Topic: Lemon - defaulted loan - page 5. (Read 18675 times)

As an update, I got a reply from Lemon quickly after:

"As we have a record of an outgoing signed agreement, I will have to decide what our policy is in this situation."

I have double-checked all my mail and have never received that agreement.

I have replied to him once more (Thursday 20th June) insisting I would really like the refund regardless. Let's see what happens.

Due to my impatient nature, I have decided to go for the refund:

I have sent a mail to both [email protected] and [email protected] requesting a refund.
I will reply to this topic as soon as I have received the refund (I imagine this would do a lot for your credibility at this point).

The link to the nuPlay forum was working when I made that post (although I can't prove that, so it'd be handy if anyone who followed my link would confirm it), but has since gone offline.  I don't imagine for a moment that Lemon is attempting to hide the past from his hospital bed; I'd speculate that another member of the "nuPlay team" took it down as part of routine maintenance, and that the timing of its disappearance just after I posted potentially embarrassing links to it here is pure coincidence[1][2].  Doncha just hate link rot?  Google to the rescue; cached copies of the four most recent threads can (for now, at least) be found at:

• Raspberry Pi?
• Disappointed
• Download links are coming
• Updates? Installer? Anything?

[1] Please note that my speculative explanation, while plausible, is neither verifiable nor falsifiable on its own.
[2] I won't answer any difficult questions about my theories on this public forum; for more information please e-mail [email protected], but note that there's a very good chance I may disappoint you later by explaining that I never got your e-mail (and I may take weeks to reply if I ever do confirm getting it) because I have amazingly bad luck when it comes to technical problems with my e-mail.


EDIT 2013-07-12 to add: as posted separately, a couple of the cache links above broke, and the forum is still down as of this writing; alternative sources are:

• "Raspberry Pi?" (archive.is via Google cache; alternate: WebCite)
• "Disappointed" (archive.is via Google cache; alternate: WebCite)
• "Download links are coming" (archive.is via Google cache; no WebCite copy of this one, sorry)
• "Updates? Installer? Anything?" (archive.is via Google cache; alternate: WebCite)

As a semi-related question, if you were to loan people money as a payday advance or as a title loan, is there any insurance to as them paying you back? That is, are they legally required to?

My fiance and I are torn between putting 100k down on a laundry mat, or maybe starting a payday advance brick and mortar.

In normal circumstances, the estate will settle postmortem outstanding debts.  With btc, you would have to track down the person first and verify his identity and make a case to be paid out in USD (or whatever the currency is in his home country).  IF he's just comatose, most jurisdictions have laws that allow for the delay of payment.

How does one collect in situations like this if the lendee dies or goes comatose?

Yes, it has been that long. Hopefully you will resolve all these issues soon.

We have already talked about this multiple times on IRC and I haven't received a reply on my last mail.
I have received the written agreement and replied I was happy with the terms and then I have never received the GPG signed agreement.

As this thread seems to be a collection of Lemon-related stuff, not just loans, I should probably mention that I still haven't received any nuPlay prototype unit, nor any firm date when I should expect it to be shipped, and nor has anyone else I've spoken to about it (although I have had two or three erratic updates over the past couple of months saying it'll be soon).  There was very brief discussion on IRC of not sending the device since Lemon wanted to send it to someone who he felt would use it as he had intended, but that discussion concluded with sticking to the original plan of sending me a unit and my returning it once I'd seen it existed.

That being said, his offer of a nuPlay prototype unit was always a freebie with no deadline; on paper Lemon owes me nothing, ever, and I mention it only for its possible relevance to Lemon keeping his word.

Those are the facts; since others have offered opinions, I'll veer away from fact towards speculation and gut feeling now.

Some forlorn posts over on the nuPlay forum seem to be asking for hardware, software or updates on when either will appear, so it appears I'm not alone, but it's impossible to verify or falsify Lemon's claims that there are customers that have received units.

I considered investing in crypto.pm, and looked carefully into Lemon's background and past projects.  For reasons I'm unable to disclose for fear of litigation, when I asked him the first of the questions my research raised for me, I asked them publicly.  It seemed important for all to be able to see whether his replies were timely and to be able to prove he said something should it be necessary.  From the ensuing questions and responses, two things made me very uneasy: first, while his answers were always plausible they were never satisfactory for me personally since I never felt he gave any enough information on any question to make his answer either verifiable or falsifiable; second, I felt he tended to prefer to divert questions away from public forums towards e-mail (making assessment of timely response and whether e-mail ever got replied to much more difficult).

I have many other more specific doubts, but since (1) I'm not sure I'd get any reply, (2) I don't expect any answers that I'd consider verifiable/falsifiable and (3) Lemon has indicated a readiness to employ litigation (I don't know whether he would or could, but if so it'd be prohibitively costly to defend whatever the outcome), suffice it to say I'd strongly advise anyone considering dealing with Lemon to perform very thorough research on him and his past projects first.  I feel obliged to add that the same is true of any stranger on the Internet you're considering sending money to.

So people are aware, the health complications from last night can be shortened to "God damn heart attack".

So people are aware - issues with Cryptography LTD can be dealt with via email channels. I will happily address any personal issues in this thread. Comments regarding any legal nature however will not be done publically.

Azelphur, you are welcome to email me - but I'm not seeing anything from you. You also have my phone number.

Christ, I didn't even think it had been that long. I can only apologize.

Are you referring to your GPG agreement or not receiving one at all?

Edit: if you have not received a signed agreement then you are more than welcome to request a refund.

HMRC response times on unclear policy are nothing short of "who knows". Since I last sent paperwork, I have heard nothing from you.

To re-empathize my involvement I have done several trades with Lemon.

1 - 10BTC, Lemon sent first.
2 - 10BTC, Lemon sent first.
3 - I sent Lemon money, a month ago, and still no BTC.

That's my involvement.

Just to add experiences with Lemon here, I'm remaining impartial on the "is he a scammer" front for now, but I will add to the best of my ability my experiences with him so far.

We have done 1 successful large BTC trade, he went first.

He says he is a lawyer, and I have employed him to do some legal work for me, however as yet the quality hasn't been up to par.
He told me he was going to send me client/lawyer agreement paperwork when I first requested his services on 18th of April, As of yet, despite multiple requests, the paperwork has still not arrived.

He was supposed to be sorting tax stuff out for me, he says that HMRC hasn't replied to him yet. In my experience, HMRC response times are far less than 2 months.

I have been having major issues with the banks, he hasn't been all that helpful with it at all.

I find myself having to contact another solicitor, because the work quite simply isn't up to par.

I wouldn't be too quick to jump to conclusions, but I'd like to contribute to the topic:

I have invested in Crypto.pm (https://crypto.pm/invest), and since I have invested, communication with Lemon has been very hard / near to impossible. This has been going on for a while and I haven't received on official (signed) confirmation of my ownership of the cryptoshares I paid for.

I'm writing this down as a warning to others as this can look like a scam to some.

Anyway don't get me wrong:
I believe he'll come through and I hope he gets well soon.

PS: If other Crypto.pm investors read this, it would be nice to get in touch!

I hope you get better! 

Oh no! the heart is an important organ!  Best wishes!

Currently in a hospital with heart complications (which I will prove). Communication from me for the next few days may be very sparse.