No. They have been in the business for a very long time. They are one of the most trusted payment partners of many sites. If there are some things that are not going well, it could be your fault but if not just submit a ticket or report. If they are just a scamsite, they shoud've been gone a long time ago.
Most of people complaining about paypal are people cheating themselves. They create fake accounts with proxies, fake details, unclear verification process used, then once paypal catch them they like to complaint. Often paypal lets you use your fake account, it doesn't mean cheating works, but the fact is while you're able to use your account their system is just monitoring you during a period of time, then after sometime boom. It's like some vcc were able to be used with paypal for verification and others, but then once people abuse it, paypal block the card, then you can see people searching for another vcc that will work.
It's true sometimes their system and their TOS can be unfair, but most of the complaints found online are not clear and not telling the full story. You never find someone complaining about paypal because they cheated.
Completely agree!
I usually laugh on people when they say, "I thought Paypal was credible company but it limited me." which would rather be read as "I was not expecting Paypal to be such watchy and when I was trying to fool it, it limited me."
In 10 out of 10 cases, the mistake is on user end. Paypal is a financial company and it has to be very up-to-mark with its ToS and policy.
