What if you came to the point that you truly need money in times of emergency and you don't have time look for information throughout the internet or if so you are prepared and you looked for some of it already then you should be specific with it. But most of the time when I' facing this problem another way I can think is to borrow directly to my friends.
If you wanna to loose a friend lend him/her money, this is a old advice and most of you will understand this once you lend to friends. Anyway looking for extra service in the real world its the best source you may get. People does spend all the money and forget to save a part of their salary all months to the bad days that may happen in the future, if you make such the desesperate situation will be handled easy.