Topic: * MBANK CARDS BEING BLOCKED THREAD* - page 9. (Read 44078 times)

At least he is doing something, other than being angry.
And this is Europe not controlled by Fox(although the cocksuckers tring to shift it more and more).

It depends on the tv/media you choose.

It could simply go like this: "mBank from Poland is freezing clients assets!!!"

If this was a big enough media group I guess they would move. Of course they would say they're fighting money laundering bla bla bla

Hi,

I get your point, some data might be sensitive, so I can always agree to look at a censored version etc. It's enough to talk. If it's a complete nono, then fine, I'm not forcing anybody, just trying to help a bit. I'm not following the threads anymore, but I just got curious that the case still exist and that people who asked for help, having been granted a chance to solve the issue ( I needed to arrange a lot of stuff to be able to unblock a large number of cards) turned their backs without saying a word. There are senior users looking for help, but that is rare, most of the people were newbies. This may mean nothing, but it also may mean that those cards were used for illegal business. mBank didn't block the cards because they were used abroad, they didn't get blocked because a non-Polish citizen used them (how should they know), they got blocked because their AML issued an alert.



That's all well put. With regard to other comments from forum members, take mBank to court and lose more money and more time, good luck, if you're not willing to reveal your transaction history to me, then maybe you'd be willing to reveal it at court. Explain the judge why did you use an anonymous prepaid card instead of getting a bank account. Let's make this clear, most of you want to stay anonymous, and at the same time you're talking about taking them to court.

TV? I do understand that your funds are blocked, and I do stand on your side (I'm just trying to separate people who really need help from fraudsters), but do you really think that from the legal and moral point of view you'd convince TV to be on your side? In TV it would go like this "Angry group of blocked anonymous prepaid card owners who used the cards against the Terms and Conditions sues mBank for freezing the cards on the basis of suspicion over the use of the cards".

I can only advise the following: make up your mind.

Let us help you if you want to keep a certain degree of anonimity, but we don't promise that we won't end up in jail because of you and you'll have to bail us out (sorry for joking but I needed a but).

OR

Try to force them by contacting them, but do it in a coordinated manner, to show them that you're a group of people, but remember that legally, they're protected, not you, they are the ones complying with AML laws.

OR

Take them to court, provide your full identity and card details, but remember that it is you who breached the Terms and Conditions.

I wouldnt give anybody my data, just to get the cash asap.
The bank is under their conditions with your seller holding the money rightfully, but sooner or or later, they will have to comply with all claims(criminal excluded).

I can give you what you are asking for if you can help getting my money.

A member posted that he went to Mbank branches and call them several times and the final information Mbank gave him was that the cards could only be used by polish citizens and that was the reason why the cards were blocked. Later it seems he deleted the post where he wrote that, but he still states more or less that here (https://bitcointalksearch.org/topic/m.8845280)

That reason never made any sense, taking in account that Mbank website uses several languages, I didn't read that in their agreement and that violated EU Law against european citizens. Also it doesn't explain why many foreigners still have working cards.

Even foreigners that went to a branch on Poland didn't receive their money back (https://bitcointalksearch.org/topic/m.8905377)

It would be great to know the exact reason, because if the citizenship of the card owner isn't the reason and the blocks were caused by specific problems with the seller or owner of the cards, holders of active mbank cards could still use them (with small amounts).

On the issue of the transactions, anyone wanting to talk anonymously can use https://crypto.cat . However, I can understand why people won't be happy to give all details about their transactions. It shows too much about residence, habits, etc.

Besides, since they blocked cards massively, it won't be easy to figure out the reason by checking the transactions. The problem might be on the seller of hundreds of cards, not the owners; the problem might be on 1 of the 30 cards blocked, etc. It would be easier to ask again Mbank.

Hi,

I see people still struggling with mBank, together with another forum member we tried to help people as we're located in Poland, we made several trips to the branches to see what's happening. There's a similar thread at https://bitcointalksearch.org/topic/m.9055522 and there's my comment, I won't past it here, if you're interested you can read it in the mentioned thread.

The point is that out of all the people wanting help, noone was willing to:
1) use an encrypted email service to talk about the details
2) reveal the transaction history (4 my eyes only)

Most of the ppl looking for help were newbie account, so still anonymous.

I'd like to look at the history of different cards to search for a common pattern that might be the reason for blocking. If you still need help and are willing to cooperate, I can give it a shot.

Kind regards,
Piotr

I think it's a good idea.

It's also VISA's name being dragged in the mud. They won't like to know it.

But to be effective the e-mail has to be very well written and be very specific on why mBank is hurting their credibility.

VISA could block Mbank. It's VISAs cards Mbank is abusing. Of course VISA won't do it but they could and if this was bigger they would.

I cant imagine how VISA could or would help.
Anyway, i have given lots of information and suggestions on the last pages.

Fine.

Anyway, we should target at fixing this issue, not others. Any progress? It's interesting that a bank can just refuse to let customers withdraw their money. Could VISA help here?

Have you even read before this page?
He is the one constantly insulting me.

Come on stop insulting people already.

I'll take that advice. 


Police can intervene.
The bank acknowledges they have your funds and they won't deliver them for whatever reason. If the reason is bs and it is in this case why wouldn't the police intervene? At least they have to come up with a good reason not to deliver funds immediately. And a better reason not to return the transfers to the originating accounts.

If they claim the funds are fraudulent is up to them to prove but even that doesn't give them the right to keep the money.

But anyway it's better to contact this KNF before going to the branch

You are right, i dont watch manipulative TV.
And please for your own sake grow up.

We are all on the same side. The goal is to help. Let's try to avoid to get personal. If one doesn't like what someone wrote, just ignore it/him.

I'm afraid police won't intervene, like forcing Mbank to pay. Their goal is to keep the peace. At most is would be possible to make a criminal complain, but it would be for the prosecutor and then a criminal court to decide if any crime was committed.

If many people join in, it won't be a petty case, it will involve many thousands of euro. I bet some people lost real money with this.

That hat was not for you since you supposedly stopped "helping" a long time ago.

I agree this is a petty case and that's why I said local police would solve it.

But if you think this is too petty for tv I guess you don't watch too much tv. Good for you. 

If you want to act smarter than everyone else maybe you should unblock at least one card instead of insulting and sulking right after in every post.

You are semi right, but this requires a lot of effort and the only one that benefits is the lawyer, since the judge can(and most probably will) just say no, this is too petty. Also you have to consider that you are going against a bank, that can throw endless lawyers at you and drag the process until you have run out of funds(and then have to pay for the attempt).

Melo already went way beyond as a non affected person.
Please FFS read the whole topic and not just the last 3 posts.

I will sum it up for you, although there are valuable and unfortunately a lot of simply useless informations to be found:
1. Their contract with the seller and you as a victim is unfortunately airtight, hiring a lawyer would be just wasted money(which you even cant since you are not the involved party).
2. Melo provided well researched links, use those instead of spamming a bank.
3. They state that you need to come to their branch(ofc unreasonable), therefore get yourself a person legally representing you, like a notary for example.
4. Sooner or later they must release the funds of customers that acted within the legal framework, its just the approach that makes the difference in the length.
5. If you want to go public with that case, there are links in the topic that would even consider such a petty case(try it on weekends).

As far as I know, it's possible on all countries for people to join to file a joint action if the the factual and legal matter is the same and also the same defendant. In many countries even the court has the power to join these cases.
I would be surprised if Poland was an exception.
In any case, Mbank isn't crazy, it knows it will lose the case. Therefore, the lawyer doesn't have to file the case, it's enough to threat to do it. And to do that, the lawyer can threat in the name of many people, not just one.