Topic: How good are you at managing your money - page 37. (Read 51545 times)
I do manage my income. First if i received my salary i make a list where i expend my money to manage it orderly. I do pay all our bills, then go to supermarket to buy our needs until the next payroll, then i set aside for allowance of my kid. Then i set aside for a little bit money for my savings. Thats the way i manage my income to save wisely for my kids future.
I don't like to manage money s I give it all to my wife as she is much better than me at it. I just try to earn what I can and she does all the taking care of, paying bills and if there is any left by the end of it, investing in gold/silver/bitcoin or other projects.
Well for me i think girls are indeed good when it comes to managing money because they know how to budget and spend the money in important things and still manage to save. as of me, i think im doing fine because i can save somehow in every pay day and i dont buy things that is not so important. I'm pretty bad at it and I don't make as much as I used to. But I don't have credit cards so I don't live beyond my means. I guess I'm not as bad as I used to be.
About the same story here, never been too good with my money but i have been getting better lately. At least my rent is always up to date and bills paid.I also don't have any credit cards, got 1 sent to me as soon as i turned 18 i think and it went very bad but that was years ago now so i lernt my lesson the hard way on that.
Since my work hours got cut when sales went down a few months ago i have had to survive from paycheck to paycheck.
This has become the case for most people with credit,debt has suddenly become seen as a good thing because the interest rates are so low.
Once we adjust there will be a generation or two that never knew interest rates could be so high and have never known 15% in their lives.
There is a reason why car companies are getting into the the business of debt,they can make 5 times more money this way.
Yeah interests are so damn high to others that it is almost like robbing you. 15 percent is a lot of money specially when the price is really high. That could be a month salary of one person or more.
For myself I am good enough to managing my money. I am not a skin-flint, but trying to save money and do not stay myself without some fun at the same time. So I'm in harmony now. A little bit of spending and a little bit of saving.
I can sense from the posts above that many members here are still pretty young considering how they approach their budgeting. Younger ones tend to be more carefree when it comes to money because they have yet to find out how hard it is to earn it sometimes. Once the responsibility to provide arises, then budgeting would become a must in order to have a proper allocation of resources for whatever wants and needs.
While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.
how do you spend your money?
how do you spend your money?
well i am pretty good with managing as i always have enough money for everything, i make a list what i spend and what i get so it is easier
I think I'm not doing much with my money to actually say that I'm good at managing it. I usually get bitcoins like every week but I happen to use fiat money in real life and not Bitcoins. I only use fiat money to buy food and to pay for transportation. I'm still living with my parents so I don't have to actually budget things.
I don't like to manage money s I give it all to my wife as she is much better than me at it. I just try to earn what I can and she does all the taking care of, paying bills and if there is any left by the end of it, investing in gold/silver/bitcoin or other projects.
yeah I think my wife is a great money management money. I handed over all my salary although i took a few percent to buy some of my needs. yeah I can buy stuff (like the car home and so forth) for my wife's good at saving money
Same here im not really good on partitioning or budget my salary. I always end up on short budget because i usually buy thing or spend it unwisely even its not important on my daily needs. If i would have a wife maybe shell take care of my money soon.
I don't like to manage money s I give it all to my wife as she is much better than me at it. I just try to earn what I can and she does all the taking care of, paying bills and if there is any left by the end of it, investing in gold/silver/bitcoin or other projects.
We are the same in that state. I also give all my salary to my wife. She is the one doing the budgeting. But my salary isnt enough thats why i do online jobs and signature campaigns to increase my income daily and supply my financial shortages. If i dont do online jobs then i do not have money to use for my daily needs since i gave all my salary to my wife.
No wife here so I gotta do it by myself. Looking at my grandparents and parents the wife is definitely more strict with the budget.
I got used to having fixed percentages to into saving / investment / leisure I take from my salary from the beginning of each month. Let overs are used for vacation and weekend trips.
I don't like to manage money s I give it all to my wife as she is much better than me at it. I just try to earn what I can and she does all the taking care of, paying bills and if there is any left by the end of it, investing in gold/silver/bitcoin or other projects.
yeah I think my wife is a great money management money. I handed over all my salary although i took a few percent to buy some of my needs. yeah I can buy stuff (like the car home and so forth) for my wife's good at saving money
I don't like to manage money s I give it all to my wife as she is much better than me at it. I just try to earn what I can and she does all the taking care of, paying bills and if there is any left by the end of it, investing in gold/silver/bitcoin or other projects.
We are the same in that state. I also give all my salary to my wife. She is the one doing the budgeting. But my salary isnt enough thats why i do online jobs and signature campaigns to increase my income daily and supply my financial shortages. If i dont do online jobs then i do not have money to use for my daily needs since i gave all my salary to my wife.
I don't like to manage money s I give it all to my wife as she is much better than me at it. I just try to earn what I can and she does all the taking care of, paying bills and if there is any left by the end of it, investing in gold/silver/bitcoin or other projects.
Strange, if no more to say, you have views of the world ?! Living expenses, products, small and immediate purchase. You can trust and wife. But everything else has to do the head of the family. Alternatively, the joint efforts. While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.
how do you spend your money?
how do you spend your money?
Yeah it's hard to control your money when their is so much cool stuff to be able to buy with especially with internet gaming becoming so big and there being ebay and stuff
I'm pretty bad at it and I don't make as much as I used to. But I don't have credit cards so I don't live beyond my means. I guess I'm not as bad as I used to be.
About the same story here, never been too good with my money but i have been getting better lately. At least my rent is always up to date and bills paid.I also don't have any credit cards, got 1 sent to me as soon as i turned 18 i think and it went very bad but that was years ago now so i lernt my lesson the hard way on that.
Since my work hours got cut when sales went down a few months ago i have had to survive from paycheck to paycheck.
This has become the case for most people with credit,debt has suddenly become seen as a good thing because the interest rates are so low.
Once we adjust there will be a generation or two that never knew interest rates could be so high and have never known 15% in their lives.
There is a reason why car companies are getting into the the business of debt,they can make 5 times more money this way.
Yeah interests are so damn high to others that it is almost like robbing you. 15 percent is a lot of money specially when the price is really high. That could be a month salary of one person or more.
Thats true if your holding a credit card you must be responsible enough just think first for the important things that are needed in your daily lives. Make control of yourself on spending when using credit card youll suffer in the end on paying those debt with interest which a really pain for us and you just realize in the end.
While we are all here on this forum to earn one way or another, how well do you manage that money after you've earned it. Do you trade your Bitcoin as fast as you can spending it all in a day or do you save it? I recently got paid for a job I did in programming and i keep finding myself wanting to spend more of that money i made. I have a lot of credit card debt and that is not good. I have destroyed only two ofg my credit cards to which I owe thousands of dollars on.
how do you spend your money?
how do you spend your money?
Yeah it's hard to control your money when their is so much cool stuff to be able to buy with especially with internet gaming becoming so big and there being ebay and stuff
I'm pretty bad at it and I don't make as much as I used to. But I don't have credit cards so I don't live beyond my means. I guess I'm not as bad as I used to be.
About the same story here, never been too good with my money but i have been getting better lately. At least my rent is always up to date and bills paid.I also don't have any credit cards, got 1 sent to me as soon as i turned 18 i think and it went very bad but that was years ago now so i lernt my lesson the hard way on that.
Since my work hours got cut when sales went down a few months ago i have had to survive from paycheck to paycheck.
This has become the case for most people with credit,debt has suddenly become seen as a good thing because the interest rates are so low.
Once we adjust there will be a generation or two that never knew interest rates could be so high and have never known 15% in their lives.
There is a reason why car companies are getting into the the business of debt,they can make 5 times more money this way.
Yeah interests are so damn high to others that it is almost like robbing you. 15 percent is a lot of money specially when the price is really high. That could be a month salary of one person or more.
Thats true if your holding a credit card you must be responsible enough just think first for the important things that are needed in your daily lives. Make control of yourself on spending when using credit card youll suffer in the end on paying those debt with interest which a really pain for us and you just realize in the end.
I'm pretty bad at it and I don't make as much as I used to. But I don't have credit cards so I don't live beyond my means. I guess I'm not as bad as I used to be.
About the same story here, never been too good with my money but i have been getting better lately. At least my rent is always up to date and bills paid.I also don't have any credit cards, got 1 sent to me as soon as i turned 18 i think and it went very bad but that was years ago now so i lernt my lesson the hard way on that.
Since my work hours got cut when sales went down a few months ago i have had to survive from paycheck to paycheck.
This has become the case for most people with credit,debt has suddenly become seen as a good thing because the interest rates are so low.
Once we adjust there will be a generation or two that never knew interest rates could be so high and have never known 15% in their lives.
There is a reason why car companies are getting into the the business of debt,they can make 5 times more money this way.
Yeah interests are so damn high to others that it is almost like robbing you. 15 percent is a lot of money specially when the price is really high. That could be a month salary of one person or more.
I'm pretty bad at it and I don't make as much as I used to. But I don't have credit cards so I don't live beyond my means. I guess I'm not as bad as I used to be.
About the same story here, never been too good with my money but i have been getting better lately. At least my rent is always up to date and bills paid.I also don't have any credit cards, got 1 sent to me as soon as i turned 18 i think and it went very bad but that was years ago now so i lernt my lesson the hard way on that.
Since my work hours got cut when sales went down a few months ago i have had to survive from paycheck to paycheck.
This has become the case for most people with credit,debt has suddenly become seen as a good thing because the interest rates are so low.
Once we adjust there will be a generation or two that never knew interest rates could be so high and have never known 15% in their lives.
There is a reason why car companies are getting into the the business of debt,they can make 5 times more money this way.
Yeah interests are so damn high to others that it is almost like robbing you. 15 percent is a lot of money specially when the price is really high. That could be a month salary of one person or more.
I don't like to manage money s I give it all to my wife as she is much better than me at it. I just try to earn what I can and she does all the taking care of, paying bills and if there is any left by the end of it, investing in gold/silver/bitcoin or other projects.
I am not that good in managing money, I think that I need to change my ways because it is not a god thing.
Saving and managing your money is a must because you need to have a back up.
Backing up your money is the best and safe way to earn bitcoins , you will use it in just emergency but don't waste it for nonsense thing like drinking beer , having fun Saving and managing your money is a must because you need to have a back up.
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