So most time retiring early doesn't have to do with individuals' financial state because some are lucky to have gained financial freedom at an early stage of their lives through taking calculated risks.
We have several such Bitcoin old OG here in the forum and they are still very much active here and it makes, .. so old investors have the chance to make any change in their life whether to be active to keep themselves busy, but saying they won't work at all for the rest of the life on bitcoin investment.
So if you have the strength even after making all the money you desired to leave a life of activities vs retirements.