How do you keep yourself from spending on unimportant things? - page 21.

cryptoalfs76

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Quote from: Shikaina on April 26, 2018, 04:07:50 PM

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?

Yeah,definetly i also experience this kind of behavior bro,that i want to limit my expenses because i want to save money for the future ,but in the time when i see a new gadgets my aims to save money gradually diminish into my mind,so therefore to surpass this kind of behavior,when i go to shopping,i've always bring only a small amount of money thats enough for the market and i cancelled all my credit card,so that i could not tempted to buy those unnecessary things,that can turn us into debt.

richminded

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Quote from: yurekaa on April 28, 2018, 11:25:04 AM

I will make a list of goods or lists of necessities of life that should be in priority so I will avoid buying goods that are not useful. maybe you should make a list like i did.

This is very helpful especially when you go to a grocery stores, its really better to set your goals same here in cryptomarket. Spending is ok but you must limit yourself from the things that you really don't need for now. Use your money wisely, invest, save and spen for you to achieve your goal in life. Sometimes simple life is much better than to be lonely on top.

stephanirain

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Quote from: Shikaina on April 26, 2018, 04:07:50 PM

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?

I also used my savings to buy unimportant things because i was tempting to buy that item. But honestly it is really hard to save momey because you also have a lot of expenses for you to live everyday, so saving your money wisely is one of the solution for you to pay all of your expenses and for emergency purposes.

Whitly

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Since I'm making not really much. I created own formula to manage my income. Like 20% goes in crypto, another 20% savings, around 40% (food, bills and etc). So every month, I have like 20%, what I can spend on clothes, gambling or anything else. And if tho 20% not enough to buy an unimportant thing, I just waiting on another month to be able to buy.

sevenbits

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For me, this is becoming a problem. In my opinion, it is high time, along with school subjects, to teach financial education. According to statistics, only 10% of the world's population makes savings and only 1.5% are engaged in investment.

adpinbr

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Quote from: Shenzou on April 26, 2018, 04:18:48 PM

Quote from: Shikaina on April 26, 2018, 04:07:50 PM

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?

It is not just you, i feel this is something that everyone here had experienced i guess we just got so spoiled by bitcoin and its high price, to the point where we see everything easy to get as long as we got money, some of us just embrace this feeling and just do what they want because it is as they say you only live once, and others say that you shouldn't spend money on things that are not essential and try to save them for the future, everyone has his own opinion, and a way of seeing things.

True. Because when I started earning because of bitcoin I always spend it very smartly by spending the things that the people around me needs and when there are leftovers I try to save it but when I see food I always ate it. and now I'm so chubby and I hate myself for being too lazy to exercise since I am so tired physically and mentally.

tambok

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Quote from: ?? on ??

Quote from: mel1978 on April 26, 2018, 10:30:33 PM

Quote from: Shikaina on April 26, 2018, 04:07:50 PM

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?

Yes that is very true situation, I can buy things which are not in our budget and plans. So what I did was I will not be go out anymore so I cannot buy things which are not really very important. This is what I did in order to hold myself from that situation.

Yeah.In short wasting money to buy an such not needed is very unprofessionally action because we don't think that time will come we have an imporyant things to buy.

Since I joined here I see to it that I am just withdrawing what I need in a week, and see to it that I will not go to Mall unless I really need something but if it is not important I am not going somewhere so I cannot spend more that what is my budget for the week, I am so strict when it comes to my money.

BitcoinTurk

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Quote from: Shikaina on April 26, 2018, 04:07:50 PM

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?

I take various precautions, but in some cases I unfortunately can not avoid my expenses unintentionally. For example, the day we passed, I got a good chance to make a nice money, and with that money I got a new phone and a smart clock myself. If we think that my old phone I used is a new model, we understand that it is not a necessary expenditure. I would like to point out that I have taken the dilemma of smart hours. I took it for the pleasure, when I feel regret for the money I have given for some time, it still seems to be a good time for me.

malbano2099

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Yes, I am familiar with this scenario, but the thing that always sync in my mind is my dreams. Whenever I think of it, i won't buy any unnecessary or unimportant things that may block those things that I must to buy. I will just focus for the things that can help my future.

rimueng agam

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I may have a few tips for you not to spend money on things that are not important, for example when you see items that are not important do not you buy and again you better hear someone who is very important to you when they buy items that are not important for you and more you have to think more about your future than your pleasure.

pencuri hati

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Quote from: Shikaina on April 26, 2018, 04:07:50 PM

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?

if I think, should take control of every expenditure and be able to distinguish the needs that are important and not important. financial finance can be stable.

rafaelyarulin

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It is imperative to start your personal budget, full accounting of income and expenses. To do this, you can download special programs for your computer, smartphone or tablet. You can also record all cash transactions in a notebook. The main thing is to do it constantly and turn such accounting into a habit. This action alone will allow you to find financial holes and eliminate them with significant benefit for your purse.

yurekaa

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I will make a list of goods or lists of necessities of life that should be in priority so I will avoid buying goods that are not useful. maybe you should make a list like i did.

Apple Mac

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Quote from: Shikaina on April 26, 2018, 04:07:50 PM

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?

Well you are not the only one who experience the same thing, I think that's your money, and there is no problem with it, it just the matter of self-discipline, if you think you are goung to much and being struggling financially will be your next road better to bring enough money for yourself, in my case I usually save the coins, since I usually care less to the coins I keep them in a safety can and time goes by I didnt realise that I have save some so the conscience of mine were lesser.

tanghere02

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Its not just you but a lot can relate to that kind of situation. And I’ve been in that situation too but I’ve learned to control myself from spending on unimportant things. I usually think a couple of times first before spending and think if it is worth to spend my money on that certain thing.

sharm2121

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Quote from: grimesrhymes on April 26, 2018, 06:19:02 PM

I have a few simple things that I do, firstly whenever I decide I want to buy something I always wait a period of time after that initial decision, let's say 2 weeks, if after 2 weeks I still want it then I ask myself why I really need it and if it will improve my life, if the answer is yes then I'll buy it.

Yes its a good idea, because if you dont really need the thing why you should buy it,right? So before buying one thing make sure it will help you or you can use it for everyday use.

ekalak manjeng

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Quote from: Shikaina on April 26, 2018, 04:07:50 PM

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?

I agree with your opinion, if our expenses are not controlled, then the family economy will be bad. So we should be able to equate income and expenditure.

marcbitcoins

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Quote from: Shikaina on April 26, 2018, 04:07:50 PM

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?

   I would like to share to you a formula for you to save your monthly or weekly income. In which after you receive your 100% salary or income then you may follow this formula by strictly keeping first the amount for your savings like this:
   1st - Savings 20%
   2nd- Emergency 10%
   3rd - Spending 70%

   You should limit your spending at the remaining 70% only in which you have already save 30% for your very important future use and also you will avoid over spending because you already set your limit at 70%. If you will not follow this formula then for sure you will not able to save money for the rest of your life.

heninur

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Quote from: Shikaina on April 26, 2018, 04:07:50 PM

I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?

I was curious, are you a woman? if yes, then I will reply that this is natural, because I am also a woman who is always faced with such situations 😂
but now I can control my appetite when I want to buy things that are not important, because I am married and became the man who manage the finances at home, so I started to learn and trained in financial terms.
I think the best advice for you is to marry and hold your home finances 😁
because after marriage, I better understand how important it is to save money rather than spend on things that are not important.

Gyugita

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For now I have not been able to control spending on things that are not important, but right now I'm learning to manage spending well.
I will use my money or assets for 3 things: daily necessities, saving and other necessities.
From yesterday's thing, a lot of unnecessary expenses that I spend and I regret it.
So for others try to hold temporarily unimportant desires.

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