I had to stop using Coinbase in January because the Hawai'i banking board invoked a new reg that caused Coinbase to close all Hawai'i accounts. I had CEX.IO as a backup, so moved to there. However, CEX.IO then changed their profile so that if I want to withdraw in USD, I have to go through Crypto Capital.
Fine...so some months later I actually need USD, CEX.IO buys my BTC and moves my USD to CryptoCapital. Then I try to move it from CryptoCapital into my bank account, and I get rejections because of an "authorisation code" that I never received, and as per the site's instructions, I sent an e-mail to support to get that code reset...and now several e-mails, and phone messages, have gone unanswered for 10 days. I've noticed a string of similar comments from other folks on a related board.
Anyway...if you are in the US, and not in Hawai'i, and NOT with Coinbase, I'd really like to know what exchange(s) you use to sell your coin into USD when you need to.
PM me, please. Thanks for understanding.
Maybe this is over simplification, but why use a Hawaii bank? Why not just open a Bank of America account. I don't even think Bank of America has a branch in Hawaii. You can transfer money from Bank of America to Bank of Hawaii (I know from experience).
If there is a problem with using your Hawaii based address with Coinbase, I don't know what to tell you other than perhaps to get an address or even an ID in another state at some point. You can set up a stateside address of sorts at apobox.com, although using it to forward mail could be expensive.
Personally, I would get the heck out of Hawaii. The weather is nice (so nice bums are everywhere) and the view is great, but the government there is a socialist pile of excrement that tramples on every Constitutional right you have.