Dont know how it works here you live, but if this will get in the same line as stocks(Maybe not a bad idea for now, but utterly retarded if it become a widely used currency to buy stuff and price stabilize), if you pay taxes on earnings, you are also eligable for less taxes(36% of the loss back) if you sell before new years.
I think we have to start using Localbitcoins more and more in future to do offline cashouts from BTC. Exchanges are being monitored by the tax man looking for people who do large bank transfers. It's not safe anymore. Better to find some guy on LBC, meet up some place and exchange BTC in return for cash.