In my opinion, taking loans is very risky. I believe that selling goods and services could be a better way to earn some money. If the individual stop to think, he/she will realize that there are usually many solutions that can be explored, especially in the internet business, just put the efforts in the right thing to do.
You have to deal with the risk because you need money. It doesn't matter if it is risky, as long as you could produce immediate money with it to fund what you are rushing, then it's okay to just accept the consequences of your action, as long as you will use that money in productive way or in emergencies.
Selling goods and services are good, however, it is not sure that you will earn from it on your expected time and looking for opportunities would take time, unless you are very lucky that you've seen it instantly.
