The high rate of gamblers who take loan for gambling purposes is quite alarming, and most of them are fathers to kids.
Without any bias or prejudice...don't you think having a family puts pressure on the man as he needs to find resources to take care of the family, and in some households the women usually don't work which means one person is bringing in the money and you can never take a break when it comes to paying bills💰
Most of them don't end up taking care of their debt before passing. What happens to the funds, when the lender comes for his money? It's quite a tough one for a person who isn't a gambler to inherit a trouble from a gambling dad.
It depends on how the agreement was setup, and how the lenders business was setup...in some scenarios insurance can cover the lender, or family can step in if evidence can be produced...
And btw when it comes to debt it's never about he or she is a gambler...debt is handled the same gambler or not !
Such things also increase the anger of the society on gamblers, because the addicts are, also, good at extending their problem gambling to other close relatives. Could it be talked through in the law court?
If person is alive yep Court can handle this...but for a dead guy I don't think so unless collateral is involved and other members of the family don't want you to have the collateral...