you want to save money, my advice , keep your bitcoin in your bitcoin wallet, never get bitcoin to use in gambling,hyip, everytime you get bitcoin from signature campaign, faucet, or any other ways, send it to your bitcoin wallet, that way in the future you will see your accumulated bitcoin and you will be surprise .
Choosing a Secured and Safe bitcoin wallet is also a very Important requirement for saving Bitcoins. if you store your bitcoins to a wallet which is not secured and can be hacked easily, then you can loose all your collection and hard work earning within a minute,
First of All Stop Using online wallets, online wallets are not save enough and don't good for large amount of btc, and save your money to a paper wallet or cold wallet, these are much secured then any online and desktop wallet,
Second Don't share your personal information to anyone, don't give skype ID to bitcointalk users, secure your email address and don't share it publicly,
Third Don't save passwords on Browsers, saving passwords on browser can easily get you trouble,
These are some basic things to secure and save bitcoins.