their outlook is not immediately realized, get quickly upset and make irrational decisions.

Minimizing emotional instability and making mathematically sound decisions is the first rule to become a strong trader and investor.
The thing you said was right,it do really differs with peoples mindset on how they do make themselves profit in such possible ways.Investors mind will always look up for ways on accumulation and methods that would increase its holding even more not only on recent or current profiting but also they do target out for leverage too.

Emotion does plays a big factor with these investing field yet anytime it can mess out your entire plans.
hero member
Activity: 1274
Merit: 516
What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.

I quite disagree, there are numerous of investors that using loan to run their business, the investors mind is all about making profit to the maximum, if their calculation of profit is bigger than the loan interest, and the chances are big to make profit they will take it, investors mindset is not afraid to take risk to make more money, common people tend to think the risk when invest, but investors tend to think the potential of making profit
full member
Activity: 1292
Merit: 101
Vave.com
I think Investor always try to put his capital and earn a lot on the other hand a common people always frustrated if he make loss after investing his capital. However you need to have experienced before invest otherwise you will see loss always .An investor always learn on the basis of project or business where he plan to invest .A common people make his money idle and one time he just lost his money survive .Everyone need to be a investor to rise yourself .
sr. member
Activity: 980
Merit: 261
Well, investors are making money and assets while common people are making debts most of the time but let us not be bias for those who cant afford to invest and without knowledge about investments therfore that is the difference, the knowledge and the affordability of their funds.
legendary
Activity: 2128
Merit: 1657
Investing mentality has a focus on wealth accumulation, utilizing factors like passive income and compounding interest.

The majority of market participants look for short term gains, and if their outlook is not immediately realized, get quickly upset and make irrational decisions.

Minimizing emotional instability and making mathematically sound decisions is the first rule to become a strong trader and investor.
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