How do you keep yourself from spending on unimportant things? - page 12.

developer101dev

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Quote from: Shikaina on April 26, 2018, 04:07:50 PM

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?

You can always look at your self and think of something that you really want to achieve in order to think if purchasing unnecessary things will really make you improve even more in life.

joebrook

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Quote from: East2011 on May 08, 2018, 08:00:44 AM

Its hard to control ourselves when temptation comes. So we need to be satisfied on what we have. So that we don't need to buy things that we don't really need.

Most of the time we spend our money on things that we really don’t need and later we go on to regret it a lot. It’s only those who are matured financially in the art of managing their money wisely are those who are able to overcome such temptations and not down their money on frivolous things.

pabpete

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Quote from: btcrut2017 on May 08, 2018, 08:08:16 AM

Quote from: reverseflash on May 04, 2018, 02:52:11 PM

It is enough to buy only those things which are really necessary. And those benefit from which can be received further.

I usually have a budget and stick to it. My monthly earnings are being divided according to what is necessary to buy. Whenever there is an extra money due to extra income or work overtime i use this to buy at least some things i love or for my children. Everything should be think twice before spending becs. it is not easy to acquire money.

Learn to share. I’m not talking about the explosion of “sharing economy” businesses that facilitate things like car-sharing and bike-sharing. I’m talking about the old-fashioned DIY method of buying something with a friend or neighbor and owning it jointly.

NavI_027

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I feel you bro, I also feel the same way. I sometimes forget my priorities because I'm tempted to buy things that suddenly attract my interest. Like this time, I'm now tempted and going to buy a new shirt, shoes and cap for my OJT deployment this upcoming 3rd week of this month. Though that is not necesaary at all since I already have lots of shirts and shoes, I still can't resist to do so.

This behavior of mine started right after my first btc wthdrawal because I feel that I'm now more financially secured; the fact that I can now earn some good money by my own compare before that I'm just a teenager who depends on my mom's pension.

But anyway, I think overspending is still okay as long as it came from your savings and not from your budget. You should know your limitations at the same time.

btcrut2017

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Quote from: reverseflash on May 04, 2018, 02:52:11 PM

It is enough to buy only those things which are really necessary. And those benefit from which can be received further.

I usually have a budget and stick to it. My monthly earnings are being divided according to what is necessary to buy. Whenever there is an extra money due to extra income or work overtime i use this to buy at least some things i love or for my children. Everything should be think twice before spending becs. it is not easy to acquire money.

East2011

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Its hard to control ourselves when temptation comes. So we need to be satisfied on what we have. So that we don't need to buy things that we don't really need.

Choyor

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In this case the attitude of discipline is very important to be able to control themselves from waste, where we think twice when will use our money, for example when we will buy an item, then we will think how important the goods we will buy it, well if the goods not so important we will not automatically buy the item. one of the ways I'm doing.

i_iz_vins

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Quote from: Shikaina on April 26, 2018, 04:07:50 PM

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?

Since I am just a student, my parents give me daily allowance. To prevent myself to buy things that I want, I leave part of my allowance to our home and only bring an amount that I need. I usually bring money for transportation fare, food, and extra money.

shiki3226

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Being able to distinguish your wants from your needs is one good skill that we can learn to be more effective and wise in spending our money.

Makingmoney2018

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Before going to malls and before buying things I keep on asking myself if are these things really important or are these what we need most? Some people often buy stuff because of the craving contact or just to relief from boredom that make them regret later. We should buy things for the right reason.

mimienamphine

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People have to budget and leave within their means.There are some people who will like to buy everything that they see around in the market,supermarket etc.Am not being gender bias here but the truth is that ladies buy unimportant things than men.So if your lady likes buying a lot then you have to romantically hold her hand as you walk around whenever you out or to the supermarket.It will look romantic but in reality you are saving your wallet a lot of money.

aboveboard

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In my work as a consumer psychologist and author, I’ve read countless studies about consumer behavior, and I’ve conducted plenty of research on my own, interviewing hundreds of shoppers about how, when, and why they shop. Here’s what I’ve learned about how to avoid piling up too much stuff and how to stop making unnecessary, excessive, and ultimately unsatisfying purchases.

beerlover

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Quote from: batang_bitcoin on April 27, 2018, 12:27:23 AM

Quote from: Shikaina on April 26, 2018, 04:07:50 PM

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?

I'm very familiar with this situation. I don't have control to myself when I see items that are % on sale. But good thing I was able to overcome this habit by thinking that I have to fight against this type of mentality as I grow older when I see my savings I got not that much and that makes me want to save more and starts to ignore those things that I really like but it's not that important. Right now, I'm only buying things that I need and of course bills come first.

Apparently, most of us have been there one way or the other and it would only take some level of control of our finances to be able to shed off those things that are unimportant from our lists.

Firstly, I have emphasized this before in other threads, a lot of people do not know how powerful a budget can be, it takes a lot trying to draw up a budget and eliminating some things just to catch up, but with budget and sticking to it, you will always find yourself do things in a proper and easy way and you will think you are even richer than you are.

rysheeer

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I don't usually buy things that are not relevant to my life because I really prioritize my needs but if I have enough money to buy my wants, then why should I stop myself from buying it? But if my money is enough for my needs, my way to keep spending things that aren't important is to tell myself that I can always find it whenever I have money to buy it.

Tagabukid69

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Quote from: Shikaina on April 26, 2018, 04:07:50 PM

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?

My ultimate goal is to save and support my family,
Spending money to waste would be the biggest challenge since i am materialistic, but for the sake of my family, I personally sacrifice myself, just to escape from spending unnecessary things,
I used to make a list for my daily expenses, all my hard earnings, 40% will go to savings. I consider discipline and commitment is very important for my success.

streazight

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Quote from: goku1525 on April 30, 2018, 10:14:18 PM

Quote from: eggwardzxc on April 30, 2018, 09:56:40 PM

Same thing happens to me everytime I have my money and whenever I go to malls. After buying unnecessary things, I also regret. But now I am trying to alot my money on my necessities. I try to distribute and allocate my money to fit my budget. And if theres an extra, thats the time I used it for my me time.

Planning what we would like to expense for and not on unimportant things to buy. Now, its difficult to earn good moneys so for us to be secured in neae future much better to save and invest on bitcoin so that we can get good lifestyle.

One of the best thing which can help you from staying away from spending the extra money is to open another account in the bank and put all the extra amount into that account.

Keep only that much of money with yourself which can help you in meeting all your needs and nothing extra. Do not make even a single transaction from that saving account and that will help you in avoiding extra money on useless things.

Juliedarwin

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Quote from: Shikaina on April 26, 2018, 04:07:50 PM

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?

Spending to much for the unimportant things is the one of the reason.. You to become a poor and bankrupt as well. To keep ourselves not to spend to much for those unimportant things is a way you to become a rich one. You should have to set limitations for buying the unimportant and the important things.

pallang

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It's a nature of people that when they received their salaries they spend it without thinking what will happen tomorrow because they have in mind that next they have another salary to receive so to avoid overspending make a list what to buy and when going to malls bring only the money sufficient enough to buy the list you make and try also to save for your future.

Lomberjack

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Quote from: Shikaina on April 26, 2018, 04:07:50 PM

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?

Well, it is really hard to resist from those thing you like if you already have money to afford them. Even though it is hard, there are certain ways that we can do to somehow resists buying unnecessary things. Proper budgeting and thinking always that your budget it just exact or tight for important things to be purchased might be the key. I do also keep myself to get my self control higher than my temptation on spending though it is really hard, somehow, it is effective to be done because I can resist spending out money by doing that strategy of mune. Maybe not at all times, but mostly it do really help me.

jona

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I don't spend or buy what is not in my budget ,I also set goals for achievement so all expenses are channel towards such goals not on unnecessary things

Topic: How do you keep yourself from spending on unimportant things? - page 12. (Read 1749 times)