How good are you at managing your money - page 32.

Zadicar

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Quote from: ajun96 on August 16, 2016, 05:38:23 PM

Quote from: Zadicar on August 16, 2016, 02:55:36 AM

Quote from: realworld on August 15, 2016, 10:37:49 AM

We have to understand where we are paying and how much we earn money every payday and If we control our expenditure and if we have plan for them we can managing our money good .

Having a budget plan would be the best idea and just make sure not to spent money more than on your monthly salary for sure its a overdropped and you would have a hard time to cope up with that since you would definitely make loan to someone if you are always overspending on your money.

yeah we should have a record of how much income you get and how much spending will you use. after you write a note that you can know how much money you use. and do you know how much money you spend and you can reduce the cost of the

Right, because you would definitely notice the difference between spending and the money you earn. In that case you could do such adjustments on your spending if you see that you would go out budget and couldnt sustain until in the next salary. Having budget plans is recommended for everyone.

ajun96

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Quote from: Zadicar on August 16, 2016, 02:55:36 AM

Quote from: realworld on August 15, 2016, 10:37:49 AM

We have to understand where we are paying and how much we earn money every payday and If we control our expenditure and if we have plan for them we can managing our money good .

Having a budget plan would be the best idea and just make sure not to spent money more than on your monthly salary for sure its a overdropped and you would have a hard time to cope up with that since you would definitely make loan to someone if you are always overspending on your money.

yeah we should have a record of how much income you get and how much spending will you use. after you write a note that you can know how much money you use. and do you know how much money you spend and you can reduce the cost of the

universe_

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Quote from: realworld on August 15, 2016, 10:37:49 AM

We have to understand where we are paying and how much we earn money every payday and If we control our expenditure and if we have plan for them we can managing our money good .

yeah a lot of people dont understand most of the fees they pay and in my opinion it is a really big problem though i hope it will change in the future

bitdumper

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its always easyer for me to spend the money insted of saving it because thats a hard part.but till now i have understand that if u make something as my aim and keep some limits which i should save everytime i get payout then after sometime i will get that thing

wuvdoll

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Quote from: milewilda on August 16, 2016, 07:48:14 AM

Im not really good at managing my funds at first because im just spending all my money without any hesitations for tommorows budget. In the end i realized that im doing the bad thing because i might experience bankruptcy in the long run which i dont like to happen in me because of that i change my way on spending my money already i made plans first before spending on a certain thing unlike in the past.

I was in same kind of mentality before I entered into bitcoin world.
Now I am very much selective on choosing my spending and I am more conscious about saving and investing in bitcoins. When bitcoin kind of investments has some assurance for decent returns in future, no one will want to miss that opportunity. That must be one of the reason for the changes in my attitude towards money related things.

Andarin

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Quote from: milewilda on August 16, 2016, 07:48:14 AM

Im not really good at managing my funds at first because im just spending all my money without any hesitations for tommorows budget. In the end i realized that im doing the bad thing because i might experience bankruptcy in the long run which i dont like to happen in me because of that i change my way on spending my money already i made plans first before spending on a certain thing unlike in the past.

Learning from our mistake is really the key for us to learn how we can manage our money properly. We tend not to think of tomorrow when we are spending that's why we always left with nothing. Now, I've learned that we should save first, before we spend. And buy what you need not what you want. I hope that I can keep this up, so I can have a lot of savings for my future.

milewilda

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Im not really good at managing my funds at first because im just spending all my money without any hesitations for tommorows budget. In the end i realized that im doing the bad thing because i might experience bankruptcy in the long run which i dont like to happen in me because of that i change my way on spending my money already i made plans first before spending on a certain thing unlike in the past.

vero

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Quote from: Mastsetad on August 16, 2016, 02:02:04 AM

Quote from: realworld on August 15, 2016, 10:37:49 AM

We have to understand where we are paying and how much we earn money every payday and If we control our expenditure and if we have plan for them we can managing our money good .

Exactly, if we keep records of our expenditures or if we just spend with care then we can easily manage our money without any stress, but if we just spend everywhere without keeping any tracks then we would be in trouble counting them at the end if we want.

actually not complicated to perform managing money we just need to make a small note to the income and expenditure that we need every day is not until 1 hour you do that, nah end of the month when you can know whether the pattern of life that you do is right or not.

Icathia

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Quote from: Xester on August 16, 2016, 03:09:58 AM

I am not good in handling my money before. I used to be like you like every paycheck I always just spend them to nonsense things. I buy products that I do not really need. I just bought them because I want to justbe like with my friends. But I do not really need them I always buy foods to feed my whole family, I mean its like there's always a celebration as I always cook for them. Time passed quickly and I really wanted to quit my job so I quit. I do not have any savings to cope for like 8 months of unemployment. That is my reflection time, it taught me to realize things. I still regret those times when I am not good in handling my money. But I am also thankful that I quit my job because that because if I was still there and earning good salary I might not wake up to my gruesome spending habit. I know now how to budget things and ready again to have a nice paying job.

I had the same problem. I live from day to day. Then i got a moment of intelligence and i decided to safe money and even better manage my money with spread sheets.

blackmachinegun

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Quote from: 23dzmaz on August 13, 2016, 02:15:32 AM

I'm very good at managing my money. I always seperate my money into some addresses. 1 for gambling and 1 for received money from my services.

when you think you're good at saving money. you should already have a good result, as you already have a lot of money in your wallet or your bank? is it you have it? If you already have a lot of money in the wallet. I can say that you succeeded in doing manage the financial

Xester

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I am not good in handling my money before. I used to be like you like every paycheck I always just spend them to nonsense things. I buy products that I do not really need. I just bought them because I want to justbe like with my friends. But I do not really need them I always buy foods to feed my whole family, I mean its like there's always a celebration as I always cook for them. Time passed quickly and I really wanted to quit my job so I quit. I do not have any savings to cope for like 8 months of unemployment. That is my reflection time, it taught me to realize things. I still regret those times when I am not good in handling my money. But I am also thankful that I quit my job because that because if I was still there and earning good salary I might not wake up to my gruesome spending habit. I know now how to budget things and ready again to have a nice paying job.

Zadicar

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Quote from: realworld on August 15, 2016, 10:37:49 AM

We have to understand where we are paying and how much we earn money every payday and If we control our expenditure and if we have plan for them we can managing our money good .

Having a budget plan would be the best idea and just make sure not to spent money more than on your monthly salary for sure its a overdropped and you would have a hard time to cope up with that since you would definitely make loan to someone if you are always overspending on your money.

Mastsetad

sr. member

Activity: 672

Merit: 250

Quote from: realworld on August 15, 2016, 10:37:49 AM

We have to understand where we are paying and how much we earn money every payday and If we control our expenditure and if we have plan for them we can managing our money good .

Exactly, if we keep records of our expenditures or if we just spend with care then we can easily manage our money without any stress, but if we just spend everywhere without keeping any tracks then we would be in trouble counting them at the end if we want.

realworld

newbie

Activity: 36

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We have to understand where we are paying and how much we earn money every payday and If we control our expenditure and if we have plan for them we can managing our money good .

magemist

hero member

Activity: 756

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Actually not to good at all right now. Undecided

I have to borrow money to pay for gas which really sucks when you go to go to work.
That tells you something about my finances and what a mess they are in right now. Angry

serjent05

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Quote from: 8Habits on August 15, 2016, 09:34:45 AM

Quote from: diodio5 on August 15, 2016, 06:21:53 AM

Quote from: BitcoinPaw on August 14, 2016, 04:42:11 PM

I was not so lucky to born in Israel, but i am good at managing MY money Grin

Also i am studing now on economy faculty, and it's makes me even better.

why do you say no luck. many people who say that the Jews are those who have a smart brain. there are many figures like Einstein? he is Jewish and he is smart
maybe you can use your skills and ingenuity to get bitcoin dude Cheesy

Maybe he/she was just born in Israel and he doesn't have any blood from Israelites. Maybe he/she is also not a Jew. But yes, I really want to have friends that are Jew and learn from their wisdom and their talents and skills. They are really good - Einstein, USB, Facebook, and the like.

I don't see the connection of someone being born in Israel and being unlucky on managing money. What was it in Israel that made you unlucky being born there? Im kinda curious. Anyway I'm not good at managing money but my mom is Cheesy

I give all my salary to her and let her budget the money for family

danherbias07

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Quote from: diodio5 on August 15, 2016, 06:21:53 AM

Quote from: BitcoinPaw on August 14, 2016, 04:42:11 PM

I was not so lucky to born in Israel, but i am good at managing MY money Grin

Also i am studing now on economy faculty, and it's makes me even better.

why do you say no luck. many people who say that the Jews are those who have a smart brain. there are many figures like Einstein? he is Jewish and he is smart
maybe you can use your skills and ingenuity to get bitcoin dude Cheesy

He is right it is not about your race. You say it makes you even better so there is a lot of space for growrh, no matter anywhere you are you can do it.

8Habits

sr. member

Activity: 756

Merit: 294

Quote from: diodio5 on August 15, 2016, 06:21:53 AM

Quote from: BitcoinPaw on August 14, 2016, 04:42:11 PM

I was not so lucky to born in Israel, but i am good at managing MY money Grin

Also i am studing now on economy faculty, and it's makes me even better.

why do you say no luck. many people who say that the Jews are those who have a smart brain. there are many figures like Einstein? he is Jewish and he is smart
maybe you can use your skills and ingenuity to get bitcoin dude Cheesy

Maybe he/she was just born in Israel and he doesn't have any blood from Israelites. Maybe he/she is also not a Jew. But yes, I really want to have friends that are Jew and learn from their wisdom and their talents and skills. They are really good - Einstein, USB, Facebook, and the like.

diodio5

hero member

Activity: 490

Merit: 500

Quote from: BitcoinPaw on August 14, 2016, 04:42:11 PM

I was not so lucky to born in Israel, but i am good at managing MY money Grin

Also i am studing now on economy faculty, and it's makes me even better.

why do you say no luck. many people who say that the Jews are those who have a smart brain. there are many figures like Einstein? he is Jewish and he is smart
maybe you can use your skills and ingenuity to get bitcoin dude Cheesy

bamboylee

hero member

Activity: 1148

Merit: 504

Quote from: Schuyler on August 14, 2016, 11:14:19 PM

I recently lost my mobile phone so I have to dip my hands into my savings. I am a little careless when it comes to my gadgets, with an average loss of one gadget per year. With that, I have to spend on a new phone and have to sacrifice some things to cover up for the cost of the phone. I am usually better at managing my money when circumstances are normal. But when things like this happen, it disrupts the natural flow of things for me. Guess I have to allocate a separate fund from now on.

That should teach you to take care of your stuffs. That is also included in managing your finances. Extra expenses are really hard to handle. But it will train you to be better on managing your money because the budget is tight. Hopefully you will not lose any more gadgets in the future.

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