Everything is over priced but people keep spending - page 2.

jrrsparkles

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Quote from: Smartvirus on April 06, 2024, 02:57:35 AM

Quote from: jrrsparkles on April 05, 2024, 01:39:35 PM

Rich gets richer and poor is getting poorer that's why you see long queue while you book a car or going to an expensive restaurant,etc. There is no way to turn this around unless you wakeup to the reality and starts making changes in your life that will lead to you make more money.

It’s an interesting circle of life that very few people tends to break from one circle to the other. While the rich might be way too luxurious and careless with their taxes to eventually go bankrupt the poor look to level up in status or eventually get crushed.
All is in an attempt for life to go on and life most go on else, what is it to living.
The society is designed by men and men do live it still. What we might experience is either more and more entrepreneurship with individuals becoming more innovative by the day or more crime rate, that’s how it is. All is in the bid to survive, it’s always been survival of the most prepared. People would enjoy what you might call expensive or lavish lifestyle and still have some to spare, it’s simply where you are in life and how prepared you are.

One who chooses the traditional way of money making by getting a job and getting paid in salary will never get out of this circle for sure. The evolution of technology opened doors for everyone to make money but still we are reluctant to go out of comfort zone or taking the wrong move of going all in by taking a loan and starting out a business with no backup plan if the business doesn't go well and you have to pay back the debt.

Smartvirus

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Quote from: jrrsparkles on April 05, 2024, 01:39:35 PM

Rich gets richer and poor is getting poorer that's why you see long queue while you book a car or going to an expensive restaurant,etc. There is no way to turn this around unless you wakeup to the reality and starts making changes in your life that will lead to you make more money.

It’s an interesting circle of life that very few people tends to break from one circle to the other. While the rich might be way too luxurious and careless with their taxes to eventually go bankrupt the poor look to level up in status or eventually get crushed.
All is in an attempt for life to go on and life most go on else, what is it to living.
The society is designed by men and men do live it still. What we might experience is either more and more entrepreneurship with individuals becoming more innovative by the day or more crime rate, that’s how it is. All is in the bid to survive, it’s always been survival of the most prepared. People would enjoy what you might call expensive or lavish lifestyle and still have some to spare, it’s simply where you are in life and how prepared you are.

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Quote from: Iranus on April 05, 2024, 11:49:37 PM

Quote from: Bobrox on April 05, 2024, 02:16:29 PM

Cost living keep increasing day by day but not related with our payment salary keep stuck year by year without increasing significant, in my country Indonesia face most expensive with rice last several months ago and increasing reach more than 50% depend on last several months. But our government failed giving good solution how to make rice price back to normally and difficult how to manage financial condition behind payment salary keep the same without increasing drastically such as how increasing price of our daily needed.
Need reach financial freedom and have many kinds of side job, we can't depend on one job only behind every days the cost living increasing drastically and must adapt well with money management keep effective for spending daily needed and still left for saving assets when emergency fund needed.

Because increasing wages can help people keep up with the increase in commodity prices in the short term, but in the long term it will only make inflation larger and more difficult to control. That's why the government and businesses are in no hurry to raise wages for everyone. Controlling inflation is a difficult problem to solve and even developed countries like the US or China are facing difficulties, so for smaller countries, fighting inflation is no different from an impossible task. But people never understood this and they continued to complain that wages did not increase but commodity prices kept increasing.

In addition, small countries like yours and mine still depend heavily on developed countries, so it is not too difficult to understand when the government does not have a method to control inflation. Countries are closely interconnected, so how can one country contain inflation while larger countries are exporting inflation? The problem of economics and inflation is not as easy as we think.

It makes sense, so meaning in order that the inflation experienced by a country does not increase even more, we need to adjust our cost of living to what we earn, right? Because here in our country, even though people's wages are high, they are still lacking when it comes to their expenses in life because the price of goods and services is no longer a joke, no matter how much saving and being frugal is done, it really is not possible unless we do costs cutting a lot from our own budget, and when that is done, important things such as education, food, and other house bills will be compromised. I understand that even the countries that are in the 1st world countries are experiencing inflation but why do we not see poverty in them, why does it seem from our point of view that even though they are going through an inflation crisis, they are able to find a way to survive without experiencing hardship? I don't get it.

Hamphser

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Quote from: Iranus on April 05, 2024, 11:49:37 PM

Quote from: Bobrox on April 05, 2024, 02:16:29 PM

Cost living keep increasing day by day but not related with our payment salary keep stuck year by year without increasing significant, in my country Indonesia face most expensive with rice last several months ago and increasing reach more than 50% depend on last several months. But our government failed giving good solution how to make rice price back to normally and difficult how to manage financial condition behind payment salary keep the same without increasing drastically such as how increasing price of our daily needed.
Need reach financial freedom and have many kinds of side job, we can't depend on one job only behind every days the cost living increasing drastically and must adapt well with money management keep effective for spending daily needed and still left for saving assets when emergency fund needed.

Because increasing wages can help people keep up with the increase in commodity prices in the short term, but in the long term it will only make inflation larger and more difficult to control. That's why the government and businesses are in no hurry to raise wages for everyone. Controlling inflation is a difficult problem to solve and even developed countries like the US or China are facing difficulties, so for smaller countries, fighting inflation is no different from an impossible task. But people never understood this and they continued to complain that wages did not increase but commodity prices kept increasing.

In addition, small countries like yours and mine still depend heavily on developed countries, so it is not too difficult to understand when the government does not have a method to control inflation. Countries are closely interconnected, so how can one country contain inflation while larger countries are exporting inflation? The problem of economics and inflation is not as easy as we think.

Would really be that a common sense thing that you would really be needing to adjust if you have seen that you are struggling on day to day then it would really be just that right that you should really be
finding or looking for another job. You could really make some business or investment on which it could really be able to add up on overall income or money that you could really be able to earn.
Prices is never been that going forward, there might be some rollbacks but most of the time they do become that expensive on year to year basis on which it would be that normal that you do need to add up your
income source if your salary isnt really that enough anymore. You cant really be able to make yourself that ignore that stuff.

Its human instinct that you would really be having that kind of approach when it comes to this situation. You would really be having that kind of normal approach on things.
Needing to find solutions into problems. It might be sounding easy but its not but doesnt mean that it would be impossible.

Iranus

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Quote from: Bobrox on April 05, 2024, 02:16:29 PM

Cost living keep increasing day by day but not related with our payment salary keep stuck year by year without increasing significant, in my country Indonesia face most expensive with rice last several months ago and increasing reach more than 50% depend on last several months. But our government failed giving good solution how to make rice price back to normally and difficult how to manage financial condition behind payment salary keep the same without increasing drastically such as how increasing price of our daily needed.
Need reach financial freedom and have many kinds of side job, we can't depend on one job only behind every days the cost living increasing drastically and must adapt well with money management keep effective for spending daily needed and still left for saving assets when emergency fund needed.

Because increasing wages can help people keep up with the increase in commodity prices in the short term, but in the long term it will only make inflation larger and more difficult to control. That's why the government and businesses are in no hurry to raise wages for everyone. Controlling inflation is a difficult problem to solve and even developed countries like the US or China are facing difficulties, so for smaller countries, fighting inflation is no different from an impossible task. But people never understood this and they continued to complain that wages did not increase but commodity prices kept increasing.

In addition, small countries like yours and mine still depend heavily on developed countries, so it is not too difficult to understand when the government does not have a method to control inflation. Countries are closely interconnected, so how can one country contain inflation while larger countries are exporting inflation? The problem of economics and inflation is not as easy as we think.

Dewi Aries

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There is nothing funny in this because after all, this is what the people have to face where we have to do everything just to survive. When food prices soar due to inflation which is a problem that every country always avoids, and I understand how difficult the situation is and when we are in a situation like this then obviously try to be able to utilize whatever you have.

Like if for example you have a large enough land behind the house then you better plant something that can be consumed such as vegetables which indirectly obviously this action will be able to make you minimize the problem of excessive spending due to soaring food prices, but yes maybe precautions like this can only be done by people who have land that can be utilized. And for some other people who always force themselves to live luxuriously - luxurious then try to make this situation a lesson where it is better for us to set aside money to save from far - far away before a situation like this happens, and this applies to all individuals, basically prevention is much better than cure, while you have the opportunity then take advantage of it.

AnonBitCoiner

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Quote from: Vinaa77 on March 30, 2024, 05:16:21 AM

Yes, of course everyone who works to be able to meet their needs, even though the needs they need are expensive, of course they have to get those needs and if they can't fulfill them, of course we have to look for other sources of income to be able to meet the needs we need. In this case, each person is different when buying something and of course they will adjust to the income they have because they force themselves to fulfill our desires but the income we have is not enough, of course this will make us experience financial problems in the future.

Those materials which are not necessary then people often leave those materials due to shortage of money but if it become necessary then one have to buy it no matter how expensive it is. Everyone focus primarily on needs and leave behind their wishes because needs can be completed but I don't think that a person will ever be satisfied with his life and will always create new dreams.

Salaries of people are not enough so some people choose another job for increase their money while others remain silent by minimizing their needs so I think instead of living a life with stress if you work more and earn extra cash then you can freely use your salary for both needs and dreams.

Bobrox

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Cost living keep increasing day by day but not related with our payment salary keep stuck year by year without increasing significant, in my country Indonesia face most expensive with rice last several months ago and increasing reach more than 50% depend on last several months. But our government failed giving good solution how to make rice price back to normally and difficult how to manage financial condition behind payment salary keep the same without increasing drastically such as how increasing price of our daily needed.
Need reach financial freedom and have many kinds of side job, we can't depend on one job only behind every days the cost living increasing drastically and must adapt well with money management keep effective for spending daily needed and still left for saving assets when emergency fund needed.

jrrsparkles

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Rich gets richer and poor is getting poorer that's why you see long queue while you book a car or going to an expensive restaurant,etc. There is no way to turn this around unless you wakeup to the reality and starts making changes in your life that will lead to you make more money.

junder

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Quote from: btc78 on April 03, 2024, 09:29:10 AM

“What is the purpose of work?”

We can all go philosophical here or we can answer it literal. I guess it is just a bit devastating to see that all our life we would be enslaved into working just so we can meet our needs. The thing is the more we work, the more the prices of goods even increase. Which never allows us to stop working. Unless you manage to become super rich, you will forever be enslaved to the workplace.

Meeting needs, such as food needs, wants or paying bills which is one of the things that exist for us to survive. And to raise the status of the family as well, I think it can be done. It does sound sad if we live all our lives as employees or enslaved just to make ends meet, but in reality it is like that, there are people who survive as employees who are enslaved to meet their needs, but that doesn't mean we have to just stay there, of course we have to be able to move forward, forcing us to set aside part of our income to save and to start a business in the future. As time goes by, price increases are bound to occur, therefore we must be able to balance it, inevitably we must follow the flow, it is impossible if we go against the flow.

As much as possible we have to be the boss by working hard, that's one of the keys. Don't just let the price grow, but we must also be able to grow. Whether it's having our own business or something else, because we live, of course, we must want financial freedom so that we can balance all the price increases that occur and cannot be avoided.

Ben Barubal

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Quote from: doomloop on March 31, 2024, 04:26:52 PM

Quote from: Crypto Library on March 18, 2024, 12:30:51 PM

Quote from: Stablexcoin on March 17, 2024, 07:56:53 PM

The cost of things has gone up so much so that it's glaring. Imagine paying 5-12$ for an average meal you could get before for 3$. The jump cost is extremely high. Cooking a meal at home can cost you the same amount you would spend on eating in a restaurant. Funny enough people still afford all these things without complaining. My anger is that we make money to spend it all into our normal life expenses. It's difficult now to save or invest unless you part of the rich people in society. An average man has to just eat, pay bills, and survive.

Not only the price of food but now the price of almost every other product needed to survive has doubled from two to three years ago. Especially since the covid-19 pandemic. The price of daily necessities is increasing and there is no way to reduce it. Among them, inflation is going extremely high in my country, two years ago USDT price was around 90BDT and now it has increased to 120BDT. All in all, it has become very difficult to make a living for the general population of third-world developing countries. Moreover, if we talk about medicine, if a person from a middle class family goes to spend for treatment, now there is no money for food, there can be no talk of savings.

When you say product needed to survive, I think that will still be the same as food. You know, we can still live even without a shelter but as long as we can eat and drink, and maybe consume some meds once we got sick. The rise of price is called inflation and it already occurred long time ago.

Price of goods will also depend on the demand. During the Covid era, demand for many goods might have declined and so as their price as people lost their jobs. People who are not that wealthy can actually refrain from treatment as it was costly but there is no way they will neglect food as it was needed by humans daily. It's only true that they rarely have a saving.

You are right when you say that even without a shelter, people can still survive; you will just go out on the streets to sleep. Will we just be like the beggars who are on the streets and our home will be? That's why everyone doesn't want that; that's why we all do it for us to survive.

So those who spend money will probably realize that when they feel that they are struggling to get money to live at this age, They may think that they should have saved money or savings for the times when they had the opportunity to do so. This is just what I thought; that's why I said it.

Volimack

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With the increase in the price of everything the cost of living has increased so there is no way to spend people cannot sit without eating. Income should be kept in balance. Due to this common people are reducing their food list. Because the prices of non food products have also increased by leaps and bounds where there is very little scope for deduction. There is no opportunity to cut costs in important sectors like education and medical care.

slapper

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Quote from: btc78 on April 03, 2024, 09:29:10 AM

Quote from: bitLeap on March 29, 2024, 07:45:26 AM

Quote from: Stablexcoin on March 17, 2024, 07:56:53 PM

The cost of things has gone up so much so that it's glaring. Imagine paying 5-12$ for an average meal you could get before for 3$. The jump cost is extremely high. Cooking a meal at home can cost you the same amount you would spend on eating in a restaurant. Funny enough people still afford all these things without complaining. My anger is that we make money to spend it all into our normal life expenses. It's difficult now to save or invest unless you part of the rich people in society. An average man has to just eat, pay bills, and survive.

A simple question for the OP is what is the purpose of work? All answers will lead to a point where needs are things that must be met regardless of whether the price is expensive, very expensive or very unaffordable. If we work, we will still get an average salary according to rising or falling inflation and it will continue to correlate with the prices of the goods we buy. Everyone has different purchasing criteria if it is not suitable to buy at an expensive price, there are still other cheaper options. It's all just a matter of taste but as I said above, we will do whatever we can and meet our needs to survive.

“What is the purpose of work?”

We can all go philosophical here or we can answer it literal. I guess it is just a bit devastating to see that all our life we would be enslaved into working just so we can meet our needs. The thing is the more we work, the more the prices of goods even increase. Which never allows us to stop working. Unless you manage to become super rich, you will forever be enslaved to the workplace.

Work is more than clocking in and getting paid. This endless grind, right? Life becomes more expensive as we bust our asses. We feel like we're on a treadmill, working hard but getting nowhere. That's genuine, not a hippy-dippy notion. This "enslaved to the job" notion is weighty, but is it just our perspective? Many people detest their work and feel stuck. But are we slaves or are we accepting this unending hustling as the only way? Despite their wealth, the filthy rich are slaves to fancier things

Everything is rigged to keep us in circles. No one makes you do that. This is about regaining control and thinking differently. Our mindset, not work, is the issue. Instead of quitting your career, make it work for you

Are you going to feed the machine or rewrite the game rules?

btc78

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Quote from: bitLeap on March 29, 2024, 07:45:26 AM

Quote from: Stablexcoin on March 17, 2024, 07:56:53 PM

The cost of things has gone up so much so that it's glaring. Imagine paying 5-12$ for an average meal you could get before for 3$. The jump cost is extremely high. Cooking a meal at home can cost you the same amount you would spend on eating in a restaurant. Funny enough people still afford all these things without complaining. My anger is that we make money to spend it all into our normal life expenses. It's difficult now to save or invest unless you part of the rich people in society. An average man has to just eat, pay bills, and survive.

A simple question for the OP is what is the purpose of work? All answers will lead to a point where needs are things that must be met regardless of whether the price is expensive, very expensive or very unaffordable. If we work, we will still get an average salary according to rising or falling inflation and it will continue to correlate with the prices of the goods we buy. Everyone has different purchasing criteria if it is not suitable to buy at an expensive price, there are still other cheaper options. It's all just a matter of taste but as I said above, we will do whatever we can and meet our needs to survive.

“What is the purpose of work?”

We can all go philosophical here or we can answer it literal. I guess it is just a bit devastating to see that all our life we would be enslaved into working just so we can meet our needs. The thing is the more we work, the more the prices of goods even increase. Which never allows us to stop working. Unless you manage to become super rich, you will forever be enslaved to the workplace.

eightdots

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Quote from: Asiska02 on March 31, 2024, 05:02:05 PM

Quote from: Stablexcoin on March 17, 2024, 07:56:53 PM

The cost of things has gone up so much so that it's glaring. Imagine paying 5-12$ for an average meal you could get before for 3$. The jump cost is extremely high. Cooking a meal at home can cost you the same amount you would spend on eating in a restaurant. Funny enough people still afford all these things without complaining. My anger is that we make money to spend it all into our normal life expenses. It's difficult now to save or invest unless you part of the rich people in society. An average man has to just eat, pay bills, and survive.

If an average man can eat, pay bills and survive, he should be contended with what he has and the source he’s using to pay all of this bills. Saving has to do with one’s mindset and what they set their heart to do and what to achieve in a particular timeframe. Whether born rich or poor, it is necessary to save for bad days ahead which is very important to all and can come as an intercessor for the bad days at the time it is most needed. Price of things are glaring because of how hard the economy reality is, when the economy changes, it is paramount that all of the things following its direction will have to adjust theirselves. People will continue to buy since it’s something important to them and won’t complain about the price.

After people meet their necessary needs, they cannot find the money to do what they want. The salary or wages they receive are not enough. Everything is getting more expensive, wages and salaries are not increasing at the same rate. Every week life becomes more expensive than the previous one. They need to stop the bad trend of this economy and work in a positive direction.

Savings are important and some money should be allocated to savings as well as many other needs. Sometimes this can be difficult to do, but it is a necessary action. It is extremely important that you decide to save and continue within your means.

Asiska02

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Quote from: Stablexcoin on March 17, 2024, 07:56:53 PM

The cost of things has gone up so much so that it's glaring. Imagine paying 5-12$ for an average meal you could get before for 3$. The jump cost is extremely high. Cooking a meal at home can cost you the same amount you would spend on eating in a restaurant. Funny enough people still afford all these things without complaining. My anger is that we make money to spend it all into our normal life expenses. It's difficult now to save or invest unless you part of the rich people in society. An average man has to just eat, pay bills, and survive.

If an average man can eat, pay bills and survive, he should be contended with what he has and the source he’s using to pay all of this bills. Saving has to do with one’s mindset and what they set their heart to do and what to achieve in a particular timeframe. Whether born rich or poor, it is necessary to save for bad days ahead which is very important to all and can come as an intercessor for the bad days at the time it is most needed. Price of things are glaring because of how hard the economy reality is, when the economy changes, it is paramount that all of the things following its direction will have to adjust theirselves. People will continue to buy since it’s something important to them and won’t complain about the price.

doomloop

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Quote from: Crypto Library on March 18, 2024, 12:30:51 PM

Quote from: Stablexcoin on March 17, 2024, 07:56:53 PM

The cost of things has gone up so much so that it's glaring. Imagine paying 5-12$ for an average meal you could get before for 3$. The jump cost is extremely high. Cooking a meal at home can cost you the same amount you would spend on eating in a restaurant. Funny enough people still afford all these things without complaining. My anger is that we make money to spend it all into our normal life expenses. It's difficult now to save or invest unless you part of the rich people in society. An average man has to just eat, pay bills, and survive.

Not only the price of food but now the price of almost every other product needed to survive has doubled from two to three years ago. Especially since the covid-19 pandemic. The price of daily necessities is increasing and there is no way to reduce it. Among them, inflation is going extremely high in my country, two years ago USDT price was around 90BDT and now it has increased to 120BDT. All in all, it has become very difficult to make a living for the general population of third-world developing countries. Moreover, if we talk about medicine, if a person from a middle class family goes to spend for treatment, now there is no money for food, there can be no talk of savings.

When you say product needed to survive, I think that will still be the same as food. You know, we can still live even without a shelter but as long as we can eat and drink, and maybe consume some meds once we got sick. The rise of price is called inflation and it already occurred long time ago.

Price of goods will also depend on the demand. During the Covid era, demand for many goods might have declined and so as their price as people lost their jobs. People who are not that wealthy can actually refrain from treatment as it was costly but there is no way they will neglect food as it was needed by humans daily. It's only true that they rarely have a saving.

Dewi Aries

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Quote from: Vinaa77 on March 30, 2024, 05:16:21 AM

Quote from: bitLeap on March 29, 2024, 07:45:26 AM

A simple question for the OP is what is the purpose of work? All answers will lead to a point where needs are things that must be met regardless of whether the price is expensive, very expensive or very unaffordable. If we work, we will still get an average salary according to rising or falling inflation and it will continue to correlate with the prices of the goods we buy. Everyone has different purchasing criteria if it is not suitable to buy at an expensive price, there are still other cheaper options. It's all just a matter of taste but as I said above, we will do whatever we can and meet our needs to survive.

Yes, of course everyone who works to be able to meet their needs, even though the needs they need are expensive, of course they have to get those needs and if they can't fulfill them, of course we have to look for other sources of income to be able to meet the needs we need. In this case, each person is different when buying something and of course they will adjust to the income they have because they force themselves to fulfill our desires but the income we have is not enough, of course this will make us experience financial problems in the future.

It is clear that we all need basic needs to survive. and yes, even though the price is expensive, everyone must be able to meet their needs because it is unavoidable in my opinion. and as has happened recently in my country there has been an increase in the prices of everyone's needs, be it food or anything else, including fuel which sometimes also rises, and this is sometimes difficult to accept, so there are demonstrations in front of government buildings. But I didn't do it because I thought that most likely nothing would happen, so I better keep quiet and think about ways to meet my own needs.

That's true, everyone definitely buys what they need according to the income they have. Sometimes there are people who put aside their needs because they want to fulfill what they want even though it is very expensive and sometimes it is not that important either. Indeed, that is each individual's right, but adjusting the income generated to the needs they need is a must, because we have to be able to manage finances well so that we can meet the needs we need even though the prices are expensive.

Vinaa77

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Quote from: bitLeap on March 29, 2024, 07:45:26 AM

A simple question for the OP is what is the purpose of work? All answers will lead to a point where needs are things that must be met regardless of whether the price is expensive, very expensive or very unaffordable. If we work, we will still get an average salary according to rising or falling inflation and it will continue to correlate with the prices of the goods we buy. Everyone has different purchasing criteria if it is not suitable to buy at an expensive price, there are still other cheaper options. It's all just a matter of taste but as I said above, we will do whatever we can and meet our needs to survive.

Yes, of course everyone who works to be able to meet their needs, even though the needs they need are expensive, of course they have to get those needs and if they can't fulfill them, of course we have to look for other sources of income to be able to meet the needs we need. In this case, each person is different when buying something and of course they will adjust to the income they have because they force themselves to fulfill our desires but the income we have is not enough, of course this will make us experience financial problems in the future.

Agbamoni

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Quote from: Xcode7 on March 28, 2024, 03:01:35 PM

Quote from: Sorryfor on March 28, 2024, 01:59:35 PM

Spending actually depends on the need. Now if you want a thing and it is absolutely necessary for you then you are bound to buy it regardless of the cost. It is accepted that the prices of all commodities in other countries including food prices have skyrocketed and I don't think these commodity prices will go down anytime soon. Those who are middle class actually find it very difficult to spend a whole month comfortably just in terms of making ends meet. But in order to avoid this we should not worry about this but we should increase the amount of employment and we should move forward by making money by using these two things, hard work and skill in multiple places. Otherwise it will be difficult for us to survive well.

Everyone will do anything to fulfill their basic needs, so no matter how much prices increase, they will still buy them for survival.
That's a natural thing and indeed every human being is like that, regarding hard work and ways to get money to meet all needs which continue to increase, everyone has their own way and it must be admitted that for the lower middle class it will be difficult.

Your right on this. Humans can't stay without getting their basic needs sorted out because of they need it every day of their life. They need to be clothed, sheltered, they need to feed, and they need to pay bills. No matter what the cost of these things maybe we will surely find a way to pay for them. Inflation will not stop as long as there is advancement in technologies which is the same reason people who render services or sellers will not stop to increase the price of everything. If they don't inflation would catch up against them bringing them too a lower level in the economic ranking of their country.

In some countries people leave to survive, if they have settled their basic needs, they don't see the need for investing or savings. Which is wrong. People are meant to save and invest after spending money on the basic things. Life shouldn't be about getting satisfied on a level we do not wish to be. We have dreams and we have goals, achieving them is part of the thing that makes us huma.

Topic: Everything is over priced but people keep spending - page 2. (Read 1801 times)