How good are you at managing your money - page 33.

BitcoinPC

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Quote from: tommorisonwebdesign on May 19, 2016, 03:49:24 PM

While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.

how do you spend your money?

Firstly you should not depend on your credit card, i think you are suffering because of these cards, when you know that you have limited amount, than you can manage yourself, otherwise also i am not good to spend my money, but i always control myself, i refer to saving, because you don't know what happen in future, so saving is best way, also spend your money on those things which you like it more, not too much saving. We are earning money because we want to live happy life.

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Quote from: magemist on August 14, 2016, 09:39:32 PM

Quote from: Altitude on August 13, 2016, 12:53:26 AM

Can I borrow 6$ from any of you guys?

This kind of post belongs be in the lending topic and not here in a thread about managing money. Cheesy

But with all the hard nose lenders there I can't see this happening for you for even this amount. Undecided

Yes it is just a small amount but he cant just post it anywhere and do it as he likes it. There is this thread for this and him doing it without stopping him will cost chaos in this community. I think that post should be deleted.

Mr. Big

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Quote from: Schuyler on August 15, 2016, 12:14:19 AM

I recently lost my mobile phone so I have to dip my hands into my savings. I am a little careless when it comes to my gadgets, with an average loss of one gadget per year. With that, I have to spend on a new phone and have to sacrifice some things to cover up for the cost of the phone. I am usually better at managing my money when circumstances are normal. But when things like this happen, it disrupts the natural flow of things for me. Guess I have to allocate a separate fund from now on.

Actually, this is the right time to test if you are really good at managing your finances... There is no challenge for you to learn and practice your managing skills during ordinary days, all those normal days are inside your daily plans.. But days like this or rough days, it should test you on how tough you are... Experience on those unpredictable situations will hone you...

Schuyler

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I recently lost my mobile phone so I have to dip my hands into my savings. I am a little careless when it comes to my gadgets, with an average loss of one gadget per year. With that, I have to spend on a new phone and have to sacrifice some things to cover up for the cost of the phone. I am usually better at managing my money when circumstances are normal. But when things like this happen, it disrupts the natural flow of things for me. Guess I have to allocate a separate fund from now on.

dunfida

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Quote from: magemist on August 14, 2016, 09:39:32 PM

Quote from: Altitude on August 13, 2016, 12:53:26 AM

Can I borrow 6$ from any of you guys?

This kind of post belongs be in the lending topic and not here in a thread about managing money. Cheesy

But with all the hard nose lenders there I can't see this happening for you for even this amount. Undecided

No one would definitely give you that amount even its only small because money is money and we require to do a hard work to obtain it. You are right this one should be in the lending section, and no one would surely give that small amount because it needs a collateral for sure.

magemist

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Quote from: Altitude on August 13, 2016, 12:53:26 AM

Can I borrow 6$ from any of you guys?

This kind of post belongs be in the lending topic and not here in a thread about managing money. Cheesy

But with all the hard nose lenders there I can't see this happening for you for even this amount. Undecided

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Quote from: Ziskinberg on August 14, 2016, 08:37:17 PM

Quote from: BitcoinPaw on August 14, 2016, 05:42:11 PM

I was not so lucky to born in Israel, but i am good at managing MY money Grin

Also i am studing now on economy faculty, and it's makes me even better.

It's not about the place man because whatever country you are in you can still save if you are focus on your goal. Savings is very important because the future cannot be foreseen and without savings you will be having a difficulty to deal in times of crisis.

Yes, its not really about the place you are living. ANyone could make a saving on his own and its very important since it could help you when you are in emergency or crisis same as others said. First you must set your goal on a plan what would be the purpose of your savings so that this thing would motivate you to save.

Ziskinberg

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Quote from: BitcoinPaw on August 14, 2016, 05:42:11 PM

I was not so lucky to born in Israel, but i am good at managing MY money Grin

Also i am studing now on economy faculty, and it's makes me even better.

It's not about the place man because whatever country you are in you can still save if you are focus on your goal. Savings is very important because the future cannot be foreseen and without savings you will be having a difficulty to deal in times of crisis.

BitcoinPaw

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I was not so lucky to born in Israel, but i am good at managing MY money Grin

Also i am studing now on economy faculty, and it's makes me even better.

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Quote from: 23dzmaz on August 13, 2016, 03:15:32 AM

I'm very good at managing my money. I always seperate my money into some addresses. 1 for gambling and 1 for received money from my services.

I do not gamble. So I have some money from mining and I hold most of the coin for the long term. I also use the bitcoin to buy things.

23dzmaz

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I'm very good at managing my money. I always seperate my money into some addresses. 1 for gambling and 1 for received money from my services.

Mastsetad

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Quote from: tommorisonwebdesign on May 19, 2016, 03:49:24 PM

While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.

how do you spend your money?

I usually dont spend the money i earn online, i dont earn anything beside this anyway, but i usually just save them or use them in trading altcoins in yobit exchange, and when i dont feel safe doing that i just keep them for future.

Zadicar

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Quote from: freedomgo on August 13, 2016, 02:37:17 AM

Quote from: Andarin on August 13, 2016, 01:39:01 AM

I've downloaded a lot of free ebooks about money management. I read them but, I should always get reminded about spending it's like before you wake up in the morning you need to be reminded. We need it in our lives but I have to admit that I'm not really good at money management, but I'm learning my lesson, it's not too late for me at all. To be able to reach our goals and dreams we need a good money management.

LOL! I also do read a lot of books about how to mange our money but the problem is it is really in our selves that we cannot discipline and we love to buy things that we see around as we are easily tempted, I think that is the bigger problem which is how to implement the information we read in the books.

ebooks are just guides on certain things and its better to use your knowledge that youve gained from those ebooks and the most important things is how we manage our selves or control on that certain situation. People do easily be tempted to buy those things that they like and its really hard to resist if you know that you have enough money to buy it.

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Quote from: Andarin on August 13, 2016, 01:39:01 AM

I've downloaded a lot of free ebooks about money management. I read them but, I should always get reminded about spending it's like before you wake up in the morning you need to be reminded. We need it in our lives but I have to admit that I'm not really good at money management, but I'm learning my lesson, it's not too late for me at all. To be able to reach our goals and dreams we need a good money management.

LOL! I also do read a lot of books about how to mange our money but the problem is it is really in our selves that we cannot discipline and we love to buy things that we see around as we are easily tempted, I think that is the bigger problem which is how to implement the information we read in the books.

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seriously ill take anything, anyone have a spare sock, my foot is cold

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I've downloaded a lot of free ebooks about money management. I read them but, I should always get reminded about spending it's like before you wake up in the morning you need to be reminded. We need it in our lives but I have to admit that I'm not really good at money management, but I'm learning my lesson, it's not too late for me at all. To be able to reach our goals and dreams we need a good money management.

freedomgo

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Quote from: Omegasun on August 13, 2016, 01:00:06 AM

Quote from: dunfida on August 13, 2016, 12:49:08 AM

Quote from: freedomgo on August 13, 2016, 12:38:37 AM

Quote from: 8Habits on August 12, 2016, 07:15:28 AM

Quote from: Ziskinberg on August 12, 2016, 05:46:11 AM

Quote from: CoinFoxs on August 06, 2016, 04:32:43 AM

I am not good in managing my money because i don't plan how to spend money and where to use that money, So my savings are almost Nil, I spend all my bitcoins i received from a signature campaign.

So you should learn how to save mate, you will only realize that when time comes that you badly need money because of some emergencies, lucky you are if you have your parents that would give you but still it is good to stand on our own.

Could not agree more. Saving money is one of the best way to manage our money but that is not only that. We also need to budget some of our money for tithe, for charity, for emergency, for investment, and for fun

Your savings should be divided in different composition but the most important is to appropriate a bigger budget for your investment. It is your chance to prove yourself that you can have your own and you can manage your money to make money and would not rely only on working with other company to receive a salary.

Having a savings for yourself would be the best move or thing to do since you can make an investment out of it,same as you said. You can prove out to yourself that you can stand on your own and doesnt rely too much in your salary in a company. Just have a strong discipline on managing your money and how would it be spent .

investing is just a form of saving too but it is in a profitable way.. when you save your money on the bank there are a certain interest too that it will gain by time pass by.
actually i invest my money on shares and stocks and it really works on me. my capital money is still there and at the same time received profit monthly. and the profit i received is my savings and deposit it in the bank. it doesn't matter how small or big your capital you invest , the most important is you have profit in it.

Its different because investing has a risk and savings has no risk, it does not matter where you put you savings but that would ensure that your money will not decrease its value when you save it but in investing you could earn or lose your money so it has a big difference.

Omegasun

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Quote from: dunfida on August 13, 2016, 12:49:08 AM

Quote from: freedomgo on August 13, 2016, 12:38:37 AM

Quote from: 8Habits on August 12, 2016, 07:15:28 AM

Quote from: Ziskinberg on August 12, 2016, 05:46:11 AM

Quote from: CoinFoxs on August 06, 2016, 04:32:43 AM

I am not good in managing my money because i don't plan how to spend money and where to use that money, So my savings are almost Nil, I spend all my bitcoins i received from a signature campaign.

So you should learn how to save mate, you will only realize that when time comes that you badly need money because of some emergencies, lucky you are if you have your parents that would give you but still it is good to stand on our own.

Could not agree more. Saving money is one of the best way to manage our money but that is not only that. We also need to budget some of our money for tithe, for charity, for emergency, for investment, and for fun

Your savings should be divided in different composition but the most important is to appropriate a bigger budget for your investment. It is your chance to prove yourself that you can have your own and you can manage your money to make money and would not rely only on working with other company to receive a salary.

Having a savings for yourself would be the best move or thing to do since you can make an investment out of it,same as you said. You can prove out to yourself that you can stand on your own and doesnt rely too much in your salary in a company. Just have a strong discipline on managing your money and how would it be spent .

investing is just a form of saving too but it is in a profitable way.. when you save your money on the bank there are a certain interest too that it will gain by time pass by.
actually i invest my money on shares and stocks and it really works on me. my capital money is still there and at the same time received profit monthly. and the profit i received is my savings and deposit it in the bank. it doesn't matter how small or big your capital you invest , the most important is you have profit in it.

Altitude

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Can I borrow 6$ from any of you guys?

dunfida

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Quote from: freedomgo on August 13, 2016, 12:38:37 AM

Quote from: 8Habits on August 12, 2016, 07:15:28 AM

Quote from: Ziskinberg on August 12, 2016, 05:46:11 AM

Quote from: CoinFoxs on August 06, 2016, 04:32:43 AM

I am not good in managing my money because i don't plan how to spend money and where to use that money, So my savings are almost Nil, I spend all my bitcoins i received from a signature campaign.

So you should learn how to save mate, you will only realize that when time comes that you badly need money because of some emergencies, lucky you are if you have your parents that would give you but still it is good to stand on our own.

Could not agree more. Saving money is one of the best way to manage our money but that is not only that. We also need to budget some of our money for tithe, for charity, for emergency, for investment, and for fun

Your savings should be divided in different composition but the most important is to appropriate a bigger budget for your investment. It is your chance to prove yourself that you can have your own and you can manage your money to make money and would not rely only on working with other company to receive a salary.

Having a savings for yourself would be the best move or thing to do since you can make an investment out of it,same as you said. You can prove out to yourself that you can stand on your own and doesnt rely too much in your salary in a company. Just have a strong discipline on managing your money and how would it be spent .

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