How do you keep yourself from spending on unimportant things? - page 16.

Reatim

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Quote from: chaoscoinz on May 02, 2018, 06:22:13 PM

Quote from: Shikaina on April 26, 2018, 03:07:50 PM

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?

What you describe is not for the faint at heart. You're talking about self control, self discipline. It is hard to put away money for investing. Especially if you live paycheck ro paycheck. It will take resilience and a very strong willpower to resist the temptation.
It's almost as if the money is talking, saying "hey, let's go shopping"!

I agree. This is a very tricky questions because we all know that its human nature to buy new things. Not only that what if your children goes to you and ask if you can bought something for him/her? Will you say no to your kids? I doubt it.

Its gonna be mentally tough and you really need a lot of self discipline. Maybe if you will just write down first those things that you need to settle and prioritize before you can "indulge" on buying for yourself or for your family.

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Quote from: Shikaina on April 26, 2018, 03:07:50 PM

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?

What you describe is not for the faint at heart. You're talking about self control, self discipline. It is hard to put away money for investing. Especially if you live paycheck ro paycheck. It will take resilience and a very strong willpower to resist the temptation.
It's almost as if the money is talking, saying "hey, let's go shopping"!

darkangel11

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For me it's really easy. I don't need many things. I've been raised in a rather poor family for the standards. My parents had enough to live by and raise me, a car a summer house, but we never travelled a lot, didn't have new electronics or appliances, only the necessary clothes, nothing extravagant. I was taught to save up and learned to never live on credit and spend only my own money. I've learned to sell old stuff on auctions and never hoard things that I don't use. If something lies covered in dust it means that you aren't using it and don't need it.

DPrillio

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Quote from: Loveydovey04 on May 02, 2018, 03:39:22 PM

Quote from: Hydrogen on April 26, 2018, 04:45:48 PM

Quote from: Shikaina on April 26, 2018, 03:07:50 PM

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?

It helps not to have an ATM card, debit or credit card. If cash/credit is easily obtainable it will probably cause someone to spend more.

Internet shopping is easy, convenient and often supports free shipping which can make saving difficult.

How a person spends their time is probably the biggest factor. If friends always go out and spend money that makes things tough. This might sound unnatural but finding things to do that doesn't involve spending cash could be one of the easiest ways to save. When I was around 18 I managed to save about $10,000. I didn't have any real financial goals and made no real effort to save. I hung out at a skatepark almost everyday for maybe a few years & didn't spend much on things which normally deplete someone's savings.

I guess for those with saving goals what might work best is finding things they enjoy to occupy their time where they don't spend much?

I love the idea you’ve given dude. Thanks. But i think it is not just going out that temos us to buy, most of the time it is the internet advertisements and the catalogs too. But you are right one has to be disciplined enough. It is also most of the time seeing from celebrities what is treding and wanting to have the same.

Yes, I agree that credit card is a main factors that makes a person tempted to spend more like if he/she is on the department store, so it is good to avoid credit card and think that buying unnecessary things is not a practical way of living, but I understand that every people have different concept about the importance of things and they have different weigh for them, therefore we are all different in terms of spending for the things that we believe its important.

The Sceptical Chymist

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Quote from: bill gator on April 26, 2018, 06:18:07 PM

My suggestion is don't even go to the websites. Never go browsing through a retailer, or some kind of online store.

I'm not a huge spender on my "wants", but I find this to be excellent advice. It's a given that when I start browsing eBay, I'm going to end up spending money on something--and it's 90% of the time something I really don't need. So I do my best not to pull up the eBay app just to look at nice things that I'd like to own.

One of the best things I've ever done is to give up owning an automobile. I did that about four years ago and I've never regretted it. I've saved so much money by doing this, and I've gotten some damn good exercise in the process. The money I've saved means more money to invest in stocks and bitcoin, which is usually what I do with it.

syntaxerror2019

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In order to keep myself from spending on unimportant things, I make sure to have a list of what are my priorities first. First in the list are the basic needs to live like food, clothing, shelter and anything within it. I also remind myself to save money if I have extra ones than spending things to unimportant things. But then, there are cheat days, sometimes I just spoil mysef and buy anything that’ll make me happy.

Loveydovey04

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Quote from: Hydrogen on April 26, 2018, 04:45:48 PM

Quote from: Shikaina on April 26, 2018, 03:07:50 PM

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?

It helps not to have an ATM card, debit or credit card. If cash/credit is easily obtainable it will probably cause someone to spend more.

Internet shopping is easy, convenient and often supports free shipping which can make saving difficult.

How a person spends their time is probably the biggest factor. If friends always go out and spend money that makes things tough. This might sound unnatural but finding things to do that doesn't involve spending cash could be one of the easiest ways to save. When I was around 18 I managed to save about $10,000. I didn't have any real financial goals and made no real effort to save. I hung out at a skatepark almost everyday for maybe a few years & didn't spend much on things which normally deplete someone's savings.

I guess for those with saving goals what might work best is finding things they enjoy to occupy their time where they don't spend much?

I love the idea you’ve given dude. Thanks. But i think it is not just going out that temos us to buy, most of the time it is the internet advertisements and the catalogs too. But you are right one has to be disciplined enough. It is also most of the time seeing from celebrities what is treding and wanting to have the same.

Sier86

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Quote from: Shikaina on April 26, 2018, 03:07:50 PM

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?

i was familiar with this situation , now im good with this, i think you just need to wait 1-2 days before buying and then get back to this, if you still think you need it then buy

ovcijisir

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Quote from: Master Third on May 02, 2018, 10:16:20 AM

Quote from: Shikaina on April 26, 2018, 03:07:50 PM

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?

I can't deny myself that same feeling and to resist it is hard specially when there is a peer pressure. What I usually do when I am struggling in this situation i remember my goals, my priorities, and the others who do not have an opportunity than me that struggling their lives to survive. From this very moment I realized onece again how to focus on what things that are really important than spending to something that helps nothing.

You must always know and be aware of your financial situation. Have a list of priorities and write them on paper.

And always plan to buy something in advance.

It is probably good idea to carry just enough money for things you planed, so it would be impossible to buy more then you expected.

agentx44

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Quote from: Shikaina on April 26, 2018, 03:07:50 PM

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?

To keep myself from spending on unimportant things i always think the consequences after i buy it because sometimes it is very hard to spend or buy unimportant things especially if all of your friends had that thing, so you could not deny it. It's better to think multiple times before you buy it and have a self control.

cherryfer

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Quote from: Shikaina on April 26, 2018, 03:07:50 PM

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?

Almost all of people are experienced this kind of situation specially the thing we spotted most likely used for celebrity of course we got it right? But eventualy they realized that sometimes all things they got are not necessarily important.

adolf512

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Quote from: Shikaina on April 26, 2018, 03:07:50 PM

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?

This happens with many people, but not everyone can afford, what he likes. So you need to rejoice that you, including those who can make money for any whim Wink

Master Third

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Quote from: Shikaina on April 26, 2018, 03:07:50 PM

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?

I can't deny myself that same feeling and to resist it is hard specially when there is a peer pressure. What I usually do when I am struggling in this situation i remember my goals, my priorities, and the others who do not have an opportunity than me that struggling their lives to survive. From this very moment I realized onece again how to focus on what things that are really important than spending to something that helps nothing.

Nahl

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this is similar such as me that when i saw unimportant things then sometimes i was tempting to buy even though those things is unnecesarry but indeed to managing expenditure and income we have to dicipline to ourself because we can't achieve our goals if we don't have dicipline to do so

pernah ada

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for me how to distance myself from things that are not important, we must be able to control our ambitions and always remember about the future of the family.

PalindromemordnilaP

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If you are in for a long term plan/investment like bitcoin or ethereum, then spending your crypto assets could never be so easy. And yet, as a challenge, you can invest in crypto now and then locked it for several years before you open it back.

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Quote from: Thira on April 28, 2018, 03:01:10 AM

Quote from: Shikaina on April 26, 2018, 03:07:50 PM

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?

I already exprience this several times, while if you have more money left in your wallet or in your atm account you will buy anything you wanted to buy even though not needed to you, but when your wallet is in trouble or in few amount of money left this is the time that you can think that you are not a wise spender and you will regret it and sell it to your friends a thing that is not needed to you in lower price.

There is a difference between needs and wants. Buying things that you don’t need means those were that you wanted to have and whenever there is enough money in the account, it is hard to resist oneself from enjoying such stuff. If you ask me, this is actually good because our lives should involve an element of fun too. Make it worth living. But before that, do savings and it is a must.

PonyBoy

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Do you like a thing and dont want it? How its possible? Your statement is kinda hard to understand for me, I only buy things I like and can afford

gabmen

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Quote from: BitcoinMarketer39 on May 01, 2018, 10:53:13 AM

Quote from: Shikaina on April 26, 2018, 03:07:50 PM

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?

If you have family that you are supporting to then you can try to think of the future if your excess spending's today will affect it or just imagine other necessary things that you need in order for you to persuade on spending money for unnecessary endeavor.

It still depends on what kind of person are you financially. Some people can't really contain themselves even if they have responsibilities because that's the only way they treat themselves. And i don't think it's wrong if you do have some to spare at a certain point.

jostorres

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Quote from: modmalaney on April 29, 2018, 01:54:19 AM

think of the stuff function if an urgent need or have other functions or not. Besides, start thinking of saving for the future. so I think shopping is not important things will gradually on the wane.

If you want to save some money which can help you at the time of the need, then you must stop yourself from spending on things which are not that much important and that you need to be very much careful at time of spending your money.

It is better to have some plan in your mind to make the best possible use of the money which you have and that you need to spend only your money at places where it is necessary to spend.

Topic: How do you keep yourself from spending on unimportant things? - page 16. (Read 1751 times)