I question the idea that there are any "good people". We grade ourselves on a curve, but the existence of others who are worse then us does not make us good.
If we honestly compare ourselves to a true and perfect good each and every one of us would fall horribly short in comparison.
The belief in God gives us an ideal to strive towards. With God at least we can define good and from that definition comes a reason to improve ourselves and a goal to strive towards. It gives us an ideal that can never be achieved only approximated.
Humans clearly do not deserve an afterlife of any kind. We have not earned one, nor are we in any way fit to inhabit one in our current state. If an afterlife is on offer it could only be through an act of extreme generosity the ultimate charity case.
There are certainly atheist's who behave well by relative human standards and there certainly are religious fanatics and hypocrites who behave very badly. Take away the curve and apply an objective standard of good and evil and I am not at all confident where humanity falls on the scale.
You argue "If a true benevolent God exists then you wouldn't need to believe in him in order to be saved"
This line of thought fails to consider the possibility that the very act of believing in God is transformative. It is possible that it is the act of belief that allows one to be saved not so much via external intervention but from the changes in our essence our souls if you will that become possible once we define our first principles and ground our existence in them.
Then I would argue that the act of believing in something is not something I can choose to do. For instance I can't force myself to believe in ghosts and the more videos of ghosts I try to watch the less I believe in them because I see how ridiculous it is. Faith is not a good pathway to the truth, all the other religious people claim to have faith in their own gods and yet they would still get punished if it turns out that the real god is the one described in the bible, what did they do wrong?
You always live in faith. Why? Because you don't know with absolute certainty what is going to happen in the next second. So, you live in faith that you will be able to go on successfully.
An example of living in faith is someone who gets on a plane. Then the plane crashes, and he finds that his faith was in something that wasn't actual and real.
Or consider the person who gets into his car and has faith that he will reach his desired destination. Then he dies in a car crash.
Or consider a person who buys a lottery ticket. He never won a thing in his life before. The reason he buys the ticket is that he has a tiny bit of hope, but no faith. The he wins a $million.
Most of these people don't realize they are living in faith, but just like you, they are.
If you want to know what you did wrong, compare what the Bible says with your life. Yes, it may take a bit of study to get most of it.
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So you agree that faith is not a good pathway to truth then, just like me. Yes just because someone has faith that a plane wont crash, it doesn't mean it wont and that's exactly my point, just because people have faith in different gods, doesn't mean they exist.