I ask so I can plan to put the funds aside.
Why? You can get 100% ROI with their cloud mining and yet you choose 22%. Why?
Where are your numbers for this?
Well PACMiC is 22% a year max, it s fixed interest and it s in the official thread. Cloud is my own calculations based on this http://nextdifficulty.com/#roi
Cloud is a more risky option but it does generate more of potential returns. This is why I like to differentiate into PoS as well, DMD Diamond especially.
Right, but you stated that you can get 100% ROI with cloud mining, and it seemed pretty certain. I am not arguing with you, I am just interested in how you got to that number.
Personally I find the PACMiC to be a safer option, and as such, the ROI is less. I feel like a 100% positive ROI for the S5 is a tad too high, but to each his own. I would rather take the less risky option on the PACMiC and get a lower return than the S5 potentially could be.
Of course, the option to sell your S5 at anytime is a great plus if you need the money, whereas my PACMiC's are tied up for a certain period of time (roughly 3 months). So I think of the PACMiC sort of like a 3 month CD, but I would rather get 22% on the PACMiC than 1 or 2% on a normal CD through a bank.
Well, if you take a look at the table, current expected ROI for S5 is 257 days. Add a bit of difficulty increase to that and you ll get a year. Sell the miner and here it is. Yes, I agree, this is a risky option but in this industry, you can make money only on risk. PACMiC s Ok but only if you have a lot of funds at your disposal. If not, you invest 2 BTC and get 0.44 after a year. That s $100. Not worth of hassle and risk.