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Topic: Is it better to save money or invest it? - page 334. (Read 1181226 times)

hero member
Activity: 910
Merit: 500
October 26, 2016, 07:07:06 AM
Investment and saving are generally the same thing.but in investment you get profit that make it more both profitable and risky as well.deposit in bank is really a good and trustable investment.but if you are good at marketing/forex trading skills then it is better to try luck if you are in hurry.
it's better to use that to in generally while saving money its good to have some investment with good site as well if you are willing to have profit with your bitcoin then do some investment both are really profitable while waiting for the price increase and if you are going to deposi in to bank then you can't really make profit.
legendary
Activity: 3248
Merit: 1160
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October 26, 2016, 06:36:46 AM
Is it better to save money in bank or invest it online, in real estate or maybe gold?

Save it on bank for sure !
Invest it online is the risky way to safe money

I going to invest it with gold and in real estate if I've more money.

Sometimes we can't predict all things that might be happen such as hacking or robbery incident. So at least we have prepare some of it

There are risks and negative outcomes in almost all cases.

House and land can depreciate or be destroyed.
Cash is ofcourse not such an easy thing to store for 20 years
Gold is a fluctuating investment too.

All you can do is take chances and stay prepared.
The best way is save a half and invest quarter what left,
The idea of savings for future plan and just in case you need something.
Investment is one of your effort to make money, it will be nice as extra money. Of course investment is risky, so make up your mind and do research first before investing.
That's a requirement for every investor, a deep study is necessary especially when the amount of money involve is a considerable amount. You cannot just mess you investment as you will be tested, and if you cannot succeed with your first investment you might not succeed again if you will invest a bigger one.
full member
Activity: 210
Merit: 100
October 26, 2016, 06:27:57 AM
In my opinion it's better to do a bit of both, and split your earnings in there equal sums: one for daily spendings, one for investments and one for savings. You need the daily spendings sum because you have to buy stuff like food and hygiene, you need investments for some extra profit and you need savings because you never know when you have to spend a lot of money and that comes into help.
hero member
Activity: 1302
Merit: 540
October 26, 2016, 06:23:19 AM
Is it better to save money in bank or invest it online, in real estate or maybe gold?

Save it on bank for sure !
Invest it online is the risky way to safe money

I going to invest it with gold and in real estate if I've more money.

Sometimes we can't predict all things that might be happen such as hacking or robbery incident. So at least we have prepare some of it

There are risks and negative outcomes in almost all cases.

House and land can depreciate or be destroyed.
Cash is ofcourse not such an easy thing to store for 20 years
Gold is a fluctuating investment too.

All you can do is take chances and stay prepared.
The best way is save a half and invest quarter what left,
The idea of savings for future plan and just in case you need something.
Investment is one of your effort to make money, it will be nice as extra money. Of course investment is risky, so make up your mind and do research first before investing.
just to add , you already here in btc so better to work with your knowledge because for me bitcoin is one of the best investment that we can get good profits in returned, knowing more about it will make it more bigger, so lets say you are saving and you are also investing think of making it combine by buying btc as savings and study alt trading as investment.
hero member
Activity: 1036
Merit: 514
October 26, 2016, 05:48:36 AM
Is it better to save money in bank or invest it online, in real estate or maybe gold?

Save it on bank for sure !
Invest it online is the risky way to safe money

I going to invest it with gold and in real estate if I've more money.

Sometimes we can't predict all things that might be happen such as hacking or robbery incident. So at least we have prepare some of it

There are risks and negative outcomes in almost all cases.

House and land can depreciate or be destroyed.
Cash is ofcourse not such an easy thing to store for 20 years
Gold is a fluctuating investment too.

All you can do is take chances and stay prepared.
The best way is save a half and invest quarter what left,
The idea of savings for future plan and just in case you need something.
Investment is one of your effort to make money, it will be nice as extra money. Of course investment is risky, so make up your mind and do research first before investing.
newbie
Activity: 56
Merit: 0
October 26, 2016, 03:00:25 AM
Saving is putting money aside bit by bit, to make a lump sum. You need to save for a particular goal, like having money for a holiday, a depoist on house, or any emergencies that might crop up. Often saving is taken to mean putting your money into cash products, like bank and building society accounts, and thats how define savings.
newbie
Activity: 41
Merit: 0
October 26, 2016, 02:51:10 AM
You do know there are other ways to invest..  Not just bitcoin or gold, I'd suggest talking to a finical adviser about your investment options.
If you are content with low returns then it is probably best to save your money in a low interest account.  It will be insured and is 'safe'.
Gold is a solid investment, the price is quite low at the moment, it seems like a safe long term investment, not very fungible though.

Bitcoin is dangerous, you could lose most of your money quickly, you could also make lots of money. It is fungible, if you can handle the stress of big price swings, it is a good investment in my opinion.

I wouldn't put all my eggs in one basket.  I personally am long oil at the moment, I can ride out the overproduction dip, but it won't stay at $50-60 for long, I am willing to bet on that!
When youa re investing allot of money it is also nice to save some in a way to make it even better for later if you are only spending your money or invesrting you wont see something coming back later you know and that is not what you all want i think.
newbie
Activity: 38
Merit: 0
October 26, 2016, 02:29:42 AM
I hope to save money in the future becuae i know that allot of people dont know what saving is and that is cause lots of people only are investing to day and when you want to save at the end you wont be able to invest anymore becuase you need the saved money later.
legendary
Activity: 1638
Merit: 1163
Where is my ring of blades...
October 26, 2016, 01:44:55 AM
I'm usually invest rather than save since when I'm save my money, I must pay some monthly fee
meanwhile invest usually will make profit only when you keep hold until it reach highest value for example : gold or bitcoin

this is rather a matter of preference and also the situation you are in.
for example I say you should always do both, save money and invest some to both have something ready at hand for spending and also have an investment to make profit on the money you don't immediately have any needs for.
hero member
Activity: 3038
Merit: 634
October 26, 2016, 01:37:53 AM
I'm usually invest rather than save since when I'm save my money, I must pay some monthly fee
meanwhile invest usually will make profit only when you keep hold until it reach highest value for example : gold or bitcoin

Well we have opposite mindset I would just save rather than invest. Because in banks the more money you are going to save and put that into time deposits.

Then you have assurance that your money is growing with the accordance of the law with that bank just make sure you follow certain rules in the contract.

So I am saving and at the same time I am able to invest in banks.
sr. member
Activity: 378
Merit: 250
BULL RUN until 2030
October 26, 2016, 01:17:08 AM
I'm usually invest rather than save since when I'm save my money, I must pay some monthly fee
meanwhile invest usually will make profit only when you keep hold until it reach highest value for example : gold or bitcoin
Well, all the people have there bills to pay because we need to spend to survive in this world, but if you have an income it is just right to save just a little portion of your income, actually you can be successful in saving if you will treat savings as a compulsory thing.
global moderator
Activity: 2324
Merit: 1179
While my guitar gently weeps!!!
October 26, 2016, 12:48:03 AM
I'm usually invest rather than save since when I'm save my money, I must pay some monthly fee
meanwhile invest usually will make profit only when you keep hold until it reach highest value for example : gold or bitcoin

It all depends on how you will save your money, if you are going to hold it, then anything if that's what you are talking about, but if you are talking about your regular bills to pay monthly, then you must really make money to pay those... If you are going to invest, it should be on things that you know very well, even on buy and sell you will earn there as long as you are going to buy and sell those that you have knowledge...  Smiley
legendary
Activity: 1163
Merit: 1005
October 26, 2016, 12:04:03 AM
I'm usually invest rather than save since when I'm save my money, I must pay some monthly fee
meanwhile invest usually will make profit only when you keep hold until it reach highest value for example : gold or bitcoin
hero member
Activity: 952
Merit: 500
October 26, 2016, 12:00:44 AM
Each time you save, a portion of it should be invested. That is if you have already an emergency fund on standby. Better to have emergency funds with 3 to 6 months worth of monthly expenses to cover for things that might come up or for when you suddenly lose your regular source of income. After this, one can choose different types of investments that suit their needs, risk appetite and time frame.
That's it, you need to carefully allocate for your emergency fund as you will not know what will happen in the future, it is better to be prepared that neglect the possibilities, everyone should start saving now, does not matter if we can save fast but it is still good to start slowly as long as we can save.
hero member
Activity: 714
Merit: 500
October 25, 2016, 11:27:45 PM
Each time you save, a portion of it should be invested. That is if you have already an emergency fund on standby. Better to have emergency funds with 3 to 6 months worth of monthly expenses to cover for things that might come up or for when you suddenly lose your regular source of income. After this, one can choose different types of investments that suit their needs, risk appetite and time frame.
hero member
Activity: 2912
Merit: 556
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October 25, 2016, 11:22:43 PM
Investment and saving are generally the same thing.but in investment you get profit that make it more both profitable and risky as well.deposit in bank is really a good and trustable investment.but if you are good at marketing/forex trading skills then it is better to try luck if you are in hurry.

its different for investment and saving. investment have risk to get scam and we can get profit from that, and saving is not have a risk to get scam but we only get small return for our saving. so maybe save money is a good option if we are too afraid to make invest in any programs.
newbie
Activity: 56
Merit: 0
October 25, 2016, 11:20:59 PM
Save a bit of it, say 10-20%. Use around 60-70% for safe investments, to combat inflation, this can be seen as a form of saving too. Use the rest on more riskier investments.
legendary
Activity: 1092
Merit: 1000
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October 25, 2016, 10:43:09 PM
Investment and saving are generally the same thing.but in investment you get profit that make it more both profitable and risky as well.deposit in bank is really a good and trustable investment.but if you are good at marketing/forex trading skills then it is better to try luck if you are in hurry.
That's definitely not the same, it's too obvious the spelling itself made the different.  Grin Grin lol, just kiddin with you man.

Seriously, it is obvious that they are a different thing, savings does not give you risk while investing is risky, that alone would already determine the difference, if you have invested and save you will know more the difference.

And with this, I encourage everyone to learn how to save and invest and do it at the same time if you can.
hero member
Activity: 910
Merit: 505
October 25, 2016, 10:21:43 PM
Investment and saving are generally the same thing.but in investment you get profit that make it more both profitable and risky as well.deposit in bank is really a good and trustable investment.but if you are good at marketing/forex trading skills then it is better to try luck if you are in hurry.
hero member
Activity: 714
Merit: 531
October 25, 2016, 10:07:17 PM
Investing is saving your money but with interest. Always invest. Never gamble and you should be just fine. Dont be like me and get addicted to gambling. xP rather wait it out and take it slow to ensure profits then wild gambling.
Lol I think it is a different thing, saving and investment is not the same thing, if I said that investment equals saving, should invest not have a risk, because just like the store right?

If you are going to inline that with bitcoin, saving and investing are just the same. Because if you are going to save or hold your bitcoins then you are aiming to get some profit when the price increases and that is why I am saying that saving and investing with bitcoin are just the same only if you are going to do that method.
I would not agree with you, saving and invest are not the save for me. When I save, I put my money in the bank and although it earns a little interest but I do not consider it as income, I save for safe keeping and for my future needs while my bitcoins is just for the aim to grow my money because I dream to be rich in the future.
Both of you are correct but we have different mindset on viewing our savings, for me my savings is an investment, i put my money in the bank to earn interest and in bitcoin i have investment too for much better income in the future.
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