Topic: * MBANK CARDS BEING BLOCKED THREAD* - page 12. (Read 44078 times)

I actually agree with that, the blocks might be legal according to their TOS, but this is plain scamming.

Good information.

It would be important to know if this mass blocking is over because it was due to particular cases or sellers and people that still have working cards can take the risk to keep using them (with very low volume transfers, of course) or if there are members that got their cards blocked recently and we are going to see currently working cards also blocked.

To someone that has 5 or 10 (https://bitcointalksearch.org/topic/m.8741240) working cards, risking to send 100 euros to one is risking more or less the amount he paid for the cards. And he will avoid the hassle and risks of buying new ones from another bank (yes, I know, all sellers will write this is a very dangerous move). On the other hand, he will be working with (to say the least) a bank with very condemnable practices.

It's outrageous that they block the use of the cards, but still allow new transfers. If there is something suspicious about a card or its owner, they should bounce back all transfers! They seem to be hunting suckers: "Your money is very welcome (mostly, because we are going to keep it)".

Anyway, better wait one month or two and see how things go.

Hello,

I posted this in the other relevant threads as well since I am looking for a possible solution to unblock my mbank card with around 720€ on it. For me, its not worth to make a 1200km trip in order to unblock it myself in Poland. The card has only been used to sell some bitcoins and nothing else. If someone can provide a secure way to release the money I would be willing to pay 120€ for that.

I assume that there are many people with this problem so if we all chip in there could be a substantial amount of money to be made.

I hope this an be resolved soon!

Nah, I have 5 mbank cards. One of them had about 500€ on it and and four were basically empty. They all still got blocked.

This is throwing more fuel to the fire, but some posts make me wonder if they are not also picking the cards with more money:

Here https://bitcointalksearch.org/topic/m.8526281 a member says only his card with about 500 euros was blocked, not the others with very low quantities.


Since Mbank has his website in several languages and, if I recall correctly, there is nothing in the its agreement saying anything against foreigners buying its cards, I also can't see any ground for them to screw the foreigners and ask them to come to Poland.

It's not very different from a situation where a Bank closes all his branches in the USA, except on Florida, freezes all cards, and says to its customers: if you want your money you all have to come to Florida.

Any notary can do this:
http://www.krn.org.pl/1197/Znajd%C5%BA+notariusza
Enter Warszawa twice in the last 2 fields, or any other city with an mBank branch and you can spam them all to get the best quote.

Do you know anyone for this task?

Dude, we were talking about possible help from Polish forum members.
You really need to chill sometimes.

What?? It's not up to the customer to prove he is not a gangster.
If these fuckers think the customers are mobsters is up to them to go to the police and show whatever they got.

This behaviour of them is mafia like. That's true.

I can't believe some pissed customer entering the branch with a locked card and get out empty handed. And that is without showing any info.

If they didn't hand the money immediatelly I'd call the cops on the spot.

At least in some decent country that's how this would be done. And I've never been in Poland but I can't imagine it not being a decent country.

Remember this; they sold this as anonymous cards! They advertised it like it!

If they want to cancel them and not offer them anymore it's up to them. But they can't KEEP THE CUSTOMERS FUNDS!! Customers that followed the previous rules.



It's a possible solution.
I already gave my recipe. It works!

It's a matter of picking carefully customers. If one has 100 cards to cancel, that can be suspicious.

But no free lunches. Every job has it risks.

And what about the Polish intermediate being used as a mule by some mafia like persons/organizations?

Anyway, like i already said, get yourselves a notary and all is dandy. Several persons could even use the same one, thus reducing the very moderate costs.

I think it should be possible to return the cards at a Mbank branch, cancel them and withdraw the money, in order to avoid that any personal data to be available online to the owner.

Actually, this is one of the risks that the owner will be assuming. The polish intermediate running with his money.

I fear not, unless you have a copy of his ID and a signed statement empowering you(maybe).

I will be in Poland tomorrow. I have two cards given to me by a friend. So, there is no point in even going into the branch with his cards?

You can certainly get yourself into trouble, besides giving up your personal data.

Since it isn't necessary, I think most mbank cards were not registered. Why lose anonymity or lie about your identity, when you can use the card, recharge it and check balance, all anonymous?

I don't need this service. I just thought it might be an idea if the rest all fails.

Some people are already making these deals, but with little reputation: https://bitcointalksearch.org/topic/m.8687743

So they can end bad for the card owner. Little will stop the polish intermediate to withdraw all the money at the bank branch, unless he has a reputation to care about and attesting his honesty.

This is ofc only possible if you didnt register the cards.
Why dont you post in the Polish section and offer a nice reward?

A trustworthy polish member could offer the service of receiving the cards by mail and going to a branch pick the money or unblocking them.

Maybe he can deliver more than 10 cards by asking some polish friends to go too in his place (the bank will register the personal information, so no more than 10 cards).

For the record, they didn't block all cards used by foreigners or used exclusively abroad. It was already stated here by some members that their cards weren't blocked.

It seems the criteria is mainly using a card bought from a seller that sold a card to a scammer. So, it's a matter of luck. And of having cards bought from small sellers, since the big sellers have a more high probability of having scammers as customers.

My friend used them in Poland for almost a year. He did not EVER used it abroad. He did not used it for more than a month before block (money were on it) and it still got blocked, just after he left for UK. Yes, he can mail them to family or someone to Poland which will solve this problems, but it should not be like that. Cards were nameless by design, You did not needed to go to branch, show ID or got it block just for using it - that was not the deal. If You like to be treated as idiot by banks it's You choice. This cards were even advertise by bank (both BZWBK and mBank in that "privacy of Your funds") so let's not get carried away, because even banks did know what they're doing.

Of course is caused by fraudulent activities of user, not only Polish ones. These cards traveled the globe and were used by many kids for some small time scams - because You cannot use them differently, You'll not steal milions with them. So, because of this idiots all of us got blocked cards.

One thing i do not understand is this "Go to Polish branch" - wtf?! If You look at btc exchangers or any other kind of service which blocked user accounts or funds for some reason the most You were required to do is to sent good quality scanned docs, and if that wasn't enough a regular letter with the same docs was enough. Even fucking Mt.Gox did not require You to physically go to Japan ....

As for spamming i suggest to find mBank Facebook page and Twitter, if You browse thru it there's many negative opinions, not only about those cards ...