Topic: Looking for 10 investors to lend 105 BTC each and receive 50% ROI in 6-12 months - page 3. (Read 6874 times)

Lol! We have a professional troll on our hands, folks -- I justed LOL'ed really hard on that one!

If you're going to try to troll me over a car, at least learn a little bit about Mercedes and get your shit straight lol.

Not much of an "offer". I don't let people put things up my ass on a first date, especially a McDonalds Happy Meal date.

The offer is closed. You may shove your Bitcoin up your ass. I wouldn't want even 1 BTC if you begged me to take it for free!

DON'T NEED YA. GOT IT?

Seriously, coming from someone who has no money and begging in a forum? Yep, I really want to help you.

You are nothing. I see you posing in front of a cheap $9k Mercedes which probably has all kinds of electrical problems and over 120k miles. It was probably your moms. You must look silly driving around in it. I'm sure you stay away from certain neighborhoods where you would come across as a rich naive white boy. Hahaha.

Hey look, I found it: http://cgi.ebay.com/ebaymotors/C230-4dr-Sdn-2-5L-Sport-RWD-C-Class-Sedan-Automatic-Gasoline-2-5L-V6-SFI-DOHC-24-/181059367520?pt=US_Cars_Trucks&hash=item2a27fab260

Advertised price:   US $10,950.00 lol, means they probably bought it for about $8-9k

1 g07 5k1llz 50N! 

Oh my God. Where did you get my ID from? Hacker.

Ah, I knew it! Nobody could be that stupid. Well played sir, well played.

Take it easy on him... he just uploaded his ID for me so we can see he's legit:



 

Please answer me this: Why are you so fucking boring? In other words.. Fuck off. =)

Read my sig. Also, I hate to break it to you, but one of your "investor" was a shill. I'm not sure about the other one, but it's likely likely that he thought you would pay up in BTC. If you were trolling us the entire time, well done fooled us. You were actually serious? Let me ask you a question. When you wake up past noon and look at yourself in front of the mirror, do you ask yourself "Am I gonna be batshit factor 7 today, or batshit factor 8?" You seem to be batshit factor 9 to me; in which case you need some serious psychiatric help. You strike me as one of the most ill mannered people to deal with. Your mother must be very proud.

This is the one legitimate point you've made. The rest was an interesting read, at best. However I did answer my age in the thread, and offered to scan my passport. And yes this world is unreasonable. Unreasonable times lead to what looks like unreasonable requests. Try living my life for a day and see if you don't come across as unreasonable to outsiders who have no clue. That's why I said, the one reasonable point you've made is about my ability to get the job. This job is easy to get, but do I have the personality to go through with it? I probably do not, and hereby retract my request. I would rather shrivel up and die on the side of the road, then to bend over and kiss ass for you fucking humans any longer. Fuck you.

and another reason why I'm retracting my request is, I've figured out another way to solve my problem without the loan. It appears I have enough capital to pursue this other method, and it will produce an equivalent result. now I can sit back and jack off in peace, knowing my future is secure. Anyone got any porn sites they can recommend? Thanks.

This whole loan request thing really scares me... 

I think ridgemont is a real person who fully intends to pay back this requested loan... thus I do not believe he is a scammer. But if you walk into a bank and ask for a loan they're not going to give it to you just because you're "not a scammer". It seems like the Bitcoin lending community has put so much focus on figuring who is and who isn't a scammer that the whole concept of creditworthiness, which is the truly important aspect of lending, has been disregarded and/or completely forgotten... Here's some of the major causes for concern...

The debtor...

• ... is unemployed
• ... is requesting a very large amount of unsecured debt ($15,000+)
• ... is promising a tremendous (quite frankly, outrageous) ROI/interest rate
• ... is insisting on anonymity
• ... is giving no details about how the money will be used
• ... is offering no collateral, feasible repayment plan or reasonable incentives
• ... MENTIONED GAMBLING IN A HUGE LOAN REQUEST

And that's not the half of it... I'm almost inclined to believe that he wants to get this loan because he believes he can make a huge, anonymous win in Bitcoin poker and pay everyone back -- while, of course, pocketing a large profit for himself. I don't doubt he would pay back the loan if he could. But that's the issue here -- can he? I would say no, with about 90% certainty... If he got the loan he would probably pay back something, but it would be well short of the principle and it would stretch out into a long-running delinquency and battle for creditors to reclaim their money... and in the end the creditors are highly unlikely to even get all of their principle back, much less this ridiculous interest...

I get the impression of someone who's quite young (probably 17 to 19 years old -- btw, lending to a minor is a big legal no-no) who's living at home with parents (hence the "no expenses" part) and has elaborate dreams about a big poker win (or perhaps he does have some legitimate "dream job" he's hoping to get). And he's offering no details about how the money will be used or what it's for, what this education/job is he's going for and why this is necessary in the first place. I don't see how having $15,000 is going to help him get this supposed job. He said he needs an education which costs $3k, but he says he already has $3500 and a reliable family member who owes his $7k... so why is the loan needed, if he has no expenses? Wouldn't it be prudent to use the $3500 on hand to start his education, and get the $7k from his family member to live off of? If he has no expenses and is being supported by his parents he totally doesn't need this (I fear he'll only get himself in trouble)... Also note, it seems like he's unwilling to even disclose his age? 

The other scary thing about this is who in their right mind borrows $15,000 at 50% APR? He says the job he wants to get pays $35,000/year. If he gets this loan he will be obligated to pay back at least $22,500 (not to mention how much the BTC could appreciate within that year)... is he seriously going to spend an entire year of labor just to pay back this insanely high interest? I can't imagine any reasonable person doing this... I've been around the financial world long enough to know this smells dangerous... not because he's a bad guy but because he doesn't seem to know what he's getting himself into. You couldn't FORCE me at gunpoint to take BTC1000+ BTC from you at 50% APR... 

Now I'm probably going to get flamed by the OP for what I've just said... and that's another thing that bothers me. Everyone who's questioned the legitimacy or feasibility of this loan request has been flamed... In my mind that raises serious doubts the OP is even capable of getting a professional-level job with a salary; "people skills" don't seem to present. And he has refused to take anyone's advice on the right way of going about getting this loan. I think if he took the time to develop a real financial plan and was willing to give some ID and detailed information he just might get this big loan... but I hope no one lends until he does this and shows that he has the creditworthiness...

Just my BTC0.0014... My credit review services are thus rendered... Tips! (just kidding lol)

--ATC--

@ ridgemont4 ::

None of this is intended as a personal offense/slur. I just think you don't realize what you're getting yourself into and really need to listen to the wisdom many community members here are trying to give you to help you get a good loan. I wish you the best of luck in your goals and I hope you're able to find the financial means to make it a reality!

It could be true, but it isn't. You can tell by his reluctance to reveal details, because without details then his story can't be proven wrong. It's 100% a lie, and it's probably all a lie, everything down to the truck driving. Just some dumbass kid trying to scam money, badly.

So did you. Internet bullying is not tolerated. You have provoked me to anger! FELONY!  

See? I can play your game too. You had knowledge of my retardation and willfully aggravated a condition I have admitted to having. Now I will sue you. You'll be hearing from my attorney soon.

I don't want to be funded. I just wanted to play a psychological game with a few trolls. It's entertaining. It's funny to watch everyone get all uptight about matters that do not concern them. Seriously, I find so much entertainment value from it.

Well then, at least we both agree that your deal sucks then. See my Bitcoins are telling me you're full of shit. Assuming you get the funding you want, you will never lose. If Bitcoins go UP in price, you've effectively shorted their investment and you can pocket difference. If Bitcoins go down in price and actually have to pay up, well you probably wont.

You sir just committed a felony.   

This would maybe mean anything if you would pay back in dollars instead of bitcoin.
As it stands now you will pay back in bitcoin so effectively investnig in you would lock in the investors coins.
By investing in you the investors will be unable to sell their coins at a reasonable price and will have to wait untill you pay back and THEN can they sell their coin for this $6 you propose. So they would have lost half the value of their investment and gained a quarter. Effectively they would have lost 25% of their investment.

So your whole story about how it would be good for investors to invest in you because the price will drop is complete and utter bullshit.

Let's play a game. I bet 30 BTC, this kid won't get funded. Who wants to take me on this bet? We can use a trusted escrow