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Topic: Is it better to save money or invest it? - page 369. (Read 1181210 times)

hero member
Activity: 532
Merit: 500
September 21, 2016, 03:26:20 AM
Saving money I think is good but I think it is better to invest it. By investing it, your money will grow but when you just let it sit, it will not grow you can either invest it in stocks if your good at it or just put it in a bank with a good interest rate preferably those banks that offers compound interest. That way your money will grow but it is faster if you'll invest it in stocks but there is a big risk of losing money in it.
I thought you could not mention which one is the best between the two. because they are equally important for the future. you can not rule out save for where your money if you do not collect and store income you get?
hero member
Activity: 560
Merit: 500
September 21, 2016, 03:09:09 AM
Saving money I think is good but I think it is better to invest it. By investing it, your money will grow but when you just let it sit, it will not grow you can either invest it in stocks if your good at it or just put it in a bank with a good interest rate preferably those banks that offers compound interest. That way your money will grow but it is faster if you'll invest it in stocks but there is a big risk of losing money in it.
hero member
Activity: 1148
Merit: 504
September 21, 2016, 03:00:53 AM
Your idea is good but in my case I would always choose to invest in bitcoin rather than putting my money in mutual aid fund or stocks. Actually, that was my first idea before when I have still a little knowledge about bitcoin, but now that I have matured, I was able to analyze that investing in bitcoin has more benefits.

Both of them are good to invest with. Mutual funds,  stock markets and bitcoin can give you a good interest if you are going long term. You can invest on all of them. It is actually better if you put your money on different investment accounts to minimize your risk.

hero member
Activity: 532
Merit: 500
September 21, 2016, 02:06:15 AM
In my own opinion, if you have a sure way to put your money then I say invest or better still convert to FIAT and invest because all this online sites majority ended up being scam if not from the beginning. On the otherhand if that is not possible the I would say save your money until you can go for the first option...

Saving is safe why you don't want to save your money instead of saving? If you are just looking for safeness then save it to your pocket or bank account if that is fiat money. And if that is bitcoin then you just need to store it to your bitcoin wallet and that is going to be safe at all and thus, you are going to get profit when price increases.

If you just store your money in a bank or in your wallet, it is safe but it will not grow. And overtime it will lose its value due to inflation. That is why you need to have some investment to cope up with inflation rate. As long as the investment is gaining interest above the inflation rate, your money will grow in value.
You are right and the fact that we all want to grow our money, the more we should learn how to invest because that is the only legitimate way I can see we will be able to grow our money, it does not matter where we will invest as long as it is safe and we know we have a great chance to make profit.
I think you should do the checking before making an investment in a company, a commodity or a site, because it is currently very difficult to find an investment that is safe and legit. it would be very easy to find an investment that provide benefits but rarely investment is very safe and secure legit
legendary
Activity: 1106
Merit: 1000
September 21, 2016, 01:57:44 AM
In my own opinion, if you have a sure way to put your money then I say invest or better still convert to FIAT and invest because all this online sites majority ended up being scam if not from the beginning. On the otherhand if that is not possible the I would say save your money until you can go for the first option...

Saving is safe why you don't want to save your money instead of saving? If you are just looking for safeness then save it to your pocket or bank account if that is fiat money. And if that is bitcoin then you just need to store it to your bitcoin wallet and that is going to be safe at all and thus, you are going to get profit when price increases.

If you just store your money in a bank or in your wallet, it is safe but it will not grow. And overtime it will lose its value due to inflation. That is why you need to have some investment to cope up with inflation rate. As long as the investment is gaining interest above the inflation rate, your money will grow in value.
You are right and the fact that we all want to grow our money, the more we should learn how to invest because that is the only legitimate way I can see we will be able to grow our money, it does not matter where we will invest as long as it is safe and we know we have a great chance to make profit.
member
Activity: 98
Merit: 10
September 21, 2016, 12:47:47 AM
iam prefered invest
because with invest is my money always growth
legendary
Activity: 2240
Merit: 1069
September 21, 2016, 12:33:10 AM
In my own opinion, if you have a sure way to put your money then I say invest or better still convert to FIAT and invest because all this online sites majority ended up being scam if not from the beginning. On the otherhand if that is not possible the I would say save your money until you can go for the first option...

Saving is safe why you don't want to save your money instead of saving? If you are just looking for safeness then save it to your pocket or bank account if that is fiat money. And if that is bitcoin then you just need to store it to your bitcoin wallet and that is going to be safe at all and thus, you are going to get profit when price increases.

If you just store your money in a bank or in your wallet, it is safe but it will not grow. And overtime it will lose its value due to inflation. That is why you need to have some investment to cope up with inflation rate. As long as the investment is gaining interest above the inflation rate, your money will grow in value.
hero member
Activity: 3052
Merit: 606
September 20, 2016, 11:30:52 PM
It is better to save money with most of the money and invest a part of it saving money will be something which is sure but investing can have negative results. So I'd pick a little bit of both.

In what part did saving has negative results? I don't think that saving is going to have negative results at all because I know it has positive results.

Because you are the one who is going to benefit it if you are going to be a good saver of money. Just like a kid they are treating saving as investment.

Because they are going to benefit it in the future or if there is an emergency happening.
Well believe it or not, saving can have negative interest rates, for example there are some banks, that instead of giving you positive interest rates have negative interest rates, the banks are charging you money for the privilege of holding your hard earned money!
I can't believe that people think of Banks as a form of investment, no they are not as banks are only good for saving money or losing money from inflation. Also I would encourage for people who don't want to take risks you should go to mutual funds or money funds, they give a steady increase more than banks do ans it is much safer than the stock market.
I think for those people using bank to put their money it was very easy to withdraw anytime they want specially if there is emergency case that comes in their life they can easily go to the bank and withdraw their savings, but if you have more money enough i think your recommendation is good that is better to put the money in mutual funds than stock market.
Your idea is good but in my case I would always choose to invest in bitcoin rather than putting my money in mutual aid fund or stocks. Actually, that was my first idea before when I have still a little knowledge about bitcoin, but now that I have matured, I was able to analyze that investing in bitcoin has more benefits.
hero member
Activity: 714
Merit: 531
September 20, 2016, 09:44:44 PM
It is better to save money with most of the money and invest a part of it saving money will be something which is sure but investing can have negative results. So I'd pick a little bit of both.

In what part did saving has negative results? I don't think that saving is going to have negative results at all because I know it has positive results.

Because you are the one who is going to benefit it if you are going to be a good saver of money. Just like a kid they are treating saving as investment.

Because they are going to benefit it in the future or if there is an emergency happening.
Well believe it or not, saving can have negative interest rates, for example there are some banks, that instead of giving you positive interest rates have negative interest rates, the banks are charging you money for the privilege of holding your hard earned money!
I can't believe that people think of Banks as a form of investment, no they are not as banks are only good for saving money or losing money from inflation. Also I would encourage for people who don't want to take risks you should go to mutual funds or money funds, they give a steady increase more than banks do ans it is much safer than the stock market.
I think for those people using bank to put their money it was very easy to withdraw anytime they want specially if there is emergency case that comes in their life they can easily go to the bank and withdraw their savings, but if you have more money enough i think your recommendation is good that is better to put the money in mutual funds than stock market.
hero member
Activity: 1806
Merit: 672
September 20, 2016, 09:17:15 PM
It is better to save money with most of the money and invest a part of it saving money will be something which is sure but investing can have negative results. So I'd pick a little bit of both.

In what part did saving has negative results? I don't think that saving is going to have negative results at all because I know it has positive results.

Because you are the one who is going to benefit it if you are going to be a good saver of money. Just like a kid they are treating saving as investment.

Because they are going to benefit it in the future or if there is an emergency happening.
Well believe it or not, saving can have negative interest rates, for example there are some banks, that instead of giving you positive interest rates have negative interest rates, the banks are charging you money for the privilege of holding your hard earned money!
I can't believe that people think of Banks as a form of investment, no they are not as banks are only good for saving money or losing money from inflation. Also I would encourage for people who don't want to take risks you should go to mutual funds or money funds, they give a steady increase more than banks do ans it is much safer than the stock market.
hero member
Activity: 2702
Merit: 704
Bitcoin is GOD
September 20, 2016, 09:07:23 PM
It is better to save money with most of the money and invest a part of it saving money will be something which is sure but investing can have negative results. So I'd pick a little bit of both.

In what part did saving has negative results? I don't think that saving is going to have negative results at all because I know it has positive results.

Because you are the one who is going to benefit it if you are going to be a good saver of money. Just like a kid they are treating saving as investment.

Because they are going to benefit it in the future or if there is an emergency happening.
Well believe it or not, saving can have negative interest rates, for example there are some banks, that instead of giving you positive interest rates have negative interest rates, the banks are charging you money for the privilege of holding your hard earned money!
legendary
Activity: 1372
Merit: 1008
September 20, 2016, 08:06:57 PM
better than good invest
because with invest can growth your capital money

but where is right placed investment and good dicesion choose profitable
is not right placed investment, and knowledge about investment,
your capital money can't growth but your capitall money can all lost your money
if you are going to save money then if you saw somthing that you really wanted to buy you are going to buy that because you have money but if you have a money to invest then your money are going there are chance that you could double your item you want to buy trading is profitable too.
therefore you should to have the money ready in your wallet or in your bank. saving money is very important for your needs, do not force to use all your money to invest even though the benefit may be even greater. but you do not forget the risk of losing, so I hope you have to be smarter in making a plan for investment
hero member
Activity: 658
Merit: 500
September 20, 2016, 07:26:53 PM
For me invest is my priority than saving money because I knew that I can grow my bitcoin if my mindset is on investing but make that you the risk of some investment site. Trading also is my another option to grow faster my bitcoin. Then saving is the last priority for harvesting my hard earn money from the cyberworld.
Lol i think you should be able to rule out anything at risk first. and prioritize to saving monye. when you already have an income and job something you should have a plan or to manage your finances. Therefore the most important thing that the money you earn will be collected
full member
Activity: 154
Merit: 100
September 20, 2016, 12:47:21 PM
In my own opinion, if you have a sure way to put your money then I say invest or better still convert to FIAT and invest because all this online sites majority ended up being scam if not from the beginning. On the otherhand if that is not possible the I would say save your money until you can go for the first option...
Saving money should always be the initial thought because for investing you need some big amount so that you can generate substancial amount of from investing them.As of now my plan is to only save money until i have some good amount and knowledge about investement,then i will think about investing them.
hero member
Activity: 798
Merit: 503
September 20, 2016, 12:43:13 PM
In my own opinion, if you have a sure way to put your money then I say invest or better still convert to FIAT and invest because all this online sites majority ended up being scam if not from the beginning. On the otherhand if that is not possible the I would say save your money until you can go for the first option...
legendary
Activity: 2688
Merit: 1065
Undeads.com - P2E Runner Game
September 20, 2016, 12:26:42 PM


It is bad that investment in bitcoin is always associated with scams, hyip and ponzi. Just because you got fooled by the promises of this websites does not mean all investment sites are scam. Even in real world, it is hard to find a good investment and so is with bitcoin. But investing is the fastest way to make your money grow. So we need to learn it and do it.

Some people are just lazy to find a good investments. There are lots of good investments and opportunity if they will open their precious mind. Not all investments can be find online.

Also investment doesn't mean they have to stop working much and just rely on passive income. That's why people easily get bait for those online investment that offers high returns in just a short period of time without doing nothing.
hero member
Activity: 840
Merit: 1000
September 20, 2016, 11:38:34 AM
better than good invest
because with invest can growth your capital money
yes i am also agree with you it is better to invest your money rather than to save it, because if you are going to save your money its mean that you are decreasing the value of your money, and if thought investment you are growing your money,
when it comes to bitcoin it is just better to save it because most of the websites would be just ponzies and you would lose money

Let's be specific with those websites, those are hyip's ,ponzies and cloud mining websites. There are still some websites that are good for investment, just like exchange websites and trading website. They are going to be a good way to invest your money or if you don't want to take the risk of investing then you are just going to save your money.

It is bad that investment in bitcoin is always associated with scams, hyip and ponzi. Just because you got fooled by the promises of this websites does not mean all investment sites are scam. Even in real world, it is hard to find a good investment and so is with bitcoin. But investing is the fastest way to make your money grow. So we need to learn it and do it.

Yes all investment sites are not scam but the fact is that genuine sites are getting suffered due to those few bunch of assholes who scammed people in past as those people will surely not trust any sites now.
hero member
Activity: 1148
Merit: 504
September 20, 2016, 11:23:10 AM
better than good invest
because with invest can growth your capital money
yes i am also agree with you it is better to invest your money rather than to save it, because if you are going to save your money its mean that you are decreasing the value of your money, and if thought investment you are growing your money,
when it comes to bitcoin it is just better to save it because most of the websites would be just ponzies and you would lose money

Let's be specific with those websites, those are hyip's ,ponzies and cloud mining websites. There are still some websites that are good for investment, just like exchange websites and trading website. They are going to be a good way to invest your money or if you don't want to take the risk of investing then you are just going to save your money.

It is bad that investment in bitcoin is always associated with scams, hyip and ponzi. Just because you got fooled by the promises of this websites does not mean all investment sites are scam. Even in real world, it is hard to find a good investment and so is with bitcoin. But investing is the fastest way to make your money grow. So we need to learn it and do it.
hero member
Activity: 1008
Merit: 540
September 20, 2016, 10:18:37 AM
better than good invest
because with invest can growth your capital money

but where is right placed investment and good dicesion choose profitable
is not right placed investment, and knowledge about investment,
your capital money can't growth but your capitall money can all lost your money
if you are going to save money then if you saw somthing that you really wanted to buy you are going to buy that because you have money but if you have a money to invest then your money are going there are chance that you could double your item you want to buy trading is profitable too.
legendary
Activity: 3122
Merit: 1140
September 20, 2016, 09:46:10 AM
Both of them are  required, tbh. Besides investing,  we need also to save some  of the earned money , for future needs...

I consider saving bitcoin is already investing so that is what I am doing until today. And I would that I have been consistent for saving it, because if there are some things to spend my bitcoins. You are going to be a responsible person if you know how to save your money because you are valuing it and you gave importance to it.
Well, I have to agree with you, although most of us here are not really buying bitcoins for their future because I believe majority will spend their bitcoins in gambling sites as human nature we want instant profit, but those who are earning online, we are lucky we are given the chance to earn and what we should do not is just to save our earnings to accumulate a greater value in the future.

Yes and I think that is the best part of bitcoins that its allowing us to earn it, and if we have full time job with good salary then fiat can take care of our expenses, so whatever bitcoins we earn can be saved for the future.

Unless if you could handle both jobs   (day job and bitcoin)  then it would  be a good thing  to maximize your income. Saving money would be a good thing  since you could also diversify your saving to make some investments so that you could even save more from the profits of your investments. Its just a cycle though.
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