Saving money requires a lot of discipline from ourselves, we need to stick with our budget plan and avoid spending thru credit because sometimes we cannot control our self in that situation, we need to automatically set aside savings from our expenses and only spend what is left after the savings is secured.
Also you should have enough of income to be able to set aside a part of it. Most people are living from payment to payment and never save a thing. And for those people, me included, the question is not how to save money but how to not go in debt.
You have a point. Stable income also a must. In my case I have monthly bills too like electricity, water, my motorcycle, my internet and my phone postpaid but still no loan or debt and can save some too.
I have a decent salary in my job so I can managed carefully all the portions of it for different purposes.
But you know in the past, even with decent salary and source of income, I actively spends it and no money left for my savings. In this that is the lesson. Im doing it rarely now because that is my happiness but Im thinking of my future too so it's really need a discipline and setting self goals.
