This time of down market if l have$10000 I'd rather choose to invest in a business that will have a profit for my family needs.l have to secure my kids needs because l experience of having no money and my kids haven't eat.
For this reason and without having to take a huge risk so much, a lot of people would rather in most cases just concentrate on bitcoin at least in more percentage of your holdings and spread the rest on few other altcoins you trust their potentials in the long run.