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Topic: how to save money? - page 14. (Read 2631 times)

newbie
Activity: 168
Merit: 0
August 29, 2018, 02:27:04 PM
Saving money is freaking hard. But being conscious about spending money can save you some money. only easy way to save money is to try not be do unnecessary expenses. I wish you all the best.
newbie
Activity: 173
Merit: 0
August 29, 2018, 02:15:29 PM
here are the simple steps to save money:
1. You must record all your expenses
2. Make a budget for all expenses
3. Start planning on saving money
4. Choose something to save for your money
5. Decide on your priorities before spending
5. Make saving as a habit
6. Watch your savings grow.

any suggestion on how you save your money?

This list is good way to save money, but among all of them, i think number 5 is the most important one if you want to save your money and remember, investing is other way to save money too and you can gain money from it too if you success.
hero member
Activity: 1078
Merit: 514
August 29, 2018, 02:14:35 PM
here are the simple steps to save money:
1. You must record all your expenses
2. Make a budget for all expenses
3. Start planning on saving money
4. Choose something to save for your money
5. Decide on your priorities before spending
5. Make saving as a habit
6. Watch your savings grow.

any suggestion on how you save your money?
I am trying to follow all of those rules, but we are so short with money that every time I must to return to my little servings to not borrow money from parents or friends. So, happiness that I finely could put on a side 50$ from my salary is passing fast, because every time it comes some not predicted cost for which I need money and I take money from my piggy bank  Sad
It became so normal already that I calm myself by saying: "to get you need to give" or "money should be rolled".
sr. member
Activity: 588
Merit: 257
August 29, 2018, 02:13:13 PM
put them on a savings account or make a contribution to something. More probably, and there are no ways to save them

Ah, just keeping them in the savings account doesn't mean that they are going to be saved at all. Lol.
You have to work fo the different strategy and then only you can save your money. Always remember that even if you keep anything in the savings accounts then there will be a time when you will stumble upon the situation where you need enough money and then you grab it from the savings. But thats not the savings because that would be your liquid money thats been kept for the situation like this. If you work for it well, then you can make sure things are all right.
jr. member
Activity: 280
Merit: 1
August 29, 2018, 02:06:15 PM
put them on a savings account or make a contribution to something. More probably, and there are no ways to save them
full member
Activity: 279
Merit: 100
August 29, 2018, 02:04:54 PM
Take a look at your consumption habits and decide what the value of comfort is and what you can cut. For example, a light latte may be worth more than giving up the habit of using a Uber.
If you're not sure where you spend your money, it's hard to see where you can spend less. Tracking expenditure means putting everything to a minimum. For example, how much do you know for essential needs, such as necessities or unnecessary things such as the evening out.
member
Activity: 216
Merit: 10
August 29, 2018, 01:52:30 PM
Determine the purpose for saving.
Without a goal, some people find it very difficult to set aside some of their money to save. Therefore, try to set goals.
legendary
Activity: 1372
Merit: 1008
August 29, 2018, 10:58:12 AM
I think about spending and saving money you should think first if you will buy a things make sure that thing was necessary avoid buying any unnecessary and too expensive things
Yes.It's all about setting your priorities and discard all unnecessary things that are not really needed.Saving is really hard to do especially if your income is just enough but if you think what would be your future will be without any savings then i guess you should still save even a very small amount for your future purposes.
Actually the key is just how you manage spending your money because the problem that people fail to become rich or long time to get rich is they are too wasteful, buy something they want even though it is unnecessary and not important, yeah you have to know which is the priority dude, don't buy just because you want. You have to manage spending your money and use it only for what is important and need it only
full member
Activity: 314
Merit: 100
August 29, 2018, 04:10:06 AM
I think adjusting the income we have with the expenses we plan is the most important thing, therefore the priority scale is the first and the main thing that needs to be planned
newbie
Activity: 75
Merit: 0
August 29, 2018, 03:36:16 AM
Saving money should be a very important aspect of living, because money saved helps during the rainy days, saving is achieved by  living well below ur income and setting aside a percentage of ur monthly total income in a savings account.
member
Activity: 420
Merit: 14
August 29, 2018, 03:29:58 AM
It's good to save money. Yes all the things the OP listed down are awesome ways to save. But i think that if you're having troubles saving in your current income, then i think it's time to do two things. First is lifestyle adjustment, which is to lower your standard of living. Or second, earn more money for your current lifestyle.
member
Activity: 196
Merit: 10
“Blockchain Powered Clinical Trial Management”
August 29, 2018, 03:22:02 AM
I think that you do not need to save money but need to earn more, that's the key to success.
Of course, many will say that management of expenses is needed and any savings are a certain type of earnings. Guys, let's take bigger shovels and start digging more actively.
newbie
Activity: 24
Merit: 0
August 29, 2018, 02:59:19 AM
Always prioritize first your needs before your wants. Then save money from your allowance in constant. If there is excess to your allowance then you can buy your wants. It can be either be physical type of saving in which you put your savings in your own hands or in a virtual type you put it in banks. You may also invest in some business if there are excess to your money, by that way your money can get bigger than your initial money
newbie
Activity: 28
Merit: 0
August 29, 2018, 02:11:55 AM
Of course saving is very important for the future. I do saving by investing in bitcoin and altcoin Etherium even though I believe a little, I will get a big profit
member
Activity: 518
Merit: 11
August 28, 2018, 08:06:03 PM
to secure your money I think you need to put your money in the wallet and install additional security that is integrated with your smartphone or device that can connect directly with you.
full member
Activity: 476
Merit: 100
August 28, 2018, 07:57:51 PM
saving money requires a heck of a lot of contentment in your life. if you're satisfied with hat you have right now then almost all of the income you have outside your necessities are drove back into savings. now if you're not satisfied with what you have then no matter how much you earn then you'll always say not enough. know your place and be content, if not better start earning more.
full member
Activity: 644
Merit: 100
August 28, 2018, 05:37:53 PM
saving stock I think it is very potential to save your money in the long run, besides being safe it is also profitable if compared to just saving your money in a bank that is charged administrative fees every month, saving this money starts to be promoted by the government in my country, the government hopes to improve the economy of their citizens
sr. member
Activity: 1162
Merit: 251
August 28, 2018, 11:14:43 AM
I think about spending and saving money you should think first if you will buy a things make sure that thing was necessary avoid buying any unnecessary and too expensive things
Yes.It's all about setting your priorities and discard all unnecessary things that are not really needed.Saving is really hard to do especially if your income is just enough but if you think what would be your future will be without any savings then i guess you should still save even a very small amount for your future purposes.
Actually the key is just how you manage spending your money because the problem that people fail to become rich or long time to get rich is they are too wasteful, buy something they want even though it is unnecessary and not important, yeah you have to know which is the priority dude, don't buy just because you want. You have to manage spending your money and use it only for what is important and need it only
full member
Activity: 448
Merit: 103
August 28, 2018, 05:32:38 PM
In my opinion, all of these can be summarized into a simple mantra: do not spend money on things you don't need just to impress people you don't like. If we stock onto this, then I guess buying something will just focus on what we need, rather that on what we just want. That later on can take a toll on your daily budget. Keeping a record of expenses can be a helpful way. Adding to that, one must save 20% of your salary to savings.
sr. member
Activity: 700
Merit: 275
August 28, 2018, 12:04:48 PM
For me deciding the priorities is very vital because that is the only one thing that can set all the things and sort them so that our expenses get divided over the properties and thus we can know where to invest money and where not too. Or at least we can understand which one is important. Also my first preference is to the savings only and that why few of the amount always go to the savings account. Then as per the daily needs I will take out those Lum sum amounts. Thats the best one to work over the saving of your money and nothin else. Cheesy
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