Do not gamble with Loan Money~otherwise you will be in danger like me - page 32.

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Quote from: maydna on December 01, 2023, 11:43:32 AM

Quote from: 0t3p0t on December 01, 2023, 09:22:13 AM

This actually happened to some gamblers in my place too, they used loan money for gambling purposes and ends up badly. What happened to you OP and others who failed using the loan money on gambling will take this as a reminder and lesson to never use a loan money on something that has no guarantee of ROI.

You have to really stay away from that and don't borrow money from other people. We don't know whether we can win or lose, so if we lose, it will only cause problems for us. We will not be able to return the money because it has been used for gambling, while there may be a time limit that we must meet so that we can return the borrowed money. If the person who lent us the money doesn't want to accept our loss, it means we are really in trouble and have to let it go if they want our valuables taken. We also can't do anything about it because we have borrowed the money and have to return it to the owner. This really is a valuable lesson for anyone, never borrow money to gamble.

what the OP can do is find additional jobs aside from his actual job, to slowly pay for his bank debt. if he will think that more gambling will save him, i highly believe he will put his financial situation to rather nasty.

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Quote from: maydna on December 01, 2023, 11:43:32 AM

Quote from: 0t3p0t on December 01, 2023, 09:22:13 AM

This actually happened to some gamblers in my place too, they used loan money for gambling purposes and ends up badly. What happened to you OP and others who failed using the loan money on gambling will take this as a reminder and lesson to never use a loan money on something that has no guarantee of ROI.

You have to really stay away from that and don't borrow money from other people.

I highly agree, even in businesses and investment, it is much better if we use our own money in putting business or investment because it saves us from the pressure of paying back plus the interest.

Quote from: maydna on December 01, 2023, 11:43:32 AM

We don't know whether we can win or lose, so if we lose, it will only cause problems for us. We will not be able to return the money because it has been used for gambling, while there may be a time limit that we must meet so that we can return the borrowed money. If the person who lent us the money doesn't want to accept our loss, it means we are really in trouble and have to let it go if they want our valuables taken. We also can't do anything about it because we have borrowed the money and have to return it to the owner. This really is a valuable lesson for anyone, never borrow money to gamble.

True, the worst is that our future salary is already tied to the payment of that loan used in gambling and many know that it is very tiring when you are working and unable to enjoy the fruit of our labor due to unpaid commitments due to debt. It is more stressful and may negatively affect ou health in the long run.

It is not only the money but also the health that is affected if we loan an amount to gamble and happened to lose them all.

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Quote from: maydna on December 01, 2023, 11:43:32 AM

You have to really stay away from that and don't borrow money from other people. We don't know whether we can win or lose, so if we lose, it will only cause problems for us. We will not be able to return the money because it has been used for gambling, while there may be a time limit that we must meet so that we can return the borrowed money. If the person who lent us the money doesn't want to accept our loss, it means we are really in trouble and have to let it go if they want our valuables taken. We also can't do anything about it because we have borrowed the money and have to return it to the owner. This really is a valuable lesson for anyone, never borrow money to gamble.

Gambling is not like owning a business, banks arent going to loan you money to gamble. Gamblers are a risky investment. Gambling over the long run seldom results in a profit anyway. Ive tried my share of gambling off and on for the last few years and my losses are greater than my wins overall. I wouldnt rely on it for stable income. Ive quit and restarted several times in the last year or so. It’s the same outcome every time. Every time I start again I end up losing more than I win. Ive never lost enough money to affect my lifestyle but by the same token, Ive never won enough to change it for the better either.
I think gambling is a matter of risking money and therefore it's not a guarantee that one is going to win so it's not worthy to take loans for gambling. Anyone who gambles on any type of regular basis should come to the realization that they potentially some day might develop a compulsive gambling habit. The time to take action is prior to hitting bottom. Just don’t allow that to possibly happen. While your finances are still intact, make parameters for your gambling activity and follow those parameters like you obey street laws while driving.

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Quote from: Solosanz on December 01, 2023, 09:39:47 AM

Quote from: rhomelmabini on December 01, 2023, 09:32:17 AM

At least you admit it that you've got the wrong action and I think that's more than enough to learn your lesson. Hope this is an eye opener to everyone out there that has a likelihood to be in the same situation as the OP. The only winner here was the casino and the bank but that's the risk of taking risks, you'll end up either to retire early or worst pays the price of losing.

If he was able to beat the casino using loan, we will see a completely opposite thread than this one because he's successful and he think taking a loan to gamble works. Cheesy

I wonder if $2K is a big money for the @OP, but of course this will be a good lesson for him to learn never gamble using loan money. If investing using loan is already a bad decision, gambling using loan is actually a worst decision.

Actually it would work the other way around if the loan was in million dollars and the casino was just small time one lol. In some third world countries that's really a huge deal and probably OP is from a developing country afaik. I don't think investing using loan was a bad decision actually that's what most rich do to their loaned money, gambling was way worse.

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Quote from: 0t3p0t on December 01, 2023, 09:22:13 AM

This actually happened to some gamblers in my place too, they used loan money for gambling purposes and ends up badly. What happened to you OP and others who failed using the loan money on gambling will take this as a reminder and lesson to never use a loan money on something that has no guarantee of ROI.

You have to really stay away from that and don't borrow money from other people. We don't know whether we can win or lose, so if we lose, it will only cause problems for us. We will not be able to return the money because it has been used for gambling, while there may be a time limit that we must meet so that we can return the borrowed money. If the person who lent us the money doesn't want to accept our loss, it means we are really in trouble and have to let it go if they want our valuables taken. We also can't do anything about it because we have borrowed the money and have to return it to the owner. This really is a valuable lesson for anyone, never borrow money to gamble.

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Quote from: rhomelmabini on December 01, 2023, 09:32:17 AM

At least you admit it that you've got the wrong action and I think that's more than enough to learn your lesson. Hope this is an eye opener to everyone out there that has a likelihood to be in the same situation as the OP. The only winner here was the casino and the bank but that's the risk of taking risks, you'll end up either to retire early or worst pays the price of losing.

If he was able to beat the casino using loan, we will see a completely opposite thread than this one because he's successful and he think taking a loan to gamble works. Cheesy

I wonder if $2K is a big money for the @OP, but of course this will be a good lesson for him to learn never gamble using loan money. If investing using loan is already a bad decision, gambling using loan is actually a worst decision.

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Quote from: Z_MBFM on November 28, 2023, 02:02:35 AM

I have always advised people not to take gambling seriously but I myself became heavily addicted to live blackjack from stake.com and kept winning and losing. In this case I will not blame the gambling site because they give live cards. I started the game with just $20 but gradually I got addicted to it and wanted to gamble and win bigger amounts by depositing bigger amounts. I lost $1700 playing this way then I decided to play with a much bigger amount and recover all the losses then quit gambling for this I borrowed 270000 BDT ($2180) from the bank and deposited there. But unfortunately I lost them. Now I am financially so weak that it has become very difficult to meet my family expenses and I owe the bank $2180 which will take me a long time to pay off. Now it will take about 2 years for my financial situation to be normal again. Gambling addiction set back my normal life by 2 years. I am a victim of real experience and I am sharing my real experience with you. Don't make the same mistake I did. And never decide to gamble with a loan. If you do, your situation may be similar to mine. so beware of gambling

At least you admit it that you've got the wrong action and I think that's more than enough to learn your lesson. Hope this is an eye opener to everyone out there that has a likelihood to be in the same situation as the OP. The only winner here was the casino and the bank but that's the risk of taking risks, you'll end up either to retire early or worst pays the price of losing.

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Quote from: 0t3p0t on December 01, 2023, 09:22:13 AM

This actually happened to some gamblers in my place too, they used loan money for gambling purposes and ends up badly. What happened to you OP and others who failed using the loan money on gambling will take this as a reminder and lesson to never use a loan money on something that has no guarantee of ROI.

Op will unfortunately suffer some set back for his action just like he remorsefully admitted.

Sometimes it can be tempting to empty your account because you feel that the outcome of a bet would favour you or when some friends call you up to go stake some game giving you hope it is a game you don't have to refuse to bet. So it is understandable when that urge loom but we don't have to act on it with all we have or go borrowing. We should always see gambling as a lucky game that can come to our favour or go against us, so we should be pragmatic with betting and not bet what we are going to regret.

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This actually happened to some gamblers in my place too, they used loan money for gambling purposes and ends up badly. What happened to you OP and others who failed using the loan money on gambling will take this as a reminder and lesson to never use a loan money on something that has no guarantee of ROI.

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Quote from: Ever-young on December 01, 2023, 08:23:25 AM

Quote from: Z_MBFM on November 28, 2023, 02:02:35 AM

I have always advised people not to take gambling seriously but I myself became heavily addicted to live blackjack from stake.com and kept winning and losing. In this case I will not blame the gambling site because they give live cards. I started the game with just $20 but gradually I got addicted to it and wanted to gamble and win bigger amounts by depositing bigger amounts. I lost $1700 playing this way then I decided to play with a much bigger amount and recover all the losses then quit gambling for this I borrowed 270000 BDT ($2180) from the bank and deposited there. But unfortunately I lost them. Now I am financially so weak that it has become very difficult to meet my family expenses and I owe the bank $2180 which will take me a long time to pay off. Now it will take about 2 years for my financial situation to be normal again. Gambling addiction set back my normal life by 2 years. I am a victim of real experience and I am sharing my real experience with you. Don't make the same mistake I did. And never decide to gamble with a loan. If you do, your situation may be similar to mine. so beware of gambling

There has been many cases we've heard about gambling addiction and its consequences, that's why I always advice people to try their best to stay away from it if you feel you can't control yourself, but that's not as easy as I say it. I've also heard my own share of gambling addiction, although mine wasn't this bad, I lost a lot of money, my account completely turned 0 and I started my life from scratch, but my joy was that I didn't owe no one, I didn't borrow any money to gamble so I was debt free, but I lost all my money. That was more than enough lesson to teach me that irresponsible gambling would only bring me to my doom. So that was the day I killed the addiction. It was that easy for me and I thank God for that.

You definitely learnt your lesson the hard way but truth be told many gamblers would still continue even after such feat has been experienced, I mean it's as if these gamblers are just fucking crazy and actually don't know when they will stop because the whole addiction clouds their judgement. I know of a very rich friend, well obviously he got his riches when he luckily won some huge stack of cash but now his story has change in my local area some people now say that the money he won actually brought about the gambling cause in his life because from that moment he started gambling like a freak with no control and he always had this perception about the money he won in gamble , that it was free money and should be spent without reason which is fucking crazy if you ask me.

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Quote from: Hirose UK on December 01, 2023, 08:43:00 AM

Well, that good advice because gambling poses very big risk, even any amount of money can be lost, so we as gamblers must really sort or use money to the best of our ability and can accept losing.
Of course, we all don't want to lose, but here gambling gives us that defeat, so when we decide to gamble we also have to be able to accept every defeat.

Gambling has an odds, so it will make you lose in the long run. Sometime you might win, but it won't last longer, however it also doesn't mean the casino is set up to make the gamblers to lose, they're not controlling the result because their games have provably fair system.

Even sports looks has a chance to make money, but it doesn't simple as that.

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Quote from: piebeyb on December 01, 2023, 07:49:52 AM

Quote from: Miles2006 on December 01, 2023, 06:00:08 AM

The op did the right thing by bring this topic although most people will criticize him but it's a lesson for those who wants to take a loan to bet thinking they will make profit, firstly don't take what's not yours to bet it sounds risky. But most people with that mindset will not listen and learn from the op mistake rather they will go ahead to take loan to gamble.

There is no problem with any criticism as long as it produces something positive because the OP raised this topic so that other people don't make the same mistake as what he did so I think this topic is very good for beginners so they can learn the dangers of using borrowed money to gamble because whatever Don't ever gamble using money that doesn't belong to you, let alone borrow from loan sharks.

It's best to gamble wisely using unused money and cold money because it allows us to gamble comfortably without having to think about how to pay the debt, because gambling doesn't always mean winning and making a profit, there is a big risk that must be borne if you use money. loans for gambling. I hope this topic can make many people aware not to do it.

Yes, thread with points like this will be very useful and can give a warning or tell us all not to do things that should be avoided and we can learn that in the future, if you don't have money it better to stop and if you lose it better not to try to recover it.
If we can implement these two attitudes, I sure that we can have guarantee of being wise and responsible gamblers and that all bad events can be avoided indirectly.
Honestly, threads like this will really provide much better benefits for the development of every gambler and they will learn from incidents like this to be able to think away from all detrimental attitudes in the future.

Well, that good advice because gambling poses very big risk, even any amount of money can be lost, so we as gamblers must really sort or use money to the best of our ability and can accept losing.
Of course, we all don't want to lose, but here gambling gives us that defeat, so when we decide to gamble we also have to be able to accept every defeat.

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Quote from: Z_MBFM on November 28, 2023, 02:02:35 AM

I have always advised people not to take gambling seriously but I myself became heavily addicted to live blackjack from stake.com and kept winning and losing. In this case I will not blame the gambling site because they give live cards. I started the game with just $20 but gradually I got addicted to it and wanted to gamble and win bigger amounts by depositing bigger amounts. I lost $1700 playing this way then I decided to play with a much bigger amount and recover all the losses then quit gambling for this I borrowed 270000 BDT ($2180) from the bank and deposited there. But unfortunately I lost them. Now I am financially so weak that it has become very difficult to meet my family expenses and I owe the bank $2180 which will take me a long time to pay off. Now it will take about 2 years for my financial situation to be normal again. Gambling addiction set back my normal life by 2 years. I am a victim of real experience and I am sharing my real experience with you. Don't make the same mistake I did. And never decide to gamble with a loan. If you do, your situation may be similar to mine. so beware of gambling

There has been many cases we've heard about gambling addiction and its consequences, that's why I always advice people to try their best to stay away from it if you feel you can't control yourself, but that's not as easy as I say it. I've also heard my own share of gambling addiction, although mine wasn't this bad, I lost a lot of money, my account completely turned 0 and I started my life from scratch, but my joy was that I didn't owe no one, I didn't borrow any money to gamble so I was debt free, but I lost all my money. That was more than enough lesson to teach me that irresponsible gambling would only bring me to my doom. So that was the day I killed the addiction. It was that easy for me and I thank God for that.

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Quote from: Miles2006 on December 01, 2023, 06:00:08 AM

The op did the right thing by bring this topic although most people will criticize him but it's a lesson for those who wants to take a loan to bet thinking they will make profit, firstly don't take what's not yours to bet it sounds risky. But most people with that mindset will not listen and learn from the op mistake rather they will go ahead to take loan to gamble.

There is no problem with any criticism as long as it produces something positive because the OP raised this topic so that other people don't make the same mistake as what he did so I think this topic is very good for beginners so they can learn the dangers of using borrowed money to gamble because whatever Don't ever gamble using money that doesn't belong to you, let alone borrow from loan sharks.

It's best to gamble wisely using unused money and cold money because it allows us to gamble comfortably without having to think about how to pay the debt, because gambling doesn't always mean winning and making a profit, there is a big risk that must be borne if you use money. loans for gambling. I hope this topic can make many people aware not to do it.

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Quote from: Miles2006 on December 01, 2023, 06:00:08 AM

Quote from: DabsPoorVersion on December 01, 2023, 03:05:06 AM

Aside from paying your loan money, it comes with an interest that is sometimes high which makes it hard to pay.

I read what the op said and this was the first thing that pops up in my mind, I don't know for others but in my area taking loans comes with a big risk, like if you cannot meet up the date when you're expected to pay the lender, the lender will increase the money, so living in this kind of area you cannot just wake up one morning and decide to take loan, you must first consider the terms before taking a loan, right now the op is in a big problem with that kind of amount, I hope he will be able to settle the loan.

And interest from banks isn't the same interest they pay you when you invest your money with them for passive income. When you are the one lending, they pay a low annual percentage over your funds, but when you are borrowing, then huge interest is charged over the total sum borrowed in a monthly basis. Here in my country interest can reach without much difficult to 3% monthly! If that was OP's case, he would pay 72% interest, plus the total sum of money he borrowed, since he was talking about recovering himself in a 2 years time period (24 months x 3%). So, 2180$ + 1569,60$ = 3749,60$.

That is a huge setback for any citizen from a third world country, who could be using this money to invest on his house, purchasing a new car, travelling with the family or guaranting their basic needs for a whole year. Now he is going to spend 2 years of his life to work for the bank, without being paid anything in the end...

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Quote from: DabsPoorVersion on December 01, 2023, 03:05:06 AM

There are many different reasons why a person gambles with loan money, but the most common reason is they look for easy money they can use for their needs. But as you have said, it will feel like you stab yourself if you happen to do this. That's true, the money quickly disappear in gambling but your loan will last for two years. Aside from paying your loan money, it comes with an interest that is sometimes high which makes it hard to pay.

It is a very common scenario that you can see in gambling, there's nothing wrong with it. However, due to our emotions, we often forget to stop and control ourselves when it comes to gambling. As long as we know that we still have money, we will use it until we get our desired winning in gambling.

They are looking for quick money so they can immediately use it for gambling. They don't think about what happens if they lose because what they want is to be able to gamble again to win the gambling game.
They don't think about how to repay their debt if they lose and do the creditors want to wait until they have money first before returning their debt?
If the lender is a loan shark, they will experience difficulties. After all, the loan sharks will likely look for their valuables to use as collateral.
Those who gamble can lose track of time when playing gambling. Because of the increase in emotions, it will make them lose control of themselves, especially if they experience consecutive losses. This will clearly affect his calm when playing gambling. And if that's the case, we can guess what will happen to him.

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Quote from: DabsPoorVersion on December 01, 2023, 03:05:06 AM

Aside from paying your loan money, it comes with an interest that is sometimes high which makes it hard to pay.

I read what the op said and this was the first thing that pops up in my mind, I don't know for others but in my area taking loans comes with a big risk, like if you cannot meet up the date when you're expected to pay the lender, the lender will increase the money, so living in this kind of area you cannot just wake up one morning and decide to take loan, you must first consider the terms before taking a loan, right now the op is in a big problem with that kind of amount, I hope he will be able to settle the loan.

The op did the right thing by bring this topic although most people will criticize him but it's a lesson for those who wants to take a loan to bet thinking they will make profit, firstly don't take what's not yours to bet it sounds risky. But most people with that mindset will not listen and learn from the op mistake rather they will go ahead to take loan to gamble.

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Quote from: kingvirtus09 on November 29, 2023, 08:29:52 AM

Quote from: BitcoinTurk on November 28, 2023, 06:31:47 PM

As I have stated many times before in similar contents, it is very important for a person to be able to control his/her own emotions while gambling and not to gamble with borrowed money. I hope you can pay off this debt without serious financial damage. This situation you went through was actually a very expensive experience for you. You probably won't make the same mistake again and gamble with borrowed money later in your life. It is always necessary to remember that gambling is a risky and expensive hobby and is never a guaranteed method of earning. For this reason, the most important factor to consider when gambling is that a person learns and knows how to control his/her own emotions. In particular, one should not gamble greedily, succumbing to the desire to make money.

That's what's worrying me about it; you gamble away the debt that quickly disappears when you get unlucky with gambling. Then, when you lose, you will pay it for a long time and with high interest.

It's like what used to happen to me: you stab yourself or you hurt yourself. It's okay to gamble, but don't gamble with debt; it's not normal human behavior, to be honest. I really hope there will be no problem when the payment period comes.

There are many different reasons why a person gambles with loan money, but the most common reason is they look for easy money they can use for their needs. But as you have said, it will feel like you stab yourself if you happen to do this. That's true, the money quickly disappear in gambling but your loan will last for two years. Aside from paying your loan money, it comes with an interest that is sometimes high which makes it hard to pay.

It is a very common scenario that you can see in gambling, there's nothing wrong with it. However, due to our emotions, we often forget to stop and control ourselves when it comes to gambling. As long as we know that we still have money, we will use it until we get our desired winning in gambling.

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Quote from: coin-investor on November 29, 2023, 09:56:43 AM

I had a friend who did that and had the same fate as yours he advanced his two months' salary as a loan and lost everything in e-sabong a very popular online cockfighting that used to be so popular here in our country and he had no option but to sell his laptop and other appliances that he can sell because his two months salary is already for paying the loans.
His wife almost left him because they could not pay the bills and the house rent, he suffers too much because of the loan he uses for gambling, so if you think of getting a loan to gamble, don't or never do it or your life will be miserable.

It's one of the worst things a gambler can do. There have been a lot of incidents regarding this issue, one was discussed here in the forum as well where a young student committed suicide because he lost his and his roommate's money in gambling, the money was supposed to go to school or college as their academic fees, and since he was nervous, probably, and couldn't face anyone after what has happened, he took his life by taking pills, I believe.

A relative of ours took multiple loans and gambled them away, he wasn't doing any job or taking care of his family, and when he took loans and lost the money in gambling, his sister had to repay the loans to save them from facing any troubles because of the lenders as the guy wasn't able to repay a penny.

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Quote from: angrybirdy on November 30, 2023, 08:28:51 PM

Quote from: temple on November 30, 2023, 06:53:44 PM

Quote from: erep on November 30, 2023, 05:42:37 PM

Quote from: temple on November 30, 2023, 05:06:13 PM

I would go one step further and say that savings should also not be touched if they are meant to serve for other purposes. Loan money is probably the worst someone can use to gamble, but the most important recommendation is most likely that people should use a budget that does very minimal harm to any other important budget. OP posted about issues with serving the family, that is really tough. That decision should be made before the money is lost. Do I want the vacation with the kids? Or do I try to double the money and have two vacations? The negative effect of having none outweighs the positive effect of having two by far. Good intentions don't negate negative consequences. Sad

The allocation of funds for gambling must be funds that are not tied to any needs, never cut savings and important family needs just to gamble and you will regret it if you damage your financial management just to become addicted to gambling. The decision to borrow money from the bank is very inappropriate for gambling and after he loses everything he has to bear the high interest that must be paid to the bank, maybe he is experiencing a financial crisis at this time for his family's needs and he is better off leaving gambling temporarily to look for income opportunities from other jobs. OP should learn from this case and never repeat the same thing in the future.

that's why if you nail it down to the absolute most important points, gambling is a thing for the rich because they can afford to lose money without destroying any of their needs or desires (unless they go crazy and gamble fortunes).

But the average guy would usually have almost always something that could be deemed more important than the temporary pleasure gained from gambling. I am still not against it, but it is the same with a drug that someone uses. Lots of things speak against doing it, but sometimes it is what somebody feels like doing the most in a specific moment.

Gambling is for everyone but when it comes to affordability, it is appropriate for rich people because they can afford to place larger bets without hesitations and without thinking the amount of the possibilities of losing the money that they placed. But if you're coming from a common level of a person and you really want to gamble, always think the possibilities that will affect your life, and always set a reminder to yourself that you dont need to loan a money just for gambling, Be a practical thinker.

Yes you are right, rich people who have a lot of money they gamble by placing bets without hesitation boldly and confidently they place bets without thinking about the risk of losing their money. Unlike people who have limited money, they gamble to pursue victory or multiply their money. So people who have limited money they must always think about the decisions they will make because they tend to be afraid of the loss of their money, if they gamble they should be ready for the risks that will occur, one of which is the loss of their money because it is used to bet.

But what I know is that the facts are reversed, some people who have limited money they gamble without thinking about the risks that will come, where when they lose they cannot accept the reality. And this is what makes them take the decision to borrow money because they want to gamble again in the hope of returning their lost money.

Topic: Do not gamble with Loan Money~otherwise you will be in danger like me - page 32. (Read 4955 times)