Topic: How good are you at managing your money - page 36. (Read 51575 times)
not so good at all, just from this side I earn and lose to that side.
While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.
how do you spend your money?
how do you spend your money?
If my earnings are on bitcoin I try as much as possible to leave on my (cold) wallet. If my earnings are on cash/fiat then I use them for my personal/family needs and the rest I keep saving them. If you destroyed the credit cards you can go to the bank and get the money back or request a new card and then withdraw?
I am really really bad 
I am always asking other people to help me with this stuff and learning from them, maybe someday i will become a good manager.
I am always asking other people to help me with this stuff and learning from them, maybe someday i will become a good manager.
I manage to save money always towards the end of the month, but I do spend a lot and keep track of these. I can't say I'm that good at managing my money but I feel I need to focus on saving a lot more cause in the coming months I may have more expenses due to increasing costs of rent and electricity.
I don't like to manage money s I give it all to my wife as she is much better than me at it. I just try to earn what I can and she does all the taking care of, paying bills and if there is any left by the end of it, investing in gold/silver/bitcoin or other projects.
yeah it may already be the task of the wife to do a good deposit money. because the wife is not the type of people who spend money with ease. she is not the extravagant different premises male and wife are very suitable to manage money
I think everyone / every member ofthe family should be responsible in saving and managing money. Though yes i believe that the main person should be the wife but when in turn you have a hold of your allowance, you should try to manage it properly. Buy only that is needed. Save at least 5% of your allowance, buy what you need not what you like. Prioritize the most needed and if there is extra buy what you want (5% savings had been separated)
Your plan doesn't sound bad, and I like the idea when you use an allowance system, but in my opinion I would just give everyone a budget. It's like an allowance, but it feels more free (again in my opinion) and it has everyone be responsible and manage their money.
I don't like to manage money s I give it all to my wife as she is much better than me at it. I just try to earn what I can and she does all the taking care of, paying bills and if there is any left by the end of it, investing in gold/silver/bitcoin or other projects.
yeah it may already be the task of the wife to do a good deposit money. because the wife is not the type of people who spend money with ease. she is not the extravagant different premises male and wife are very suitable to manage money
I think everyone / every member ofthe family should be responsible in saving and managing money. Though yes i believe that the main person should be the wife but when in turn you have a hold of your allowance, you should try to manage it properly. Buy only that is needed. Save at least 5% of your allowance, buy what you need not what you like. Prioritize the most needed and if there is extra buy what you want (5% savings had been separated)
While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.
how do you spend your money?
how do you spend your money?
Those credit cards ate really shitty it is just telling you to spend more whenever you are in a mall or a supermarket that is why I never tried to have one. It will just make me more reliable to that card without knowing that I got a lot of debt. They wont tell you how much you have spent specially when your limit is high. It will be chaos after that.
It helps sometimes if you own a credit card. It can help you over a very hard time. But that should be used with utmost control. We should not over use it or spend it on non sensible things. If you use your credit card wisely and pay your credits on time, there is no trouble. If you don't want to be tempted to over spend, then leave your card when you go out. Just take it when your going to buy your groceries.
Yes, those credit cards are a temptation of their own.
The problem is that you actually do not have to give away anything in real, just your balance decreases.
And unlike a purse with real money, you can not tell how much is already missing.
That will only happen if you will not manage it correctly. But with proper management of credit and strict discipline in spending, you can maximize the use of your credit card without putting yourself or your financial status at risk.
You are right I am not good with this also but I think having a credit card, there is this push that comes to you whenever you see something you want. You will be thinking you can buy it because you got a card even of you really dont need it yet.
While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.
how do you spend your money?
how do you spend your money?
Those credit cards ate really shitty it is just telling you to spend more whenever you are in a mall or a supermarket that is why I never tried to have one. It will just make me more reliable to that card without knowing that I got a lot of debt. They wont tell you how much you have spent specially when your limit is high. It will be chaos after that.
It helps sometimes if you own a credit card. It can help you over a very hard time. But that should be used with utmost control. We should not over use it or spend it on non sensible things. If you use your credit card wisely and pay your credits on time, there is no trouble. If you don't want to be tempted to over spend, then leave your card when you go out. Just take it when your going to buy your groceries.
Yes, those credit cards are a temptation of their own.
The problem is that you actually do not have to give away anything in real, just your balance decreases.
And unlike a purse with real money, you can not tell how much is already missing.
That will only happen if you will not manage it correctly. But with proper management of credit and strict discipline in spending, you can maximize the use of your credit card without putting yourself or your financial status at risk.
You are right I am not good with this also but I think having a credit card, there is this push that comes to you whenever you see something you want. You will be thinking you can buy it because you got a card even of you really dont need it yet.
While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.
how do you spend your money?
how do you spend your money?
Those credit cards ate really shitty it is just telling you to spend more whenever you are in a mall or a supermarket that is why I never tried to have one. It will just make me more reliable to that card without knowing that I got a lot of debt. They wont tell you how much you have spent specially when your limit is high. It will be chaos after that.
It helps sometimes if you own a credit card. It can help you over a very hard time. But that should be used with utmost control. We should not over use it or spend it on non sensible things. If you use your credit card wisely and pay your credits on time, there is no trouble. If you don't want to be tempted to over spend, then leave your card when you go out. Just take it when your going to buy your groceries.
Yes, those credit cards are a temptation of their own.
The problem is that you actually do not have to give away anything in real, just your balance decreases.
And unlike a purse with real money, you can not tell how much is already missing.
That will only happen if you will not manage it correctly. But with proper management of credit and strict discipline in spending, you can maximize the use of your credit card without putting yourself or your financial status at risk.
You are right I am not good with this also but I think having a credit card, there is this push that comes to you whenever you see something you want. You will be thinking you can buy it because you got a card even of you really dont need it yet.
While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.
how do you spend your money?
how do you spend your money?
Those credit cards ate really shitty it is just telling you to spend more whenever you are in a mall or a supermarket that is why I never tried to have one. It will just make me more reliable to that card without knowing that I got a lot of debt. They wont tell you how much you have spent specially when your limit is high. It will be chaos after that.
It helps sometimes if you own a credit card. It can help you over a very hard time. But that should be used with utmost control. We should not over use it or spend it on non sensible things. If you use your credit card wisely and pay your credits on time, there is no trouble. If you don't want to be tempted to over spend, then leave your card when you go out. Just take it when your going to buy your groceries.
Yes, those credit cards are a temptation of their own.
The problem is that you actually do not have to give away anything in real, just your balance decreases.
And unlike a purse with real money, you can not tell how much is already missing.
That will only happen if you will not manage it correctly. But with proper management of credit and strict discipline in spending, you can maximize the use of your credit card without putting yourself or your financial status at risk.
With savings matutung content and what have you . Should be wise.purchases do not buy goods that are not essential . Make a list of what to buy should not be too much you buy . Be smart in poverty need to economize . That's my techniques on how to manage money . So managing money is very important to me .
i think im really great when it comes to managing my money because i manage to save up a lot of money for the things i like to buy, i think i dont need any help for it
well i am no an expert person to manage my money in a proper way. but i am still trying to do so. i have just held my bitcoin for the price to be increase. and the earning from a signature campaign is also adding with the other bitcoin. so it is my simple strategy. i am not using bitcoin in present time and just holding it for the high price.
While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.
how do you spend your money?
how do you spend your money?
Those credit cards ate really shitty it is just telling you to spend more whenever you are in a mall or a supermarket that is why I never tried to have one. It will just make me more reliable to that card without knowing that I got a lot of debt. They wont tell you how much you have spent specially when your limit is high. It will be chaos after that.
It helps sometimes if you own a credit card. It can help you over a very hard time. But that should be used with utmost control. We should not over use it or spend it on non sensible things. If you use your credit card wisely and pay your credits on time, there is no trouble. If you don't want to be tempted to over spend, then leave your card when you go out. Just take it when your going to buy your groceries.
Yes, those credit cards are a temptation of their own.
The problem is that you actually do not have to give away anything in real, just your balance decreases.
And unlike a purse with real money, you can not tell how much is already missing.
As of now, I am still in debt from a credit card company.
While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.
how do you spend your money?
how do you spend your money?
Those credit cards ate really shitty it is just telling you to spend more whenever you are in a mall or a supermarket that is why I never tried to have one. It will just make me more reliable to that card without knowing that I got a lot of debt. They wont tell you how much you have spent specially when your limit is high. It will be chaos after that.
It helps sometimes if you own a credit card. It can help you over a very hard time. But that should be used with utmost control. We should not over use it or spend it on non sensible things. If you use your credit card wisely and pay your credits on time, there is no trouble. If you don't want to be tempted to over spend, then leave your card when you go out. Just take it when your going to buy your groceries.
Yes, those credit cards are a temptation of their own.
The problem is that you actually do not have to give away anything in real, just your balance decreases.
And unlike a purse with real money, you can not tell how much is already missing.
While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.
how do you spend your money?
how do you spend your money?
Those credit cards ate really shitty it is just telling you to spend more whenever you are in a mall or a supermarket that is why I never tried to have one. It will just make me more reliable to that card without knowing that I got a lot of debt. They wont tell you how much you have spent specially when your limit is high. It will be chaos after that.
It helps sometimes if you own a credit card. It can help you over a very hard time. But that should be used with utmost control. We should not over use it or spend it on non sensible things. If you use your credit card wisely and pay your credits on time, there is no trouble. If you don't want to be tempted to over spend, then leave your card when you go out. Just take it when your going to buy your groceries.
I don't like to manage money s I give it all to my wife as she is much better than me at it. I just try to earn what I can and she does all the taking care of, paying bills and if there is any left by the end of it, investing in gold/silver/bitcoin or other projects.
yeah it may already be the task of the wife to do a good deposit money. because the wife is not the type of people who spend money with ease. she is not the extravagant different premises male and wife are very suitable to manage money
Sometimes we are given the opportunity to earn more, however if we don't know how to manage our money it will still end up for us having no savings at all and would have a lot of debt.
Having a wife who knows how to budget money is a good since these characteristic of hers won't fade for your entire life. As you said you won't face any problem regarding to have a debt in future since your wife could manage all in terms of financial. I think some women doesn't have this kind of attitude coz some are not wise spenders they don't mind about the money you really do hard work to gain it, they just usually spent it on non important things which is really not good for the family.
I don't like to manage money s I give it all to my wife as she is much better than me at it. I just try to earn what I can and she does all the taking care of, paying bills and if there is any left by the end of it, investing in gold/silver/bitcoin or other projects.
yeah it may already be the task of the wife to do a good deposit money. because the wife is not the type of people who spend money with ease. she is not the extravagant different premises male and wife are very suitable to manage money
Sometimes we are given the opportunity to earn more, however if we don't know how to manage our money it will still end up for us having no savings at all and would have a lot of debt.
I don't like to manage money s I give it all to my wife as she is much better than me at it. I just try to earn what I can and she does all the taking care of, paying bills and if there is any left by the end of it, investing in gold/silver/bitcoin or other projects.
yeah it may already be the task of the wife to do a good deposit money. because the wife is not the type of people who spend money with ease. she is not the extravagant different premises male and wife are very suitable to manage money
While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.
how do you spend your money?
how do you spend your money?
I'm managing my earnings in the way that I didn't allow it to drain. I left my 20% on my earnings just to be sure. For example, I want to buy something , my earnings should not be as 90% on my earnings. I need to let my 20% bitcoin in my wallet just for emergency porpuses. And sometimes, if I want to gamble, I only gamble 20% of my total earnings because I don't want to be addicted to it. For example, I have 2 BTC, I will use my 0.4 BTC for gambling, If I lose, then accept it, but if I win, then that's good.
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