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Topic: I got SCAMMED by bitbox.mx!!! - page 3. (Read 12836 times)

newbie
Activity: 28
Merit: 0
June 14, 2013, 12:20:49 AM
#34
Something smells fishy here.  Perhaps he didn't call them or give verification info because he can't?  Maybe he registered the account with a false identity or maybe the verification was triggered not as a random spot check, but as a "for cause" investigation?

I have clearly stated that MY money could either be reversed from the bank account it was sent from or could be mailed back to my address on file via check. I don't have any problems VERIFYING anything as long as it doesnt involve bitbox requesting my passport/state id/bank statements.

If you've read the thread, all I'm against is giving my personal information to a shady start-up like BitBox. Theyre more than welcome to come visit me if they would like to verify who I am.

On a side note, you sound a lot like one of the BitBox guys I talked to. Out of curiosity, are you associated with BitBox in a any way??

You are using  bank account.  They want to make sure you own the account.  They are protecting their ass, it dont matter if they send to the original bank account or not, the have KYC shit they have to follow, or end up like Dwolla.

How the fuck else are you gonna verify if not ID?  A goddamn snickers wrapper with your name on it, in a picture with a shoe on your head?
newbie
Activity: 44
Merit: 0
June 14, 2013, 12:08:09 AM
#33
Something smells fishy here.  Perhaps he didn't call them or give verification info because he can't?  Maybe he registered the account with a false identity or maybe the verification was triggered not as a random spot check, but as a "for cause" investigation?

I have clearly stated that MY money could either be reversed from the bank account it was sent from or could be mailed back to my address on file via check. I don't have any problems VERIFYING anything as long as it doesnt involve bitbox requesting my passport/state id/bank statements.

If you've read the thread, all I'm against is giving my personal information to a shady start-up like BitBox. Theyre more than welcome to come visit me if they would like to verify who I am.

On a side note, you sound a lot like one of the BitBox guys I talked to. Out of curiosity, are you associated with BitBox in a any way??
sr. member
Activity: 252
Merit: 250
June 13, 2013, 07:06:48 PM
#32
Instead of giving them  a phone call (what, 20 min at the very, very most?) or reversing the ACH (including time to drive to the bank and back, maybe an hour?) this guys has been going on for days and days to try more and more convoluted ways of getting his money back.

Something smells fishy here.  Perhaps he didn't call them or give verification info because he can't?  Maybe he registered the account with a false identity or maybe the verification was triggered not as a random spot check, but as a "for cause" investigation?
sr. member
Activity: 574
Merit: 250
June 13, 2013, 03:27:27 PM
#31
OP, 

Sounds to me like you are realty enjoying the negative attention.  You have talked to friends lawyer friends and received some solid advice on what to do.  Yet you ask in not so certain words. "Should I write a letter and keep this on going for three to six months?". No you made your point and learned a lesson about reading ToS agreements when it comes to your money and

You made a comment about PayPal.  In the event they flag your account you are aware this same shit occurs right?
PayPal gives you the optio to verify accounts with photo ID or a proof of address.  And if you are uncomfortable giveing that infomation. Oh welk you don't have a usable PayPal account
full member
Activity: 155
Merit: 100
June 13, 2013, 01:08:44 PM
#30
I have personally met the founders of Bitbox.mx and can assure you they have no intention of scamming anyone.  Sounds like Bitbox is trying to cover there ass so they don't violate any Fincen regulations and the OP is being unreasonable.  I assure you if you just provide them the information they requested or give them a call you will get your money back.
newbie
Activity: 28
Merit: 0
June 13, 2013, 12:32:08 PM
#29
JESUS OP, ALL YOU HAD TO DO WAS VERIFY.


PRETTY HARD TO PICK UP THE PHONE WHEN THEY TRY TO CALL AND VERIFY ITS YOU, ISNT IT.

GTFO
sr. member
Activity: 252
Merit: 250
June 13, 2013, 12:28:01 PM
#28
I was talking to a few friends, and heres a technicality:

BitBox has already admitted they have my money. If I simply refuse to do anything and send them a registered letter asking for my money back and they do not comply, doesn't that make them illegally holding on to my money??

Thats a helluva lot more work than just reversing the ACH!!!
hero member
Activity: 952
Merit: 1009
June 13, 2013, 07:06:19 AM
#27
At this point, if i were bitbox.mx, I'd take your US Dollars, burn them to a crisp and send you the ashes in an envelope. Then take the real Dollars I slyly exchanged before I burned the fake monopoly dollars and buy the best Mezcal I could find and drink to the stupid Americano. Arriba, abajo, al centro y pa dentro.
newbie
Activity: 44
Merit: 0
June 13, 2013, 06:46:15 AM
#26
I was talking to a few friends, and heres a technicality:

BitBox has already admitted they have my money. If I simply refuse to do anything and send them a registered letter asking for my money back and they do not comply, doesn't that make them illegally holding on to my money??
newbie
Activity: 44
Merit: 0
June 12, 2013, 01:26:11 AM
#25
donator
Activity: 1218
Merit: 1079
Gerald Davis
June 11, 2013, 10:32:45 AM
#24
I can't tell if you're sublimely sarcastic or just didn't read the thread.

TOS can't violate existing laws.  For example I can't put in a TOS by using the service you agree to transfer all property to xyz corp and then go into court and say "see he agreed give me the deed to his house".  A company can refuse to do business but they can't refuse to do business and "hang on to" another persons assets.  The honest and clear thing to do would be for the service provider to have client complete any requirements first and then accept funds. For example if the service provider is worried about ACH fraud they could send a random small amount of funds to the clients account to verify it.  If they need any docs they can design the site such that the client can't send funds until verified.  

Nothing in MSB regulations requires or even allows a company to just keep client funds.  The purpose of AML is to prevent the TRANSFER of suspicious funds not to deprive criminals of them (note not saying the OP is a criminal just pointing out the purpose of AML programs is to prevent not seize).  Seizure of assets is a law enforcement activity pursuant to a warrant by a judge.  The company has no authority to seize funds of clients under any circumstances.  If funds are returned then there is no transfer. In the event of a "suspicious transaction" the proper procedure is to file a SAR with FinCEN.  If the company had completed mandatory AML training and had a written AML compliance program as required by a MSB they would already know the proper response.  Companies doing stupid shit like seizing the property of another person is why money transmission is so heavily regulated at the state level.  State regulation and licensing has nothing to do with AML, it is about protecting clients from illegal actions of companies.  Illegal actions like seizing without due process the property of another person.

I mean you are a logical person, obviously if was the case that a company could just keep funds based on vague terms of service it would be a good way to turn a profit doing nothing.  Sorry before we can complete this transactions we need a copy of your DL ... now we also need a copy of your utility bill ... sorry we also need three personal references ... sorry we need your SSN and written permission to access your credit report .... sorry we also need a notarized copy of your high school diploma ... what you are refusing to comply well we will just keep these funds then. 

http://www.ecfr.gov/cgi-bin/text-idx?c=ecfr&SID=017335056cf96e754794b9fe7336e17c&rgn=div5&view=text&node=31:3.1.6.1.6&idno=31#31:3.1.6.1.6.3.5.8
Quote
Every money services business described in § 1010.100(ff)(1), (3), (4), (5), (6), and (7) of this chapter, shall file with the Treasury Department, to the extent and in the manner required by this section, a report of any suspicious transaction relevant to a possible violation of law or regulation. Any money services business may also file with the Treasury Department, by using the form specified in paragraph (b)(1) of this section, or otherwise, a report of any suspicious transaction that it believes is relevant to the possible violation of any law or regulation but whose reporting is not required by this section.

(2) A transaction requires reporting under the terms of this section if it is conducted or attempted by, at, or through a money services business, involves or aggregates funds or other assets of at least $2,000 (except as provided in paragraph (a)(3) of this section), and the money services business knows, suspects, or has reason to suspect that the transaction (or a pattern of transactions of which the transaction is a part):

(i) Involves funds derived from illegal activity or is intended or conducted in order to hide or disguise funds or assets derived from illegal activity (including, without limitation, the ownership, nature, source, location, or control of such funds or assets) as part of a plan to violate or evade any Federal law or regulation or to avoid any transaction reporting requirement under Federal law or regulation;

(ii) Is designed, whether through structuring or other means, to evade any requirements of this chapter or of any other regulations promulgated under the Bank Secrecy Act; or

(iii) Serves no business or apparent lawful purpose, and the reporting money services business knows of no reasonable explanation for the transaction after examining the available facts, including the background and possible purpose of the transaction.

(iv) Involves use of the money services business to facilitate criminal activity.
hero member
Activity: 952
Merit: 1009
June 11, 2013, 06:47:04 AM
#23
I can't tell if you're sublimely sarcastic or just didn't read the thread.
sr. member
Activity: 266
Merit: 250
June 11, 2013, 01:58:16 AM
#22
Sorry to hear about bitbox.mx scamming you. Justice is needed for sure, maybe a major crack down.
donator
Activity: 1218
Merit: 1079
Gerald Davis
June 11, 2013, 01:46:13 AM
#21
Well if bitbox intends to use reversal for fraud as a method of returning funds they won't be in business very long.  After the first half dozen fraud reversals their bank will close their account without appeal.

sr. member
Activity: 252
Merit: 250
June 11, 2013, 01:33:17 AM
#20
Called my bank, and you are right! ACH reversals can be made!

But I'll have to go to the branch in person, fill out a couple of forms, and wait ~10 business days to get my deposit back....

I still blame BitBox for all the wastage of time, and holding up of my money!!!

I guess it depends on the bank.  Mine lets me do it with a phone call, but I have to talk to someone at the branch and not just someone in the corporate office (like I have to call the local branch).

But in the end, to be fair, it was your fault for the hold up.  It was you who refused to give them a call and who refused to provide them the info they requested.  I still don't know why you didn't just give them a call to sort it all out?
newbie
Activity: 44
Merit: 0
June 11, 2013, 01:01:52 AM
#19
Called my bank, and you are right! ACH reversals can be made!

But I'll have to go to the branch in person, fill out a couple of forms, and wait ~10 business days to get my deposit back....

I still blame BitBox for all the wastage of time, and holding up of my money!!!
sr. member
Activity: 252
Merit: 250
June 10, 2013, 01:37:42 AM
#18
Why not give them a call?  If you really don't want to give them that info, they have given you the option of calling them and they will help you reverse your ACH.  (And yes, ACH's are reversible, I have done that myself).

You are being very stubborn here and it seems that they have given you a few options to get your money back, but it is on YOU who is refusing to do anything to get your money back.  Sorry, but the real world doesn't work that way.  You can't just snap your fingers and expect things to happen.  Call your bank to initiate an ACH reversal.  Or call them to have them help you with it (it will probably go faster this way).  But in any case, sitting on your butt isn't going to get you your money back.
newbie
Activity: 44
Merit: 0
June 10, 2013, 01:37:31 AM
#17
sure, just don't send them an amount you can't afford to lose. try them out for yourself and let us know Smiley
legendary
Activity: 1012
Merit: 1000
We on P. Sherman 42 Wallaby Way, Sydney
June 10, 2013, 12:48:46 AM
#16
Never heard of Bitbox until now- in the Scam Forum of all places.

I think I will check them out.

Looks like any publicity really is good publicity, huh?
newbie
Activity: 44
Merit: 0
June 10, 2013, 12:29:53 AM
#15
so i talked to an attorney friend, and he says that they can't keep my money with this BS reason. If theyre so worried about money laundering, they are required by law to either hand-deliver or mail a check back to me, but they can't just hold on to the money indefinitely....
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