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Topic: "I saw my salary on a bottle of perfume today" (Read 1145 times)

sr. member
Activity: 2436
Merit: 324
November 28, 2023, 12:52:26 PM
I bring up this to talk about financial freedom. What is financial freedom to you? Is it about having a certain amount of money that is required to have financial freedom or to have an amount of money which can potentially give you freedom in the future?
For me, financial freedom for me is all about time and money. It's not impossible. Work hard so that we have enough money to build a business and invest, then we will achieve financial freedom, because the key to freedom is money and time.

Money is not everything to me. money is only a means of supporting my life. For financial freedom, if I mean it, it means living well, without debt in old age and being healthy and that is more than enough for me.
Yes, at the end of financial freedom are those who can relax in their old age, who can enjoy their old age without thinking about debt and having their living needs met. It's true that money isn't everything, but everything needs money, therefore from now on manage your finances as best as possible, don't buy things you don't need, buy quality, not quantity.
Success is something that needs to be worked hard on and not something that could happen magically on which there are people who are really just that making something and trying out to believe that there's something good that would happen into them. Freedom isnt only talking about financial but also on the things which cant be bought by money which for example which is "TIME".
Lets cherish out the precious moments that we do have with our loved ones, we are all hoping to have that acquiring everything balanced but i do believe that money would be always the priority.
In speaking about economic approach about on how this worlds becomes  that too messy in terms to this then as an individual then it would be just that right that you should
be working more hard for you to achieve your dreams and of course making up wise decisions will really be that crucial.
sr. member
Activity: 630
Merit: 374
For me, financial freedom for me is all about time and money. It's not impossible. Work hard so that we have enough money to build a business and invest, then we will achieve financial freedom, because the key to freedom is money and time.

Shouldn't it be like your money = your freedom?
I guess the Financial freedom word comes from the Bitcoin whitepaper where Satoshi Nakamoto said he wanted financial freedom for people or, someone else said that about the invention of Bitcoin. If you keep your money in your bank, can you use your own earned money without any limit? Can you receive any amount at any time? Do they ask for papers when you receive a large amount of money? Do they ask for the reason if you want to withdraw a big amount of money? Imagine the disturbness. That's why Satoshi made Bitcoin and it gives you financial freedom. Your money = your freedom. Use whenever you want. 
full member
Activity: 406
Merit: 140
I bring up this to talk about financial freedom. What is financial freedom to you? Is it about having a certain amount of money that is required to have financial freedom or to have an amount of money which can potentially give you freedom in the future?
For me, financial freedom for me is all about time and money. It's not impossible. Work hard so that we have enough money to build a business and invest, then we will achieve financial freedom, because the key to freedom is money and time.

Money is not everything to me. money is only a means of supporting my life. For financial freedom, if I mean it, it means living well, without debt in old age and being healthy and that is more than enough for me.
Yes, at the end of financial freedom are those who can relax in their old age, who can enjoy their old age without thinking about debt and having their living needs met. It's true that money isn't everything, but everything needs money, therefore from now on manage your finances as best as possible, don't buy things you don't need, buy quality, not quantity.
sr. member
Activity: 1022
Merit: 252
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For me, it's not so much about a certain monetary barrier as it is about knowing that my investments will provide passive income, assuring a secure future. While some associate luxury with financial independence, I believe genuine freedom is found in happiness with what one has and the stability of long-term resources.
It is critical to change the emphasis from instant satisfaction to long-term stability. Striking a balance between enjoying the present and preserving the future via sensible investments fits my financial independence objective. It's a sophisticated idea that emphasizes security and peace of mind over consumerism.
sr. member
Activity: 1036
Merit: 258
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Financial freedom can help us enjoy life as everyone usually wants to live the life they want. For this plan savings first To become financially independent in the future saving now is very important invest in different sectors to increase earnings. Don't spend without planning many people see something and buy it if they like it don't make this mistake think first if you really need that item. Being financially secure allows you to support loved ones in times of need. Financial security allows you to save and invest for your retirement if you waste money by buying unnecessary things you will never get financial freedom.
sr. member
Activity: 1498
Merit: 323
I bring up this to talk about financial freedom. What is financial freedom to you? Is it about having a certain amount of money that is required to have financial freedom or to have an amount of money which can potentially give you freedom in the future?


Money is not everything to me. money is only a means of supporting my life. For financial freedom, if I mean it, it means living well, without debt in old age and being healthy and that is more than enough for me.
hero member
Activity: 546
Merit: 583
People need to be contended with what they have now, not saying they should not be ambitious, no, you need to be at least an ambitious people, but the issue is that when you reach a level, some cars go for $40k while some goes for $1 million, you need to cut your cloth according to your size and stop looking at these luxurious goods, build your own wealth and all these things you think are extensive will become cheap to you.
Well, we really have to be ambitious when it comes to career achievements and plans to improve our standard of living so that we have a much better financial level in this case. This can encourage us to become individuals who work harder and always don't want to miss out on opportunities that arise. But the problem is that sometimes when we start to earn more money, that's when it's sometimes difficult for us to control ourselves so we don't end up living a life that is extravagant or someone who always follows trends. The solution is for us to stick to good financial management. Refrain from buying things that we want but don't really need. And if we succeed then we are actually one step ahead. It's just a matter of how we can survive and be consistent with all of that. And yes, when we already have a lot of money, this is where we also have to know how the value changes in money. So that the value of the money we have is not affected by inflation, changing it into other assets that are more inflation resistant is a good step. And we only need to leave money for our daily needs. But the problem is that if we want to improve financially, sometimes we also need to take risks. Because without taking risks, sometimes we can only live a monotonous life with a monotonous salary. that's why investment is needed. So even though the value of our salary may decrease due to inflation. At least it can be increased again through investment.
sr. member
Activity: 448
Merit: 294
Do you agree or disagree to this? Let me know your thoughts.
in my opinion, buying luxury goods or buying perfume at expensive prices once in a while is okay if they can afford it or even have more wealth, there's nothing wrong with that, as long as they buy luxury goods for themselves, not for other people, or "(only for show off)". because you only live once, and no one knows how old you are, it would be a shame if they didn't enjoy the results of their hard work before they died.

But for me personally, when I buy something, I always buy it wisely, buy with common sense, buy things that I really need, buy because of function (not because of prestige), and buy on time (when needed).
hero member
Activity: 798
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People need to be contended with what they have now, not saying they should not be ambitious, no, you need to be at least an ambitious people, but the issue is that when you reach a level, some cars go for $40k while some goes for $1 million, you need to cut your cloth according to your size and stop looking at these luxurious goods, build your own wealth and all these things you think are extensive will become cheap to you.

That's a wonderful advise, everyone should main his category and limit because all hands aren't equal, your own worst experience might be someone's magic moments he as being waiting for and that is life for you, everyone tends to push in forward to make it in life but not everyone will eventually survived it through the last stage, but that doesn't mean we should consider ourselves a failure nor accept defeat until everything is completely done and dusted that we can see them the way they appears, we are to always remain thankful each time we look about our lives, where we are coming from, where we are and the future that awaited us as well.
legendary
Activity: 3094
Merit: 1127
People need to be contended with what they have now, not saying they should not be ambitious, no
If you can't afford the perfume, then go for the one that you can afford. Let the people that can afford it buy it. With your little money, you're still going to get perfume, and you will be saint nice. So don't be disturbed by what you see, everyone is having his or her life to leave. If you can work hard, then you will also be able to afford it one day. But since one bottle of perfume is your one month salary, don't feel bad. Maybe your one month salary is what some people receive in 2-3 months. So you just have to be satisfied with what you have. Don't end up doing illegal things just because you want to buy expensive perfume, clothes, or cars. Just buy what you can afford at that particular time, and keep on working hard.
Contentment and self control would be always the key since we do know that whenever soemone does have those kind of hopes and insights towards things specially when it comes to wants then people would be that
failing on this one. Its not really that bad on having those kind of wishes but we should really be that contented on what are  the things that we do have and not really pushing ourselves if we cant really be able to reach it.
Just live with your means and never ever make yourself that going into something which it is really that hard to attain on the current state. Therefore, sticking up with your current situation
and be contented on what you do have at the moment. It is true that satisfaction would really be the main issue on here because if you dont make yourself that having this kind of
approach towards into your current condition, then if you do have that a chance on having money then you will be that spending it right away without even minding other priorities which is really that bad.
sr. member
Activity: 994
Merit: 367
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If you can't afford the perfume, then go for the one that you can afford. Let the people that can afford it buy it. With your little money, you're still going to get perfume, and you will be saint nice. So don't be disturbed by what you see, everyone is having his or her life to leave. If you can work hard, then you will also be able to afford it one day. But since one bottle of perfume is your one month salary, don't feel bad. Maybe your one month salary is what some people receive in 2-3 months. So you just have to be satisfied with what you have. Don't end up doing illegal things just because you want to buy expensive perfume, clothes, or cars. Just buy what you can afford at that particular time, and keep on working hard.
Well said.
Once we understand what what has been written here, out lives will be easier, simpler, better. We don't need to compare our lives and livelihood with others. For as long as we are hustling legitimately we need to take our eyes of social media comparison. That is not real life.
full member
Activity: 994
Merit: 140
snip

Financial freedom is usually understood as having achieved a wealth that allows you to live without working for the rest of your life. I care more about, and already enjoy, partial financial freedom, because years of saving and investing give me a freedom of choice that if I didn't have money I wouldn't have. Besides, since I like what I do when I work, I am not obsessed with retiring. I think that if I had enough money not to work for the rest of my life I would work, at least part-time, or otherwise, in projects that I create.
i like your concept of life, you continue to intend to be productive, you don't want to retire at a young age and never work again even if you have a stable income.  For me personally, financial freedom means that i have full control over the money i earn, i am independent in money and don't lack money at certain moments. 

i run a small business and the income i get is enough to meet my daily living needs, i don't feel satisfied with everything i get now, i have strong ambitions to grow further in the future, for now i can say that i have achieved half financial freedom, it never crossed my mind to retire early and vacation in many countries, i have a big responsibility for my business and also my family, my self-worth is my achievements.
hero member
Activity: 1358
Merit: 907
People need to be contended with what they have now, not saying they should not be ambitious, no
If you can't afford the perfume, then go for the one that you can afford. Let the people that can afford it buy it. With your little money, you're still going to get perfume, and you will be saint nice. So don't be disturbed by what you see, everyone is having his or her life to leave. If you can work hard, then you will also be able to afford it one day. But since one bottle of perfume is your one month salary, don't feel bad. Maybe your one month salary is what some people receive in 2-3 months. So you just have to be satisfied with what you have. Don't end up doing illegal things just because you want to buy expensive perfume, clothes, or cars. Just buy what you can afford at that particular time, and keep on working hard.
hero member
Activity: 1540
Merit: 654
This may sound ridiculous to those who have high monthly income but the person who created this post and those who have monthly salary like him will only understand how difficult the reality is for them. Earning a middle category salary does not actually fulfill one's hobbies or pleasures but only allows one to take care of one's family. I don't think anyone would buy a perfume with the money we earn a month. Before buying that perfume a thought will come in our mind that it took us 30 days to earn this money and in this 30 days income I can't spend just buying a perfume. For those of us who belong to the middle category salary bracket, there are many good perfumes in the lower range that we have to use.
Here's what I want to say to you. Do you really think that only rich people buy those perfumes? No. They only show it to the world in order to lure people to buy it. And who will buy the rest of it? The middle-class people are trying desperately to show others that they are rich and they can afford that perfume that costs them 1 month's salary. They will not spend it once. They will work hard, save up, struggle in daily life and then they will buy it after they have saved the required amount.

From what you said, I can conclude that this scenario is nothing more than a promotion or advertisement of a product through the intermediary of some rich people who have good finances. I think this kind of thing is not uncommon and often happens and we see it in the real world. When normal people or those with lower-middle income are able to buy that perfume even though they have to sacrifice their one-month salary I think it doesn't matter to them because they will get satisfaction and unusual sensations when they can reach the point of purchase like the rich do and after that their main target is the public, sort of forcing something just for the satisfaction of the feedback they get from the people who see it or can be called flexing.

That's really a mindset that is not recommended because there is no real benefit that they can get, and I'm sure that sensation will only get them for a few moments while the salary they spend on just one perfume botoh can basically finance their life for one month. So simply put it's like you're trading your living expenses for some time just for temporary prestige.
hero member
Activity: 1736
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Financial freedom is usually understood as having achieved a wealth that allows you to live without working for the rest of your life. I care more about, and already enjoy, partial financial freedom, because years of saving and investing give me a freedom of choice that if I didn't have money I wouldn't have. Besides, since I like what I do when I work, I am not obsessed with retiring. I think that if I had enough money not to work for the rest of my life I would work, at least part-time, or otherwise, in projects that I create.
well.. Financial freedom indeed allows you to enjoy further choices and flexibility in your life. It's giving you the peace of mind knowing that you have a fiscal bumper and the freedom to make decisions without being solely agitated by fiscal scores. The perspective on  withdrawal with fiscal is also stimulating. This is happiness.

The idea of pursuing work-related projects indeed after achieving  financial freedom is an excellent illustration of using your time and capability to produce impactful things. It's a testament to your drive and desire to contribute to society, indeed without the financial need to do so.
legendary
Activity: 1358
Merit: 2011
What is financial freedom to you? Is it about having a certain amount of money that is required to have financial freedom or to have an amount of money which can potentially give you freedom in the future?

To me, I will choose the second one. If I am happy with what I have and I am certain that it will continue to help me in the future too, then I have successfully achieved financial freedom. But most people these days are caught up with the thought of using luxurious thing and being able to continuously use it is financial freedom to them.

Do you agree or disagree to this?

Financial freedom is usually understood as having achieved a wealth that allows you to live without working for the rest of your life. I care more about, and already enjoy, partial financial freedom, because years of saving and investing give me a freedom of choice that if I didn't have money I wouldn't have. Besides, since I like what I do when I work, I am not obsessed with retiring. I think that if I had enough money not to work for the rest of my life I would work, at least part-time, or otherwise, in projects that I create.
hero member
Activity: 952
Merit: 541
People need to be contended with what they have now, not saying they should not be ambitious, no, you need to be at least an ambitious people, but the issue is that when you reach a level, some cars go for $40k while some goes for $1 million, you need to cut your cloth according to your size and stop looking at these luxurious goods, build your own wealth and all these things you think are extensive will become cheap to you.
A person must have the desire or ambition to achieve the desired life goals. Ambitious can be said to be a positive trait, to achieve what has been his ideal or hope so far he must have a strong will within himself. When someone is ambitious to get something in life, he never hesitates to go further because the ambition within him will encourage him to work harder.
The key to success lies in each individual, use this key to achieve bigger goals by utilizing the abilities that have been mastered so far.
hero member
Activity: 644
Merit: 592
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Then that bottle of perfume is not for you. I want to try cavier but its price is out of my budget so i look for something that can give me the same happiness as eating cavier at an affordable price. Another important thing we should keep in mind is that there isn't any limit to expensiveness. A product can be double its actual value if it is served in a premium way so if that perfume is available somewhere within your budget, you can use it without paying for the extra value added because of some premium service.
Every thing has alternatives, the perfume that OP mentioned may be beyond her affordability but there are alternatives to that perfume which she can buy if she wants. If I have to buy a perfume with one month's salary then I have no need to buy that perfume because with one month's salary I can do other things well without buying such an expensive perfume. When money income is high, a person will have the ability to buy more expensive things including expensive perfumes. I think we should not think like this by earning relatively less money but we should think how to increase our workplace and how to increase our monthly income. But when we try to increase our income and succeed in increasing the income we will have the ability to buy everything.
Buying too-expensive goods is part of frivolous ways of life and economics calls it ostentatious goods. They are such that do not quantify the price you buy them, they are a mere waste of money. But people often buy them because they can afford them and might want to feel among, but not because of what it would actually do for you. I believe the OP narrated this for us to have an insight into some financial freedom and disparity in this world among the rich and the less privileged and nothing more. Our fingers are not equal, so are our statuses, and if you see someone spaying your salary on his body daily, this might be a sign for you to know that you are not doing enough in your life.

This should rather be a challenge than otherwise. If you can work your way to that level too, you will get there and get to do whatever you want to do with your money. It is rather better than competing with anyone or being angry with yourself as the case may be, especially the rich who would purchase such goods and will not even know they spent a dime.
hero member
Activity: 2492
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There is difference between living life and enjoying life. First of all we need to live our life, and for that we need to work on it and increase the income streams. If we can't live the life, then we can't think of enjoying the life. We may feel happy for the perfume, for someone it is kind of tip money. For many of us it is a month's salary. Just because someone use it we shouldn't get tempted. We should know the situation of us and we need to plan accordingly. Maybe we can buy it, and what will we do for the rest of the month. So, live the life and enjoyment will accompany when you keep yourself focused and dedicated.
sr. member
Activity: 1274
Merit: 423
This may sound ridiculous to those who have high monthly income but the person who created this post and those who have monthly salary like him will only understand how difficult the reality is for them. Earning a middle category salary does not actually fulfill one's hobbies or pleasures but only allows one to take care of one's family. I don't think anyone would buy a perfume with the money we earn a month. Before buying that perfume a thought will come in our mind that it took us 30 days to earn this money and in this 30 days income I can't spend just buying a perfume. For those of us who belong to the middle category salary bracket, there are many good perfumes in the lower range that we have to use.
Here's what I want to say to you. Do you really think that only rich people buy those perfumes? No. They only show it to the world in order to lure people to buy it. And who will buy the rest of it? The middle-class people are trying desperately to show others that they are rich and they can afford that perfume that costs them 1 month's salary. They will not spend it once. They will work hard, save up, struggle in daily life and then they will buy it after they have saved the required amount.

That's how those filthy brands advertise their products. They even offer it to rich people for free just for publicity. And once they are at that level, they will suck the blood out of normal people.
Anyway, we are talking about financial freedom. This was just a story to understand how many people have different perspectives on things.
In the end, everything has its own portion and indeed the way we work in the world consciously or unconsciously is like that because caste will always be more important so we also cannot blame the product or whatever it is because in the end the purpose of their creation is also not for us who can only survive with the basics but for those who sometimes buy without seeing the price they don't panic about it Cheesy But on the other hand it can also actually be used as one of the motivations and reminders for ourselves because even though there is a saying "don't look up too much" but occasionally we also have to look up that there is a better life that we can go to besides that we also still have to be grateful for our situation because in the end there are also people whose life burden is even more difficult than what we feel now.
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